Amelia Risk vs Resilience: How Do They Compare for Tech E&O Insurance?

Resilience targets tech companies with $25 million to $10 billion in revenue, with limits up to $10 million, primary or excess. Amelia Risk is a brokerage that approaches insurers on your behalf and reviews the quotes with you.

Resilience writes Tech E&O only for technology companies with $25 million to $10 billion in revenue, offering limits up to $10 million and an in-house claims team available 24/7. Amelia Risk is a broker for earlier-stage software, hardware, AI and robotics companies that fall below that revenue floor. ^5,^6,^3,¹

What Are the Key Differences Between Amelia Risk and Resilience Tech E&O Insurance?

$25 Million Revenue Floor vs Early-Stage Tech Companies

Resilience targets U.S. technology companies with $25 million to $10 billion in revenue, for primary and excess Tech E&O, across tech services, hardware, data centers, telecom, software and web services, with limits up to $10 million. Amelia Risk works with software, hardware, robotics, AI, autonomous-vehicle software and life-sciences clients once people are using the technology, with no revenue band. Choose Resilience if you have $25 million or more in revenue and want a large limit; choose Amelia Risk if you're earlier stage. ⁵ ² ¹

In-House Claims and Built-In Endorsements vs Broker Advocacy

Resilience runs a 24/7 in-house claims and incident-response team with a dedicated claims manager, and builds endorsements into the policy form so terms aren't bolted on later. You request a quote rather than apply online. Amelia Risk uses a four-step broker process and advocates for you during claims, with no Tech E&O-specific claims team described. ⁷ ⁵ ³

What Should You Confirm in Amelia Risk and Resilience Tech E&O Insurance Quotes?

Check your revenue against Resilience's $25 million–$10 billion band before you apply. ⁵ ¹
Check which Homeland Insurance company issues a Resilience policy, and ask Amelia Risk which insurer it used. ⁶ ¹
Ask how endorsements appear on each form. ⁵
Ask Amelia Risk who handles a professional-services claim day to day. ⁷ ³

Amelia Risk vs Resilience Tech E&O Insurance Compared

Amelia Risk vs Resilience: Tech E&O Insurance: documented features by provider

Criteria	Technology Errors and Omissions	Resilience Technology E&O
Who It’s For	Amelia Risk says a company should generally consider Tech E&O once people are using its technology, whether in beta or full release. ¹Company-reported. Dedicated Tech E&O page's purchase-timing guidance. A general trigger the firm states, not an underwriting eligibility rule. Amelia Risk markets Tech E&O to its technology-industry clients, a specialty vertical it describes as covering software, hardware, robotics, AI, autonomous-vehicle software and life-sciences companies. ²Company-reported. Technology specialty page as read on 2026-09-16. Describes the firm's marketed audience, not a stated size or revenue threshold.	Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ⁵Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.
Coverage Features	Amelia Risk describes Tech E&O as a more specific term for professional liability: it protects a company if its product or service fails and causes a client or user a financial loss. ¹Company-reported. Dedicated Tech E&O page copy. A general definition, not a specimen policy form or list of exclusions.	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ⁵Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ⁵Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.
Role in This Line	Amelia Risk is a brokerage, not an insurer, and it places Technology Errors & Omissions as its own listed policy line, separate from the general liability and umbrella grouping on its policies page. ^3,¹Company-reported. Policies hub and dedicated Tech E&O page as read on 2026-09-23. Does not identify which insurer would issue a placed policy.	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ⁵Company-reported. Technology E&O product page introduction, accessed 2026-09-23.
Claims Support	Amelia Risk says it advocates for a client's needs during claims as part of its general brokerage process; the reviewed pages do not describe a Tech E&O-specific claims procedure or dedicated claims contact. ⁴Company-reported. Specialties page 'Our Process' section. A general brokerage claims-advocacy statement, not a line-specific claims service.	Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. The reviewed pages do not describe a claims process specific to technology E&O separate from this shared claims team. ⁷Company-reported. Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified.