Is Amelia Risk Legit? Licensing, Carriers and Reliability
Amelia Risk has no Broker Reliability Score because the information we reviewed is not enough for a numerical score. Reliability Scores rate what we could confirm about a provider’s reliability; they do not predict claims payment.
Amelia Risk Broker Reliability Score
This partial Broker Reliability Score covers disclosure clarity within the scope described on this page. Those factors make up 15% of the full score, normalized to a ten-point scale. The factors left out remain unknown, and evidence for one program does not describe another.
Scored entity unavailable
What Our Research Found About Amelia Risk
Role: Broker. Covers: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Amelia Risk Legal Identity
Amelia Risk Licensing
The reviewed official pages do not publish an NPN or state producer-license number. The California Department of Insurance agency-name lookup route did not independently establish current authority; the public NPN lookup page was used as an identifier reference, not as evidence that Amelia holds authority.5,6
Wisconsin OCI's Agent FAQ states that a firm's authority depends on its designated responsible licensed producer and active lines. Amelia's responsible producer and Wisconsin authority were not independently established in the reviewed sources.7
Amelia Risk Financial Strength
Amelia Risk Risk Bearing
Amelia says it works with underwriters, wholesale brokers and carrier partners and presents itself as a broker. The reviewed pages do not identify which insurer issues a particular policy or disclose capacity, reinsurance or exposure shares.2,3
Amelia Risk produced no appointment record in any register we could reach. The Sircon Firm Consumer Inquiry covers nine states — Texas, Pennsylvania, Nevada, Georgia, Colorado, Indiana, Minnesota, Utah and Wyoming — and an agency search in each, under “Amelia” against a San Francisco business address, returned no record. No carrier can therefore be named for an Amelia Risk placement from a regulator source, and the firm names none itself.8
The firm’s pages describe the kind of counterparty rather than any of them: its about page says it treats its underwriters, wholesale brokers and strategic partners with respect, and its specialties page says a narrow vertical focus produces stronger relationships with its underwriters, brokers and carrier partners and therefore additional leverage. Carrier-network strength is unevidenced for this scope — a nine-state search that found nothing plus no company disclosure, rather than an adverse finding about the markets the firm actually uses.2,3,8
Amelia Risk Claims Service
Amelia's specialties page describes claims advocacy as part of its process. This supports a broker-service function, not a conclusion that Amelia adjudicates or pays claims.3
Amelia Risk Regulatory Record
What We Couldn’t Confirm About Amelia Risk
- Exact legal entity and any assumed-name registration behind Amelia Risk Insurance Brokers.
- NPN, responsible licensed producer and current state license records, including California and Wisconsin.
- Product-specific issuing insurers, delegated authority, capacity and reinsurance terms.
- Entity-specific financial continuity evidence and a defined five-year conduct search.
- No agency record for Amelia Risk was returned in any of the nine states the Sircon Firm Consumer Inquiry covers, so the states where it holds licences and appointments were not identified; California, where the firm is based, is not covered by that lookup.
- No named carrier, wholesale market, program or binding authority is disclosed for any Amelia Risk placement from either company or regulator sources.
Regulator Searches for Amelia Risk
| Jurisdiction | Result | Notes |
|---|---|---|
 CaliforniaCalifornia Department of Insurance | Source inaccessible5 | Reviewed California Department of Insurance business-name lookup route for the operating name; current authority was not independently established. |
 WisconsinWisconsin Office of the Commissioner of Insurance | Not researched7 | Reviewed Wisconsin OCI search instructions but did not establish a current Amelia entity result. |
 United States | Not researched1,4 | No complete state-by-state regulator search was completed; only the public disclosures and lookup routes reviewed are recorded. |
Amelia Risk Licenses and Authority Records
These are reviewed authority records for the named legal entities and what they cover. A license record does not establish that a particular policy is available, bound, or suitable.
No license records are listed for this Reliability Score. See what we couldn’t confirm for what remains open.
Which Coverage Lines Does Amelia Risk Offer?
Product pages for the coverage lines Amelia Risk lists.
Comparisons and Insurance Terms Related to Amelia Risk
Amelia Risk goes deeper on inventory and recall insurance for consumer-goods brands, while Alliance Risk offers a wider commercial catalogue and publishes quote timelines for tech companies.
Amelia Risk brokers insurance for consumer-product and technology companies; Armilla keeps AI liability insurance and its contractual performance warranty as distinct products; model assessments can examine and retest systems.
Amelia Risk addresses inventory, product recall and technology; At-Bay offers technology E&O and cyber coverage.
