CFC vs Resilience: How Do They Compare for Business Insurance?

Startups through multinationals can ask CFC about technology coverage, including before generating revenue; the stated audience does not guarantee a particular business will qualify. ¹Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. ³³Company-reportedPublished US primary and excess technology E&O appetite; not a minimum established for every cyber product.

Technology companies can compare a package of E&O, cyber, media/IP and general liability, including client-contract breach exposures; the quote and wording determine which sections and exclusions apply. ²Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Businesses can compare CFC’s Proactive Response, admitted cyber, Corporate cyber and cyber excess options; an admitted label does not establish California eligibility or identical wording. ⁹Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

CFC lists D&O, EPL, fiduciary, crime and Side A DIC excess; however, its US management-liability brochure declines California-domiciled business, so these catalogue items do not establish California access. ^10,11Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

If you need IP defense or enforcement costs, CFC separately markets intellectual-property insurance, including patent exposures; compare that policy’s scope with the narrower IP terms in a technology quote. ^14,2Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Fintech, digital-health and life-sciences companies can ask CFC about sector packages that combine relevant financial, technology or product risks; each requires its own underwriting and terms. ^23,19,22Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

CFC’s broader US catalogue includes professional E&O, property, general and media liability, medical malpractice, product recall, kidnap and ransom, and umbrella over selected lines; these are not automatically part of a technology policy or available in California. ^{12,13,21,20,16,15,18}Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Companies pursuing an acquisition or secondary-liquidity transaction can ask CFC about representations-and-warranties insurance and buyer, seller or liquidity solutions; these are transaction products, not ordinary operating coverage. ¹⁷Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Businesses with specialist exposures can explore CFC’s carbon-credit, CORSIA, sexual-abuse, terrorism and marine offerings; a US catalogue listing does not establish California access. ^25,26,27,28Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Businesses can ask Resilience about primary or excess cyber limits up to $20 million, including privacy and eCrime; confirm the eCrime sublimit (advertised up to $500,000) and conditions in the quote. ³²Company-reportedMarketing description, not reviewed policy wording. eCrime is a component, not evidence of standalone crime insurance.

Software, hardware and technology-services businesses can consider Resilience Tech E&O, which advertises $10 million limits on US primary and excess placements. ³³Company-reportedTechnology-specific professional liability; not general professional E&O or a guarantee of offered limits.

Before binding a California technology policy, get the insurer and syndicate names in writing: CFC identifies Lloyd’s Syndicate 1988, managed by Asta, but its US technology materials do not identify the insurer for a buyer’s quote. ^4,2,3Not publicly disclosedTechnology coverage for a California applicant; Syndicate 1988 is not assigned to every CFC policy.

Ask which insurer will issue your California policy: Resilience names Homeland Insurance Company of New York or Delaware but not which one applies to a specific quote. ³¹Company-reportedCompany-reported US insurer disclosure; no binder or California policy form reviewed.

Cyber buyers can get threat monitoring, alerts, a response app and round-the-clock technical incident support according to CFC; check the proposed policy for access, scope and conditions. ⁷Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Agree on renewal timing, certificate turnaround and account support before choosing CFC; reviewed materials do not specify those commitments for California technology buyers. ^6,3Not publicly disclosedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Resilience’s Edge service helps prioritize security spending by estimated financial impact, while Arc shows cyber risk across entities; these tools are risk-management services, not insurance. ^37,38Company-reportedCurrent named cybersecurity products; outcomes not independently established.

You can buy insurance without buying Resilience security services; confirm which tools are bundled and which require a separate agreement. ³¹Company-reportedCompany disclaimer; does not establish free services or package pricing.

Ask Resilience for renewal deadlines and service timing because reviewed pages do not specify renewal documents, price commitments or standard turnaround. ^34,32,33Not publicly disclosedScoped to current HTML pages; older package materials were not used to promise current renewal terms.