CFC vs 
Marsh: How Do They Compare for Tech E&O Insurance?
Marsh designs data-center programs that combine Tech E&O with property and casualty lines. CFC sells a single Technology package for start-ups to multinationals, bundling E&O, IP, media and cyber.
CFC sells one Technology package for startups to multinationals that combines E&O, breach of contract, IP, media and cyber, with limits up to $10 million. Marsh places tech E&O as a specialty and builds it into data-center programs alongside property and casualty. 1,2,6,5
What Are the Key Differences Between CFC and Marsh Tech E&O Insurance?
A Ready-Made Package vs a Broker-Built Program
CFC sells a single Technology package that already combines E&O, breach of contract, IP/media and cyber, for startups, mid-size and multinational tech companies. Marsh treats tech E&O as one of its financial and professional liability specialties, serving technology alongside banking, insurance, asset management, media and healthcare, and builds it into data-center programs with property, casualty and other lines. Choose CFC if you want E&O and cyber in one policy with a published maximum; choose Marsh if you run data centers or need E&O coordinated with a larger program. 1 2 6 5
$10 Million Published Maximum vs Programs Built for Scale
CFC publishes a $10 million maximum for E&O, media and cyber and a $6 million maximum for general liability. Marsh says off-the-shelf tech E&O wasn’t built for the scale and concentration of modern data centers and can leave gaps, and it publishes no limits or insurer names. If you need more than $10 million, ask Marsh what it can place. 2 5 6
What Should You Confirm in CFC and Marsh Tech E&O Insurance Quotes?
CFC vs Marsh Tech E&O Insurance Compared
CFC vs Marsh: Tech E&O Insurance: documented features by provider
| Criteria | CFC Technology Errors & Omissions | Marsh Technology Errors and Omissions Insurance |
|---|---|---|
| Who It’s For | CFC says the Technology product is suitable for start-ups, mid-size and multinational tech companies, without publishing a specific revenue or headcount cutoff on the product page. 1Company-reported. Technology product page introduction; actual eligibility for a given applicant depends on underwriting review of the application. | Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. 6Company-reported. Marsh professional liability page, What We Offer section. |
| Coverage Features | CFC describes coverage for financial loss, bodily injury or property damage arising from a technology company's products and services, plus legal liability for breach of client contracts and IP infringement claims such as copyright and trademark disputes. 2Company-reported. Product brochure feature descriptions; exclusions and conditions are set by the policy wording, which was not reviewed. The cyber portion of the policy includes network and privacy liability, business interruption, data rectification and recreation costs, extortion cover, and social engineering coverage, sitting inside the same Technology package rather than as a separate purchase. 2Company-reported. Product brochure 'Comprehensive cyber cover' section. | Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. 5Company-reported. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product. |
| Role in This Line | CFC's Technology product is a single package policy for technology companies that bundles errors & omissions liability, breach-of-contract cover, IP infringement and media liability, and cyber cover. 1,2Company-reported. Technology product page and US product brochure; the policy as issued controls the exact scope for any one customer. | Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. 6,5Company-reported. Marsh professional liability page and data-center insurance page. |
