CFC vs 
Coverdash: How Do They Compare for Tech E&O Insurance?
Coverdash, a broker, offers a fully digital quote-to-purchase flow with optional general liability or cyber add-ons. CFC's Technology application, covering revenue and funding history, is returned through your insurance broker.
CFC writes one Technology package covering E&O, breach of contract, IP, media and cyber, with published limits up to $10 million, applied for through your broker; Coverdash lets you quote and buy Tech E&O online and add cyber or general liability, but names no insurer or limits. 1,2,6,5
What Are the Key Differences Between CFC and Coverdash Tech E&O Insurance?
Insurer Package via Your Broker vs Online Broker Purchase
CFC underwrites Technology as its own package for tech companies; your broker returns its US application covering revenue, funding, hosting and MFA. Coverdash is a broker with a fully digital quote-to-purchase flow, where you can add general liability or cyber alongside Tech E&O, placed with an insurer it does not name. Choose CFC if you need published limits up to $10 million and cyber built into one policy; choose Coverdash if you want to buy online without a broker. 1 3 6 5
Published Terms and Limits at CFC
CFC's brochure covers products-and-services liability (financial loss, bodily injury or property damage), breach of client contracts, IP infringement and a cyber section, with up to $10 million for E&O, media and cyber, up to $6 million for general liability, and deductibles from $0. Coverdash describes claims that software failed, a project was late or missed spec, or client data was mishandled, including defense of groundless claims, but publishes no limits, retentions or deductibles. 2 5 7
What Should You Confirm in CFC and Coverdash Tech E&O Insurance Quotes?
CFC vs Coverdash Tech E&O Insurance Compared
CFC vs Coverdash: Tech E&O Insurance: documented features by provider
| Criteria | CFC Technology Errors & Omissions | Coverdash Tech E&O Insurance |
|---|---|---|
| Who It’s For | CFC says the Technology product is suitable for start-ups, mid-size and multinational tech companies, without publishing a specific revenue or headcount cutoff on the product page. 1Company-reported. Technology product page introduction; actual eligibility for a given applicant depends on underwriting review of the application. | Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. 5Company-reported. Product-page eligibility description; actual acceptance depends on underwriting. |
| How to Apply | The US Technology application asks for company revenue by year, funding-round history, subcontractor and hosting arrangements, and whether multi-factor authentication is enforced for remote network access and email; it is returned to your insurance broker. 3,1Company-reported. Application form Sections 1, 2 and 4; CFC also lists Connect and named API partners as digital trading channels on the product page, which may bypass a paper application for some brokers. | Coverdash describes a fully digital quote-to-purchase process for Tech E&O, with the option to add coverages such as general liability or cyber alongside it. 5Company-reported. Product-page company information and cross-sell section. |
| Coverage Features | CFC describes coverage for financial loss, bodily injury or property damage arising from a technology company's products and services, plus legal liability for breach of client contracts and IP infringement claims such as copyright and trademark disputes. 2Company-reported. Product brochure feature descriptions; exclusions and conditions are set by the policy wording, which was not reviewed. The cyber portion of the policy includes network and privacy liability, business interruption, data rectification and recreation costs, extortion cover, and social engineering coverage, sitting inside the same Technology package rather than as a separate purchase. 2Company-reported. Product brochure 'Comprehensive cyber cover' section. | Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. 5Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made. Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. 7Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business. |
| Role in This Line | CFC's Technology product is a single package policy for technology companies that bundles errors & omissions liability, breach-of-contract cover, IP infringement and media liability, and cyber cover. 1,2Company-reported. Technology product page and US product brochure; the policy as issued controls the exact scope for any one customer. | Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. 6,5Company-reported. General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state. |
