Beazley Product Recall Insurance

Not publicly disclosed. The product page does not name the specific Beazley entity that issues this product recall coverage. The insurer named on an actual quote or policy controls. ¹Product page as read on 2026-09-23; no issuing-entity disclosure found there.

Beazley considers a wide range of food and non-food supply-chain businesses, including growers, suppliers, manufacturers, distributors, wholesalers and retailers, with the coverage offered in the US, Canada, Singapore, Australia and the UK. ¹Company-reported. Who we can help and Where is this offered sections; account-level underwriting still applies.

Beazley offers two coverage forms: Manufacturing Risk for Consumer Goods & Component Parts, covering all finished non-food products and component parts for any industry, and Manufacturing Risk for Consumable Products, covering topical and ingestible products. ¹Company-reported. What we offer section; which form applies depends on the insured's products.

Coverage highlights listed are the costs to remove a product from commerce, redesign, reformulate, replace, repair or refund it, protect the brand and reputation, cover lost income and its mitigation, pay third-party damages, and pay penalties from a regulatory proceeding. ¹Company-reported. Coverage highlights bullet list; exclusions and sublimits are not detailed on this page.

Beazley says the non-food form has a broad trigger that does not require any tie-back to bodily injury, property damage or impaired property, and that an endorsement for consumable products covers quality issues on the same basis, available as an optional sublimit. ¹Company-reported. How can we help section; specific policy wording and endorsement availability require the issued policy.

Beazley says policies can include no self-insured retentions and long-term agreements, but the page does not publish specific limit, retention or premium amounts. ¹Company-reported. How can we help section; whether a given account qualifies for no self-insured retention is an underwriting decision.

Beazley says policyholders get access to product recall consultants and a single point of contact for claims. ¹Company-reported. How can we help section; consultant quality is a company characterization, not independently verified.

Beazley's Tools & Resources section lists separate express and standard applications for the consumer-goods/component-parts and consumable-products forms, plus a renewal application, rather than one universal application. ¹Company-reported. Tools & Resources links referenced on the product page; the application forms themselves were not opened.

Beazley publishes worked claims examples, such as a bottle-cap mislabeling defect and a snack-food allergen mislabeling, describing reimbursement for replacement costs, business-interruption losses and customer refunds, alongside its stated single point of contact for claims. ¹Company-reported. Examples or Scenarios section; these are company-selected illustrative examples, not a representative claims-outcome statistic.