What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 4,5,6
What Is Product Recall Insurance?
Product recall insurance can pay specified costs to locate and withdraw a product after a covered problem. It fits businesses that could face recall logistics; product liability does not automatically pay those costs, so compare the trigger and covered expenses. 9,10,11,12,13
Key Differences in Product Recall Insurance
What the published coverage describes
Coverdash describes notification, shipping and disposal costs, lost income during a covered recall, rehabilitation to restore the brand and sales, and costs incurred by customers or distributors. AIG and Talbot’s summary identifies a multinational recall solution but does not establish triggers or covered cost categories. Ask AIG for the local wording and check whether Coverdash’s quoted policy covers each expense for your product. 3 7
Service and placement roles
AIG and Talbot describe a multinational team, local policy and claims handling through network participants, plus risk engineering; who provides service depends on placement and jurisdiction. Coverdash says it acts as a broker and places the policy with a carrier. For either route, confirm the named carrier and identify who coordinates a recall response rather than assuming the intermediary handles claims. 3 6
Who each route describes
AIG and Talbot list component manufacturers, consumer goods and finished-goods supply-chain participants in a multinational market. Coverdash markets recall coverage to manufacturers, distributors and retailers of food, consumer goods or components and describes a digital quote-to-purchase process. Buyers should confirm both the product class and the country are within the offered placement. 3 7
What to Confirm in Product Recall Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsCoverdash
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsOffering Details
AIG vs Coverdash: Product Recall Insurance: documented features by provider
| Criteria | AIG Multinational and Talbot Product Recall Insurance | Coverdash Product Recall Insurance |
|---|---|---|
| Role in This Line | The source attributes the product to collaboration between AIG Multinational and Talbot Underwriting. It does not resolve the legal issuing entity for a particular policy, so this draft preserves the collaboration boundary. 3Company-reported. Role in this product is limited to the description on the linked AIG source. | Coverdash arranges product recall coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. 6,7Company-reported. General brokerage terms applied to the product recall page; not specific to any one carrier or state. |
| Issuing Insurer | Confirm in your quote. | The product recall page does not name the insurer that issues the policy. 7Not publicly disclosed. Reviewed product recall page as of 2026-09-23; the page describes coverage without naming a specific carrier. |
| Who It’s For | The summary sheet identifies component-part manufacturers, consumer-goods and topical/consumer-health businesses, and finished-goods supply-chain participants. It describes a multinational market, not unrestricted U.S. standalone eligibility. 3Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability. | Coverdash markets product recall coverage to manufacturers, distributors and retailers of food, consumer goods or components. 7Company-reported. Product-page eligibility description; actual acceptance depends on underwriting. |
| Coverage Features | AIG and Talbot describe Product Recall Insurance within a multinational risk solution. The sheet does not establish a buyer’s recall trigger, covered costs, limits, exclusions or policy issuer for a local placement. 3Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations. | Coverdash describes product recall coverage as paying notification, shipping and disposal costs of a recall, reimbursing lost income during a covered recall, covering rehabilitation costs to restore the brand and sales afterward, and covering recall costs incurred by the business's own customers or distributors. 7Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions. Coverdash's coverage hub lists product recall separately from product liability; the recall page focuses on the cost of pulling a product from the market rather than injury or property-damage claims, which the product-liability page covers instead. 8,7Company-reported. Comparison of the two Excess & Specialty product pages; does not establish whether one policy can be bought without the other. |
| Limits and Retentions | The reviewed summary sheet does not specify a standard limit, retention or deductible for a buyer. Confirm the local policy, issuer and terms for the transaction. 3Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy. | The product recall page does not publish specific limit, retention or deductible amounts. 7Not publicly disclosed. Reviewed product recall page as of 2026-09-23; figures are quote-specific and not shown on the public product page. |
| Risk Services | The summary sheet describes an integrated multinational service team, local policy and claims handling through network participants, and risk engineering support. The specific service provider depends on the placement and jurisdiction. 3Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed. | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Coverdash describes a fully digital quote-to-purchase process for product recall coverage, with the option to add other coverages alongside it. 7Company-reported. Product-page company information and cross-sell section. |
Full Comparison
More AIG vs Coverdash Comparisons
Other Product Recall Insurance Comparisons
Sources
AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- AIG Multinational Product Recall Summary Sheet. AIG; AIG/Talbot official summary sheet, pages 1–2: names the AIG Multinational and Talbot Underwriting collaboration and Product Recall Insurance for component parts, consumer goods/topical and consumer health, and finished goods; describes global program servicing and policy issuing network caveats. Accessed 2026-09-30.
Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
- Product Recall Insurance. Coverdash; Product introduction; Types of Coverage cards for Recall costs, Lost income, Rehabilitation, Third-party costs; Who It's For. Accessed 2026-09-23.
- Coverage Hub. Coverdash; Excess & Specialty category listing Product Liability and Product Recall as separate catalog entries. Accessed 2026-09-23.
Product Recall Insurance Guide
- Product liability, recall and contamination insurance. Insurance Information Institute; Product liability opening (design/manufacture/distribute/sell; injury, property damage or death; added to GL or stand-alone); What could go wrong? (roles; directions/warnings); Covering the costs of a product recall; Contamination insurance. Accessed 2026-09-16.
- Facts + Statistics: Product liability. Insurance Information Institute; Product liability insurance opening definition (manufacturer, distributor, or seller; defective condition causing personal injury or damage); Product recall insurance sentence. Accessed 2026-09-16.
- Commercial General Liability Coverage Form. ISO Properties, Inc.; specimen hosted by Hiscox; Recall exclusion p.5; Supplementary Payments pp.8–9; Section III limits p.10; V.16 and V.21 p.15, warnings/instructions continue p.16. Accessed 2026-09-16.
- Recall Checklist. U.S. Consumer Product Safety Commission; Initiating a Recall (report if obligated; stop production; identify UPC/date codes/model numbers; isolate inventory; notify distribution chain; determine remedy); Recall Notice Documents; After the Public Announcement. Accessed 2026-09-16.
- Duty to Report to CPSC: Rights and Responsibilities of Businesses. U.S. Consumer Product Safety Commission; Immediate reporting triggers for manufacturers, importers, distributors and/or retailers; 24-hour reporting; investigation generally not exceeding 10 working days; reporting does not automatically mean a recall; page disclaimer that it is not legal advice and is not Commission-approved. Accessed 2026-09-16.
