Spot for Automotive Companies
We line up quotes for your test fleet and the product you build, compare them on more than price and help you buy before the next pilot.
Your Spot team lists your owned fleet, borrowed prototypes, customer vehicles, test routes and drivers, because a commercial auto quote only addresses the vehicles and uses it describes.
Send the customer’s pilot agreement. Spot checks how it assigns test drivers, vehicle damage, passenger injury and customer property, and compares that with the quote.
Commercial auto insurance
Alder Manufacturing · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
We work with brokers to take your submission to market and ask where a road incident, a defective component, a software error and a recall would each land, since general liability lists automobile among its major exclusions.
Commercial auto insurance
Vehicles · Drivers · Liability limits
Alder Manufacturing
When a manufacturer or fleet partner wants proof of insurance before a test begins, post the request in your shared Slack channel. Your Spot team gets the certificate ready and flags any vehicle or driver the partner expects that your auto policy doesn’t list.
# spot-support
MorganAlder Manufacturing
RileySpot
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
A part or vehicle you deliver can cause injury or damage after it leaves your control.
Vehicle behavior depends on your software, updates or data service, and a customer may claim an error caused a loss.
Your team drives owned, leased or borrowed prototypes on public roads and closed courses.
You store, repair, move or road-test vehicles that belong to customers.
The policies companies like yours are usually asked for, and when each one comes up.
Your team owns, leases, borrows, or uses vehicles for testing, demonstrations, deliveries, or field service.
You sell or deliver a component, vehicle, control system, or completed repair that could later cause injury or property damage.
Customers, vendors, or investors visit your shop, or your staff performs work at a customer facility.
You store, service, move, or test vehicles belonging to customers or other companies.
A design defect, safety issue, or customer notice could lead you to retrieve, repair, or replace shipped units.
Vehicle behavior depends on software, remote updates, diagnostics, or a data service sold with the hardware.
Get quotes from 50+ automotive insurance providers with Spot.
List who drives, which vehicles and which routes. Ask the broker to name the auto form and any testing limits before the car leaves the lot.
Their agreement may make you responsible for the vehicle, its driver and its passengers. Check how the quote treats a vehicle you don’t own.
Storing, servicing or moving someone else’s car raises a garage question. Ask whether the proposed wording covers vehicles in your care, custody or control.
Settle when a component leaves your control and how integration and repair work are described, so products and completed-operations terms match.
Recall cost is its own buying question. Ask whether a recall form exists for your product and which notification, shipping and repair costs it names.
Also known as automotive company insurance, automotive manufacturer insurance, auto parts manufacturer insurance, autonomous vehicle company insurance, electric vehicle company insurance and automotive tech insurance.
Get quotes from 50+ automotive insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
