Describe your products
Tell us what you sell, who buys it and how it moves through distributors and retailers. Your Spot team asks how you could trace units.
Alder ManufacturingOrganized by Spot
Product Recall Insurance Quotes
Get product recall insurance quotes with Spot
Show your Spot team how your products reach customers, and we prepare the submission brokers use to quote recall coverage.
Get quotes from 10+ product recall insurance providers
- Products and distribution described once
- Recall triggers and covered expenses compared line by line
- Keep your broker or switch, with no commissions on premiums
How it works
Map how you’d withdraw a product
We write down who you would notify, how products would come back and what disposal or replacement would involve.
Product recall insurance
Alder Manufacturing · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to request proposals for recall coverage, and follow up on underwriters’ questions about quality control.
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MorganAlder Manufacturing
What do we need to request product recall insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Compare triggers and expenses
See what starts coverage in each proposal and which of notification, shipping, disposal, replacement and interruption it pays for.
Insurance documents
Quote requestProduct recall insurance
Coverage limits · Policy terms
Alder Manufacturing
What you’ll need
- 01
Products and product lines
What you sell, so the quote names the products that qualify.
- 02
Distribution chain
Distributors, retailers and direct customers, which shape how a withdrawal would work.
- 03
Traceability
How you can identify and locate affected units or batches.
- 04
Quality control and testing
How products are checked before they ship.
- 05
Sales and where products go
Annual sales and the markets you sell in.
- 06
Prior recalls and incidents
Any withdrawals or product problems in your history.
- 07
Product liability coverage
Your current policy, since product liability doesn’t automatically pay recall costs.
What affects your price
- 01
What the product is
Products that could harm customers, or are harder to recover, carry more recall exposure.
- 02
Sales and reach
Wider distribution means more to withdraw.
- 03
Traceability and quality control
Being able to find affected units and show how products are tested is part of how insurers judge you.
- 04
Expenses covered
Adding replacement, interruption or reputation costs raises the premium.
- 05
Limits and retention
Higher limits cost more, and a higher retention can lower the price.
Providers your broker can approach
Get quotes from 10+ product recall insurance providers.
- AIG
- Alliance Risk
- Amelia Risk
- Beazley
- CFC
- Chubb
- Coverdash
- And many more
Common questions
Does product liability pay for a recall?
Not automatically. Product liability addresses injury lawsuits; recall coverage pays costs of taking products back. Buying one doesn’t establish the other.
What starts a recall policy?
It depends on the stated trigger, such as a voluntary withdrawal or a government-ordered recall. We show the trigger on each proposal.
Will it pay for lost sales or reputation?
Some proposals address interruption or reputation-related costs and some don’t. We check each line item.
Is recall coverage placed through my usual broker?
It can be. Spot works alongside brokers and takes no commissions on premiums, and you can move to another broker.
Related
Get insurance off your to-do list.
Show your Spot team how your products reach customers, and we prepare the submission brokers use to quote recall coverage.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
