Spot for Representations and Warranties Insurance
When you buy or sell a business, we prepare the deal documents for underwriters and compare representations and warranties quotes with you.
Your Spot team collects the draft purchase agreement and disclosure schedules, due-diligence reports, a description of the buyer, seller and transaction, and any issues already identified, and prepares them for underwriting.
We work with brokers to take the deal to market, then show whether each proposal protects the buyer or the seller, who can recover under it, and how that recovery interacts with claims against the seller.
Representations and warranties insurance
Coverage limits · Policy terms
Cedar Advisory
Spot compares the representations in the purchase agreement and schedules with the statements the policy is meant to insure, and asks how issues already known from diligence are treated.
Representations and warranties insurance
Cedar Advisory · Policy review
Confirm with your broker
Limits, exclusions, and endorsements
Spot lays the proposed limit and retention next to the size of the deal and the seller indemnity or escrow still in the agreement, and notes how long the policy runs after closing.
JamieCedar Advisory
Let’s prepare the information for your broker and compare the terms, not just the price.
Representations and warranties insurance policy
Coverage terms · Limits
Share what you do, where you work, the policies you have and any contracts that ask for insurance.
Spot turns it into an application that describes your business the way insurers need to see it.
Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.
We put the quotes side by side on limits, exclusions and terms as well as price.
You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.
A statement in the purchase agreement that turns out to be wrong can mean a financial loss after you’ve paid.
A seller-side policy can protect you if a statement you made in the agreement proves inaccurate.
When there’s little escrow or indemnity to recover from, how the policy interacts with what remains becomes a central question.
If the buyer takes out a policy, understand early what it means for your own responsibility under the agreement.
Get quotes from 15+ representations and warranties insurance providers with Spot.
Bring Spot in while the agreement is still a draft, so the documents underwriters need are ready as diligence progresses.
Tell your Spot team now, so the issue is raised with underwriters and you can see how each proposal treats it.
Ask how the proposed policy interacts with whatever indemnity or escrow remains in the agreement, while its terms are still open.
Confirm whether the policy is seller-side or buyer-side, and how recovery under it interacts with claims against you as the seller.
Those are separate transaction products. Ask for each one to be listed in the quote.
Also known as reps and warranties insurance, R&W insurance, RWI, warranty and indemnity insurance, W&I insurance and M&A insurance.
Get quotes from 15+ representations and warranties insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.
Get StartedRead these before you choose a policy or an insurer.
