Tell us about the deal
Share whether you’re buying or selling and whether it’s a stock or asset purchase. Your Spot team asks which side the policy is meant to protect.
Cedar AdvisoryOrganized by Spot
Representations and Warranties Insurance Quotes
Get representations and warranties insurance quotes with Spot
Bring the deal documents to your Spot team, and we prepare the submission brokers use to quote R&W insurance on a business sale.
Get quotes from 15+ representations and warranties insurance providers
- Purchase agreement and diligence organized for underwriters
- Buyer or seller structure and known-issue treatment compared
- Keep your broker or switch, with no commissions on premiums
How it works
Add the purchase agreement and diligence
We gather the draft agreement, disclosures and due-diligence findings, so underwriters see what you already know.
Representations and warranties insurance
Cedar Advisory · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to request R&W proposals, and follow up on underwriters’ questions about the business and the agreement.
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JamieCedar Advisory
What do we need to request representations and warranties insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Compare who recovers and what’s left out
See who is insured, who can recover, how recovery works beside seller indemnity and how known issues are treated.
Insurance documents
Quote requestRepresentations and warranties insurance
Coverage limits · Policy terms
Cedar Advisory
What you’ll need
- 01
Draft purchase agreement
The stock or asset purchase agreement, including the representations and warranties it makes.
- 02
Buyer or seller structure
Whether the buyer or the seller is to be insured, since the two answer different loss paths.
- 03
Diligence findings
Reports and issues your team has found, which underwriters review.
- 04
Known problems
Anything identified before signing, disclosed so the insurer can explain whether it is excluded or otherwise addressed.
- 05
Seller indemnity terms
Any indemnity that remains with the seller, which sits alongside the policy.
- 06
Disclosure schedules
The exceptions the seller discloses against its statements.
- 07
Deal timeline
Expected signing and closing dates, so the policy can be set up in step with them.
What affects your price
- 01
Size of the deal
A larger transaction usually needs a larger policy.
- 02
Limit and retention
More limit costs more, and a larger retention can lower the premium.
- 03
The target business
Its industry and operations shape how underwriters view the statements being insured.
- 04
Diligence quality
Thorough diligence gives underwriters more to rely on.
- 05
Known issues
Problems found before signing can be excluded, which affects what the policy is worth.
Providers your broker can approach
Get quotes from 15+ representations and warranties insurance providers.
- AIG
- Beazley
- Berkshire Hathaway Specialty Insurance
- CFC
- Chubb
- Corgi
- Coverdash
- And many more
Common questions
Does R&W insurance cover problems we already know about?
Known issues are treated differently from inaccuracies discovered later. Disclose them so the insurer can say whether they are excluded or otherwise addressed.
Is it for the buyer or the seller?
It can be either. We confirm who is insured and who can recover in each proposal.
Does it replace the seller’s indemnity?
No. Any remaining seller indemnity still belongs in the conversation, and we look at how recovery works alongside it.
Is a deal broker still part of the process?
Brokers take R&W submissions to market. Spot works with the broker on your deal, or helps you find one, and takes no commissions on premiums.
Related
Get insurance off your to-do list.
Bring the deal documents to your Spot team, and we prepare the submission brokers use to quote R&W insurance on a business sale.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
