Spot for Management Liability Insurance

Get quotes from 20+ management liability insurance providers with Spot

We get management liability quotes, compare each package part by part with you and keep your whole program in one place.

  • Every coverage part in the package listed and compared
  • Limits, retentions and defense terms shown for each part
  • Keep your broker or switch, with no commissions on premiums
Three founders talk over coffee around their office kitchen island.

How Spot helps you buy Management Liability Insurance

Tell us about your company once

Your Spot team collects ownership and subsidiary details, financial statements, staffing information, current insurance and any disputes or planned transactions, so one submission can serve every part.

Orbit SoftwareOrganized by Spot
Travelers
The Hartford
Chubb

See what each package includes

We work with brokers to take your submission to market, then list the coverage parts each proposal includes. Two packages sold as management liability can contain different parts.

Chubb
The Hartford
TravelersQuote request

Management liability insurance

Coverage limits · Policy terms

Orbit Software

Check limits and who is insured

Spot lays out separate and shared limits, whether defense costs reduce each limit, and the retention per part, along with which people and entities each part insures, subsidiaries included.

Management liability insurance

Orbit Software · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Compare with the policies you already have

If you already have D&O, employment practices or fiduciary cover, Spot compares each proposed part with it, and keeps the whole program, with its dates and notices, in one place for renewal.

TaylorOrbit Software

What do we need to request management liability insurance quotes?

Let’s prepare the information for your broker and compare the terms, not just the price.

Management liability insurance policy

Coverage terms · Limits

How buying Management Liability Insurance works with Spot

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Is Management Liability Insurance right for you?

  • Founders who want one program

    You’d rather buy and renew a single package than manage separate policies for directors, employment and benefit plans.

  • Companies with D&O but no employment cover

    A package can add employment practices coverage, as long as its parts and limits fit with the D&O you already hold.

  • Nonprofits and private organizations

    Your board, staff and benefit plans each bring their own kind of claim, and a package can address them under one program.

  • Businesses comparing a package with standalone policies

    Each part can be bought on its own or in a package, so know what you’d gain or lose by combining them.

Insurers we get Management Liability Insurance quotes from

Get quotes from 20+ management liability insurance providers with Spot.

When to get Management Liability Insurance

  • 01

    You want one renewal instead of several

    Consolidating can simplify the calendar, but only if each part’s terms match what you have today. Compare them side by side first.

  • 02

    Your headcount is growing

    More employees mean more employment exposure. Confirm the package includes that part and that its retention and limit still fit.

  • 03

    You added a subsidiary

    Check that every part names the new entity, since insureds can differ from one part to the next.

  • 04

    An investor or lender asked about your coverage

    Spot keeps your program documents together, so you can show what each part includes and what it leaves out.

  • 05

    You’re about to switch or renew

    Disclose earlier claims and circumstances first, and check when each part requires claims to be made and reported.

Management Liability Insurance questions

Also known as management liability package, executive liability insurance and private company management liability insurance.

Can we keep the broker who placed our D&O?

Yes. Spot works with that broker to take the full package to market and takes no commissions on premiums. If a different broker suits the combined program better, you can switch.

What is in a management liability policy?

It varies. It’s a package of coverage options, sometimes sold as executive liability, typically directors and officers and employment practices, and not every package includes every part. Spot lists the parts in each quote so you can compare them.

Is it one policy with one limit?

Not necessarily. Some wordings use separate limits for each part and others share limits, and defense costs may reduce them. Spot shows which applies to each part.

How does it treat benefit plans, contracts and deliberate wrongdoing?

It differs from part to part. Spot asks how each proposal handles employee-benefit responsibilities, contractual obligations and deliberately wrongful conduct.

Which documents do I need for a quote?

You’ll need ownership and subsidiary details, financial statements, staffing information, your current insurance, and any disputes or planned transactions. One set serves every part of the package.

Get insurance off your to-do list.

Get quotes from 20+ management liability insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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Learn more about Management Liability Insurance

Read these before you choose a policy or an insurer.