AIG vs 
CFC Management Liability Insurance
What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is CFC Insurance?
CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. 4,5,6,7
What Is Management Liability Insurance?
Management liability packages can combine D&O and employment-practices coverage for leader and workplace claims, while benefit-plan protection may be a separate part. Shared limits can let a claim in one part reduce what is available for another, so compare the limits across the quote. 11,12,13,14,15,16
Key Differences in Management Liability Insurance
Product Catalogue Versus Defined Package
AIG's portfolio includes D&O, EPL, fiduciary, crime/fidelity and kidnap-and-ransom products, while cautioning that the list does not prove every line can be bundled. CFC describes a US management-liability package that combines D&O, EPL, fiduciary and crime with executive cyber, kidnap-and-ransom, reputation protection and court-attendance costs. This helps identify a package-design question for AIG and a stated package scope for CFC, but the issued wording determines what a buyer receives. 3 8 9
Eligibility and Numeric Terms
CFC's brochure names industries it favors and lists California-domiciled businesses and US publicly traded companies among declined risks; those lists are not exhaustive and underwriting still applies. CFC does not publish package limits, retentions or premium ranges in the reviewed sources, and AIG's portfolio record supplies no comparable package figures. A listed segment or coverage module should not be read as a quote or acceptance decision. 9 3
What to Confirm in Management Liability Insurance Quotes
Ask CFC which package sections, limits, retentions and carrier apply to your entity and whether its California or public-company restrictions affect the application. Ask AIG which products can be combined for the account, which forms govern each section, and whether the insurer entity changes by coverage. Compare identical sections and policy periods; the reviewed sources do not support a premium or limit winner. 9 7 3
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsCFC
Review Score
The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.[4][11]
Read CFC reviewsOffering Details
AIG vs CFC Management Liability Insurance: documented features by provider
| Criteria | AIG Management & Professional Liability portfolio | CFC Management Liability |
|---|---|---|
| Role in This Line | Confirm in your quote. | CFC sells directors and officers, employment practices, fiduciary and crime coverage together in one US Management Liability package rather than as separate standalone products. CFC separately sells Side A DIC, an excess product for directors and officers only. 8,9Company-reported. CFC's US management-liability product page and January 2026 brochure; package composition as CFC describes it, not an issued policy. |
| Issuing Insurer | Confirm in your quote. | CFC's regulatory page discloses that CFC Underwriting Limited is FCA-authorized and that CFC's Lloyd's Syndicate 1988 is managed by Asta Managing Agency Ltd, but the reviewed management-liability pages do not name the specific carrier or syndicate that would issue a given US package. 7,9Not publicly disclosed. Regulatory information page and management-liability brochure as read on 2026-09-23; the insurer identified on an actual quote or declarations page controls. |
| Who It’s For | AIG describes solutions for public, private and nonprofit organizations, financial institutions and professional services firms. 3Company-reported. AIG US product portfolio. Claim limitation: No individual revenue/industry/state eligibility established. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for this package, and lists industries it favors, including manufacturing and distribution, technology, professional services, architects and engineers, and non-profits. 9Company-reported. Brochure's 'What we like' and 'What we decline' lists; underwriting still applies to any individual business, and the list is not exhaustive. |
| Coverage Features | AIG’s portfolio includes D&O, EPL, fiduciary, crime/fidelity and kidnap-and-ransom products. 3Company-reported. AIG US management-liability portfolio. Claim limitation: Not proof every line can be bundled. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | CFC describes the package as covering directors and officers liability, employment practices liability, fiduciary liability, crime, executive cyber, kidnap and ransom, and executive reputation protection, plus court attendance costs. 8,9Company-reported. Brochure's opening description and 'What else is in the policy?' list; the actual policy wording and any endorsements control what a given buyer receives. |
| Limits and Retentions | Confirm in your quote. | The reviewed product page and brochure do not publish per-occurrence or aggregate limits, retentions or premium ranges for the package. The reviewed pages checked did not disclose these figures. 9Not publicly disclosed. Product page and brochure as read on 2026-09-23; limits and deductibles appear on the quote and declarations. |
| Risk Services | Confirm in your quote. | CFC's brochure says the executive reputation protection component includes access to its reputation-management specialists, and its claims page describes a claims team organized by industry and specialization rather than by insurance line. 9,10Company-reported. Brochure and claims page descriptions of CFC's own services; not an independent measure of service quality. |
| How to Apply | AIG’s Management & Professional Liability portfolio page links to application forms and national product/distribution team contacts. 3Company-reported. Resources linked from the Management & Professional Liability portfolio page; the claim does not map a specific form to each named product. Claim limitation: The page does not identify which form applies to each named product, who submits applications, a mandatory broker route, eligibility, binding authority or the issuing affiliate. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | The reviewed management-liability page and brochure do not describe an online quote or self-service application; they point prospective buyers to CFC's named US Management Liability Team. 8Not found in reviewed sources. Product page and brochure as read on 2026-09-23; a broker may have access to a separate application form not reviewed here. |
| Claims Support | Confirm in your quote. | CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. Margaret Murphy is named as Global Head of Claims. 10Company-reported. Claims page as read on 2026-09-23; notification channels and role descriptions, not claims-payment outcomes or timing. |
Full Comparison
More AIG vs CFC Comparisons
Other Management Liability Insurance Comparisons
Sources
AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Management & Professional Liability Insurance | AIG US. AIG US; Products and solutions; Financial Lines applications; Forms and Applications; Brokers: Meet Your AIG Team, lines 327–336. Accessed 2026-09-28.
CFC
- About CFC. CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
- Technology. CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
- Technology — United States product brochure. CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
- Regulatory information. CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc. Accessed 2026-09-23.
- Management liability. CFC; Our management liability products: Management liability, Side A DIC; Meet the team. Accessed 2026-09-23.
- Management liability — United States product brochure. CFC; Directors and officers cover; Employment practices liability; Executive reputation protection; Executive cyber; Crime cover; At a glance: What we like; What we decline; What else is in the policy? Accessed 2026-09-23.
- Claims. CFC; Notify a claim or cyber incident; We're in it with you; Our claims team. Accessed 2026-09-23.
Management Liability Insurance Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16.
- Management Liability Insurance. The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16.
- The ForeFront Portfolio. Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16.
- Private Company Directors and Officers Liability Coverage. Travelers Casualty and Surety Company of America; I p.1; III pp.2–3; IV pp.4–6; VI pp.6–8. Accessed 2026-09-16.
- Liability Coverage Terms and Conditions. Travelers Casualty and Surety Company of America; III.B p.3; III.C pp.4–5; III.D–G pp.5–6. Accessed 2026-09-16.
- Private Company Directors and Officers Liability Coverage Application. Travelers Casualty and Surety Company of America; I–II pp.1–2; III–IV pp.2–3; V–VIII pp.3–4. Accessed 2026-09-16.
