Tell us what you run and hold
List your systems, the customer data you store and the outside services you depend on. Your Spot team asks which operations would stop if they went down.
Orbit SoftwareOrganized by Spot
Cyber Insurance Quotes
Get cyber insurance quotes with Spot
Your Spot team writes up your systems, data and security controls, so brokers can request cyber quotes without a new questionnaire each time.
Get quotes from 50+ cyber insurance providers
- Your security controls described once, not per application
- Response, recovery and liability limits lined up quote by quote
- Keep your broker or switch, with no commissions on premiums
How it works
We write up your security controls
Your backups, access controls, software updates, staff training and incident-response plan go into the submission as you actually run them.
Cyber liability insurance
Orbit Software · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers request quotes
We work with brokers to take the submission to cyber insurers, and we follow up when an underwriter asks for more detail.
# spot-support
TaylorOrbit Software
What do we need to request cyber liability insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
See what each quote would pay
Each proposal’s separate limits for response, recovery, interruption and liability sit next to what you pay first, so the same headline limit doesn’t hide a gap.
Insurance documents
Quote requestCyber liability insurance
Incident response · Business interruption
Orbit Software
What you’ll need
- 01
Multi-factor authentication
Where it’s required: email, remote access, admin accounts and the systems that hold customer data.
- 02
Backups and recovery
How your data is backed up, where copies are kept and how you would restore affected systems.
- 03
Endpoint protection
Whether endpoint detection and response or similar tools run on your computers and servers.
- 04
Revenue
Annual revenue, and how much of it depends on systems that need to be online to sell or deliver.
- 05
Records you hold
The kinds of customer or employee data you store, such as payment details or personal information, and roughly how much.
- 06
Outside services you depend on
Hosting, payroll and payment providers that hold your data or run your operations.
- 07
Incident-response plan
Who you would call, how you’d notify customers and whether the plan has been tried.
- 08
Customer contract requirements
Any cyber coverage your customers ask for, so quotes are measured against it from the start.
What affects your price
- 01
Security controls
Insurers weigh controls like multi-factor authentication, backups and endpoint protection when they decide whether to quote and at what price.
- 02
Revenue and data held
More revenue and more sensitive records mean more to lose in an incident, and that shows in the premium.
- 03
Limits and retention
Larger limits cost more, and a bigger retention, what you pay first, can lower the premium.
- 04
Dependence on systems and vendors
A business that stops selling when a hosted system goes down has more interruption exposure than one that doesn’t.
- 05
Incident history
Past incidents and the way they were handled are part of what underwriters review.
Providers your broker can approach
Get quotes from 50+ cyber insurance providers.
- AIG
- Alliance Risk
- Amelia Risk
- Aon
- At-Bay
- Beazley
- Berkshire Hathaway Specialty Insurance
- And many more
Common questions
What will insurers ask about our security?
Expect questions on backups, access controls, software updates, staff training and your incident-response plan. Your Spot team helps you describe them as you really run them.
Will a cyber quote cover money sent to a fraudster?
Not automatically. Funds-transfer fraud can fall outside cyber terms, so we ask about it in each proposal and check whether crime coverage should sit beside it.
Is cyber the same as tech E&O?
No. Tech E&O covers mistakes in the products or services you sell. Cyber addresses incidents like a data breach. A package can include both, and we check which one a quote has.
Can my broker use the security write-up?
Yes. We hand it to your broker for the application and take no commissions on premiums. If you’d rather place cyber elsewhere, we can help you switch brokers.
Related
Get insurance off your to-do list.
Your Spot team writes up your systems, data and security controls, so brokers can request cyber quotes without a new questionnaire each time.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
