What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is Corgi Insurance?
Corgi suits technology startups wanting packages organized from pre-seed through growth, with dashboard changes as the business grows; firms seeking only a direct single-carrier policy should compare alternatives. Issuers vary by product and state. 4,5,6,7,8
What Is Media Liability Insurance?
Media liability can help pay defense costs for claims about content you create or distribute, such as allegations of defamation or infringement. Consider it if you publish or produce content for your business or clients; match the quote to each activity. 10,11,12
Key Differences in Media Liability Insurance
Corgi publishes specific limits and a claims-made trigger
AIG lists Media Content allegations such as copyright, trademark and defamation, and separately names Publishers and Broadcasters. Corgi describes a claims-made policy for published content, with illustrative limits up to $1 million per claim and $2 million aggregate; defense costs are inside the limit and the retention is $5,000 per claim. This specificity helps buyers identify numbers to compare, but the Corgi figures are illustrative and must be confirmed on the quote. 3 9
Corgi offers a pre-publication legal-review endorsement
Corgi’s optional endorsement reimburses media counsel review of content flagged before publication; its base policy does not include the service. AIG describes media claim categories and general claims support but does not cite this pre-publication benefit. Creators who want editorial review should ask about endorsement cost, eligibility and reimbursement limits. 9 3
What to Confirm in Media Liability Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsCorgi
Review Score
The reviewed sources did not yield customer reviews; the inspected Trustpilot profiles showed none. Its Trustpilot page exists but shows no reviews or rating.[4][8]
Read Corgi reviewsOffering Details
AIG vs Corgi: Media Liability Insurance: documented features by provider
| Criteria | AIG Media Content and Publishers and Broadcasters Liability | Corgi Media Liability |
|---|---|---|
| Role in This Line | AIG markets two distinct media-related offerings on its Professional Liability page: Media Content and Publishers and Broadcasters. AIG is the marketing name; the legal footer says products are written or provided by subsidiaries or affiliates and does not name the issuer for an individual policy. 3Company-reported. AIG’s U.S. Professional Liability product page; the two named descriptions are kept separate and not treated as identical forms. | Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. 5Company-reported. Homepage package contents as read on 2026-09-23. |
| Issuing Insurer | Confirm in your quote. | Corgi's media product page does not name the issuing insurer. Corgi's disclaimers page says coverage on the platform is underwritten by carrier affiliates or third-party partners depending on the product, jurisdiction and risk, with the specific carrier disclosed in the issued policy documents. 9,4Company-reported. Media product page and general Corgi underwriting disclosure; not specific confirmation of which entity underwrites media policies. |
| Who It’s For | AIG describes Media Content for companies developing or distributing media content, and the separate Publishers and Broadcasters product for publishing and broadcasting companies. These descriptions identify target audiences; they do not establish that every media business qualifies. 3Company-reported. Target audience as described by AIG; applicant eligibility and placement availability remain subject to underwriting. | Confirm in your quote. |
| Coverage Features | For Media Content, AIG lists examples including trademark or copyright infringement, defamation, false light, false imprisonment, product disparagement and emotional-distress allegations. For Publishers and Broadcasters, it describes risks related to news reports, podcasts and content distributed through wireless devices. These are marketing examples, not a statement that each allegation is covered under a buyer’s policy. 3Company-reported. AIG’s product summaries; policy wording, definitions, exclusions and conditions determine actual coverage. | The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. 9Company-reported. Media coverage table and scenario/policy notes; illustrative summary, not policy wording. |
| Limits and Retentions | The reviewed page does not state standard limits, retentions or deductibles for either media offering. Confirm the applicable amounts and wording in the quote and policy. 3Not publicly disclosed. AIG’s U.S. Professional Liability page reviewed 2026-09-30; no buyer-specific quote or policy was reviewed. | Corgi shows illustrative media limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 per-claim self-insured retention. 9Company-reported. Media coverage table, described as illustrative. |
| Risk Services | AIG says its professional-liability claims function uses in-house claims professionals and third-party experts, collaborates with clients through the claims process, and draws on claims data to help evaluate and mitigate loss. The page does not give a media-specific service standard or promise a claim outcome. 3Company-reported. General professional-liability claims service statement, not a media-specific claims guarantee. | Corgi offers an optional Pre-Publication Legal Review Cost Reimbursement endorsement that covers the cost of media-counsel review of content flagged as risky before it is published, rather than only after a claim; the base policy does not include this service. 9Company-reported. Media add-ons section. |
| How to Apply | Confirm in your quote. | You request a Media quote through Corgi's online "Get a Media quote" flow, the same self-serve path Corgi uses for its other startup lines. 9Company-reported. Media product page call to action. |
Full Comparison
More AIG vs Corgi Comparisons
Other Media Liability Insurance Comparisons
Sources
AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Professional Liability Insurance. AIG US; Media Content, lines 344–348; Publishers and Broadcasters, lines 349–353; claims expertise lines 273–279; broker contact lines 385–389; legal footer policy-language caveat lines 485–489. Accessed 2026-09-30.
Corgi
- Disclaimers & Licensing. Corgi Insurance; About Corgi; How Insurance Is Provided Through Corgi (Underwriting); Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.
- Corgi Insurance: Startup Insurance, Quoted in Minutes. Corgi Insurance; Coverage Designed Around Your Startup's Journey: Media Liability listed starting in the Series A package tier. Accessed 2026-09-23.
- Corgi Insurance Launches Admitted Insurance Carrier. PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
- NAIC Listing of Companies. National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
- Insurance Topics: Risk Retention Groups. National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
- Media Liability Insurance for Startups. Corgi Insurance; What's Actually Inside Your Media Liability Policy (form CORG-ML-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.
Media Liability Insurance Guide
- Insurance for Social Media Liability. Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir; PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion. Accessed 2026-09-16.
- Media Liability Coverage Part. Hiscox; I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8. Accessed 2026-09-16.
- Media Application Form — United States. CFC Underwriting Limited; Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11. Accessed 2026-09-16.
