List your products and your role
Tell us what you make, import, distribute or sell. Your Spot team asks which of those roles you actually perform.
Alder ManufacturingOrganized by Spot
Product Liability Insurance Quotes
Get product liability insurance quotes with Spot
Tell your Spot team what you make, import or sell and where it goes, and we prepare the submission brokers use to quote product liability.
Get quotes from 20+ product liability insurance providers
- Every product and supply-chain role described
- Product aggregates and recall exclusions checked quote by quote
- Keep your broker or switch, with no commissions on premiums
How it works
Add sales and quality records
We collect sales, where products are sold, testing and quality-control records, complaints and prior losses into one submission.
Product liability insurance
Alder Manufacturing · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to request proposals from insurers that write products like yours, and follow up on their questions.
# spot-support
MorganAlder Manufacturing
What do we need to request product liability insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Compare aggregates and exclusions
Each proposal’s products-completed-operations aggregate, defense treatment and recall exclusion sit side by side.
Insurance documents
Quote requestProduct liability insurance
Coverage limits · Policy terms
Alder Manufacturing
What you’ll need
- 01
Product descriptions
What each product is, who uses it and how.
- 02
Your role in the supply chain
Whether you design, manufacture, import, distribute or sell it, since each role carries different exposure.
- 03
Sales
Annual product sales, which insurers use to rate the exposure.
- 04
Where products are used or sold
Markets and channels, including any sold outside the country.
- 05
Testing and quality control
How products are tested and checked before they ship.
- 06
Instructions, warnings and marketing
Manuals, labels and claims you make about the product, which can all matter in a claim.
- 07
Complaints, warranty claims and prior losses
Past lawsuits, warranty records and loss history for the eligibility discussion.
What affects your price
- 01
What the product is
Products that could injure someone are rated differently from low-risk goods.
- 02
Sales volume and markets
More sold, and sold in more places, means more exposure.
- 03
Your role in the chain
A manufacturer carries different exposure from a retailer who resells.
- 04
Limits and aggregates
Higher per-claim and aggregate limits cost more, and defense costs reducing them changes what you really have.
- 05
Quality records and claims
Testing, complaint history and prior losses shape how insurers judge the product.
Providers your broker can approach
Get quotes from 20+ product liability insurance providers.
- AIG
- Alliance Risk
- Amelia Risk
- Beazley
- Berkshire Hathaway Specialty Insurance
- CFC
- CNA
- And many more
Common questions
Is product liability part of general liability?
It can be, as products-completed operations, or it can be a stand-alone policy. We confirm which one each proposal offers.
Does product liability pay for a recall?
Not automatically. Recall costs can be excluded, so we ask separately and point out when product recall coverage is the better fit.
Do I need it if I only resell products?
A defect claim can name several businesses along the supply chain, including the retailer. Describe your role and we check how the quote treats it.
Will Spot work with the broker who knows my products?
Yes. Spot works alongside brokers and takes no commissions on premiums, and you can switch brokers if you ever want to.
Related
Get insurance off your to-do list.
Tell your Spot team what you make, import or sell and where it goes, and we prepare the submission brokers use to quote product liability.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
