Describe how you use AI
Tell us whether you use off-the-shelf tools internally or license a customer-facing model. Your Spot team asks who sees the outputs.
Orbit SoftwareOrganized by Spot
Generative AI Liability Insurance Quotes
Get generative AI liability quotes with Spot
Tell your Spot team how your business uses or sells generative AI, and we prepare the submission brokers use to quote AI liability.
Get quotes from generative AI liability insurance providers
- Your real AI role described: using it or selling it
- Claims covered compared next to your E&O, cyber and media terms
- Keep your broker or switch, with no commissions on premiums
How it works
Show what depends on the outputs
We write down decisions that rely on AI answers, and gather your current E&O, cyber and media policies so restrictions on AI are visible.
Generative AI liability insurance
Orbit Software · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to request specialty AI proposals, and follow up on underwriters’ questions.
# spot-support
TaylorOrbit Software
What do we need to request generative ai liability insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Compare claims and defense terms
See whether each quote addresses inaccurate outputs, infringement, private-data disclosure and resulting injury or damage, and how it treats defense.
Insurance documents
Quote requestGenerative AI liability insurance
Coverage limits · Policy terms
Orbit Software
What you’ll need
- 01
Your role
Whether you use generative AI tools or sell an AI product to others.
- 02
Customer-facing uses
Where customers see AI outputs and rely on them.
- 03
Decisions that depend on outputs
Business or customer decisions made from AI results.
- 04
Data the AI touches
Private information that goes in or comes out, relevant to data-disclosure claims.
- 05
Protected material in outputs
Images, text or code that could reproduce someone else’s protected work.
- 06
Review practices
How outputs are checked before they reach customers.
- 07
Existing policies and AI restrictions
Your current E&O, cyber and media policies, including any AI limits in their wording.
What affects your price
- 01
Using AI versus selling it
Licensing a customer-facing model carries more exposure than internal use of a common tool.
- 02
Reliance on outputs
The more decisions rest on AI answers, the more exposure.
- 03
Types of claim covered
Inaccurate outputs, infringement and data disclosure are separate grants.
- 04
Limits and retention
Higher limits cost more, and a higher retention can lower the premium.
- 05
Review and controls
Checks before outputs reach customers are part of how underwriters judge you.
Providers your broker can approach
Get quotes from generative AI liability insurance providers.
- Armilla
- Founder Shield
- Relm Insurance
- RiskCube
- And many more
Common questions
Do my other policies already cover AI claims?
They may restrict AI, or treat the same allegation differently. AI, media and professional liability policies can differ, so we compare them.
Do I need it if I only use someone else’s AI tools?
It is worth considering either way. Tell us who sees the outputs and what depends on them, and we can check how a quote treats that use.
Is this the same as tech E&O?
No. Tech E&O concerns mistakes in the products and services you sell. Spot has a separate tech E&O page, and we compare both when your product uses AI.
Does my broker need to know AI insurance?
It helps. Spot works alongside brokers, takes no commissions on premiums and can help you find one who writes AI liability.
Related
Get insurance off your to-do list.
Tell your Spot team how your business uses or sells generative AI, and we prepare the submission brokers use to quote AI liability.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
