RiskCube Generative AI Liability Insurance

RiskCube markets AI Insurance as an excess policy layered on top of a technology E&O policy to address AI-specific coverage gaps, rather than describing it as a separate standalone primary product with its own terms page. ^1,3Company-reportedCombines the catalogue's AI Insurance listing with the technology E&O page's AI FAQ, which is the only place RiskCube explains how the two products relate.

RiskCube targets AI Insurance at "companies building AI products," a narrower audience than its general technology E&O eligibility, which covers any software company regardless of whether it builds AI models. ¹Company-reportedCatalogue marketing description, not an underwriting eligibility rule.

RiskCube's catalogue describes AI Insurance as purpose-built coverage for companies building AI products, including model liability, hallucination claims, training-data intellectual-property exposure and agentic AI errors, and says it "covers the risks that standard tech E&O policies often exclude." ¹Company-reportedOne-paragraph catalogue card; no policy form, insuring agreement or exclusion list was found for this product.

RiskCube's technology E&O FAQ says some Tech E&O policies can include AI risks such as algorithmic bias or hallucinations depending on carrier wording, but adds that "the biggest insurance companies are starting to exclude AI risks from their Tech E&O policies," which is why it offers the AI excess policy for companies exposed to those gaps. ³Company-reportedTech E&O FAQ answer, not the AI product's own coverage terms.

Neither the AI Insurance catalogue card, the contact-form page, nor the technology E&O FAQ's description of the AI excess policy publishes a limit, attachment point or retention for AI Insurance. ^1,2,3Not publicly disclosedPublic pages checked on 2026-09-23; amounts may appear only on an individual quote.

The catalogue's "Learn more" link for AI Insurance (riskcubeai.com/insurance/ai) redirects to a general contact form rather than a dedicated page with an AI-specific application flow or intake questions, unlike RiskCube's technology E&O and key person life insurance pages. Guessed slugs /insurance/generative-ai, /insurance/generative-ai-liability, /insurance/ai-insurance and /insurance/ai-liability all 404. ²Not found in reviewed sourcesChecked on 2026-09-23; the URL may change to a dedicated page later.