RiskCube Cyber Insurance
RiskCube Cyber Insurance
RiskCube compares cyber policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. 1Company-reported. Cyber product page footer and overall framing of RiskCube's AI agents and licensed brokers comparing carrier options.
Issuing Insurer
RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including cyber, are underwritten and issued by third-party carriers it does not name; the cyber page itself does not identify an issuing insurer. 1,2Company-reported. Company-wide entity and licensing disclosure and the cyber product page as read on 2026-09-23.
Who It’s For
RiskCube targets cyber coverage at AI and data companies, cloud/DevOps platforms, payment processors, defense startups handling controlled unclassified information, and SOC 2-bound or PII/PHI-handling companies. 1Company-reported. Cyber product page "Who needs cyber insurance" section.
Coverage Features
RiskCube describes cyber coverage as combining first-party costs such as breach response, ransomware negotiation, forensics and data or asset recovery, with third-party liability for claims by customers, regulators, vendors or partners. 1Company-reported. Cyber product page "What is Cyber Liability Insurance" and "What's covered" sections.
RiskCube says it places cyber programs with affirmative AI coverage for agentic-AI incidents and training-data or model-security issues, and layers AI-specific wrap coverage on top when primary cyber or Tech E&O policies exclude AI risk. 1Company-reported. Cyber product page "Cyber coverage built for AI and agentic companies" section.
Limits and Retentions
Not publicly disclosed. RiskCube says needed cyber limits depend on enterprise contract requirements, customer data exposure and revenue, but does not publish specific limit or retention amounts on the product page. 1Cyber product page "How much cyber insurance do startups usually purchase" FAQ.
How to Apply
RiskCube describes a roughly 10-minute digital intake, then its AI agents and licensed brokers comparing carrier quotes, typically delivering cyber quotes and a vendor-ready certificate of insurance within about 24 hours. 1Company-reported. Cyber product page process steps and "How fast can startups get cyber insurance quotes" FAQ.
Claims Support
Not found in reviewed sources. The reviewed cyber page does not describe claims handling or a dedicated claims team for this line. 1Cyber product page as read on 2026-09-23.
RiskCube Cyber Insurance Compared
Other RiskCube Coverage Lines
Sources
- Cyber Insurance for Startups. RiskCube; Who needs cyber insurance; What is Cyber Liability Insurance; What's covered; "Cyber coverage built for AI and agentic companies"; Common Exclusions; FAQs; application steps. Accessed 2026-09-23.
- Disclosures & Compensation. RiskCube; Section 1, Entity and Licensing Disclosure: "RiskCube is not an insurance carrier and does not underwrite insurance. Insurance coverage is offered, underwritten, and issued by third-party insurance carriers". Accessed 2026-09-23.
