RiskCube vs 
Risklytics: How Do They Compare for Cyber Insurance?
Both place cyber for AI-heavy companies: RiskCube is a brokerage with a 10-minute intake and quotes in about 24 hours, while Risklytics says there is no broker fee on top of premium and notes contracts ask for $1 million or more.
RiskCube says it can add affirmative AI wording and a wrap when a primary cyber form excludes agentic risk. Risklytics treats Cyber Liability as breach cleanup and says a model giving bad output with no breach is outside that grant. 1,3
What Are the Key Differences Between RiskCube and Risklytics Cyber Insurance?
Affirmative AI Versus a No-Breach Model Exclusion
RiskCube's page describes the AI wording it places:
RiskCube says it places cyber programs with affirmative AI coverage for agentic-AI incidents and training-data or model-security issues, and layers AI-specific wrap coverage on top when primary cyber or Tech E&O policies exclude AI risk. 1Company-reported. Cyber product page "Cyber coverage built for AI and agentic companies" section.
Risklytics describes Cyber Liability as paying for breach cleanup, notifications and claims after a hack or leak, and says it does not respond to a model giving bad output with no breach involved. Choose RiskCube if you need agentic incidents named; choose Risklytics if you want a producer that states the model-output boundary before bind. 3
Quote Path and Fees
RiskCube describes about 10 minutes of digital intake and quotes within about 24 hours. Risklytics starts through its online application and says there is no broker fee on top of premium. 1 5
Limit Language
Risklytics cites a typical enterprise-contract ask of $1 million or more. RiskCube says needed limits depend on contract requirements, data exposure and revenue, without publishing a number. 3 1
What Should You Confirm in RiskCube and Risklytics Cyber Insurance Quotes?
RiskCube vs Risklytics Cyber Insurance Compared
RiskCube vs Risklytics: Cyber Insurance: documented features by provider
| Criteria | RiskCube Cyber Insurance | Risklytics Cyber Liability Insurance |
|---|---|---|
| Who It’s For | RiskCube targets cyber coverage at AI and data companies, cloud/DevOps platforms, payment processors, defense startups handling controlled unclassified information, and SOC 2-bound or PII/PHI-handling companies. 1Company-reported. Cyber product page "Who needs cyber insurance" section. | Risklytics says companies typically need this coverage the first time they hold customer data in production, and that enterprise and government contracts require it once a vendor touches their data. 3Company-reported. Lines page. |
| How to Apply | RiskCube describes a roughly 10-minute digital intake, then its AI agents and licensed brokers comparing carrier quotes, typically delivering cyber quotes and a vendor-ready certificate of insurance within about 24 hours. 1Company-reported. Cyber product page process steps and "How fast can startups get cyber insurance quotes" FAQ. | You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. 5,4Company-reported. Pricing page describes the general application and fee process, not a line-specific form. |
| Coverage Features | RiskCube describes cyber coverage as combining first-party costs such as breach response, ransomware negotiation, forensics and data or asset recovery, with third-party liability for claims by customers, regulators, vendors or partners. 1Company-reported. Cyber product page "What is Cyber Liability Insurance" and "What's covered" sections. RiskCube says it places cyber programs with affirmative AI coverage for agentic-AI incidents and training-data or model-security issues, and layers AI-specific wrap coverage on top when primary cyber or Tech E&O policies exclude AI risk. 1Company-reported. Cyber product page "Cyber coverage built for AI and agentic companies" section. | Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. 3Company-reported. Lines page; the issued policy and declarations control actual coverage. |
| Role in This Line | RiskCube compares cyber policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. 1Company-reported. Cyber product page footer and overall framing of RiskCube's AI agents and licensed brokers comparing carrier options. | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. 4Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line. |
| Issuing Insurer | RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including cyber, are underwritten and issued by third-party carriers it does not name; the cyber page itself does not identify an issuing insurer. 2,1Company-reported. Company-wide entity and licensing disclosure and the cyber product page as read on 2026-09-23. | Risklytics does not name the carrier that underwrites Risklytics Cyber Liability Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. 3,4Company-reported. Lines page and about page; no specific insurer is published for this line. |
