Is Risklytics Legit? Licensing, Carriers and Reliability

Risklytics has a Broker Reliability Score of 5.4/10, a partial score covering only the factors we could confirm. Reliability Scores rate what we could confirm about a provider’s reliability; they do not predict claims payment.

Risklytics Broker Reliability Score

5.4/ 10

This partial Broker Reliability Score covers identity and authority, disclosure clarity within the scope described on this page. Those factors make up 45% of the full score, normalized to a ten-point scale. The factors left out remain unknown, and evidence for one program does not describe another.

Scored provider: Risklytics. Covers: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

Partial score — 45% of this rubric’s factor weighting. Excluded: Carrier-Network Strength, Regulatory Conduct

Scored 2026-09-22 · Review due 2026-10-22

How the score is calculated

Factor	Weight	Included	Score	Basis
Identity and Authority	30%	66.7%normalized	2.2/ 4	[1][5][7]
Carrier-Network Strength	30%	—	Excluded	The reviewed evidence does not name the carrier and capacity arrangements behind the programs this score covers, so the relationships cannot be assessed.
Regulatory Conduct	25%	—	Excluded	A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.
Disclosure Clarity	15%	33.3%normalized	2.0/ 4	[1][5][7][3][4][2]

Included weights are normalized over the supported factors.

What Our Research Found About Risklytics

Role: Broker. Covers: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

Risklytics Legal Identity

Risklytics' current about page identifies Risklytics, Inc. dba Risklytics Insurance Services. The reviewed terms and service pages do not identify a Risklytics-owned insurance carrier or policy issuer.^1,⁵

Risklytics Licensing

Risklytics publishes NPN 22311838 and selected state producer numbers, including Massachusetts, Arizona, Colorado, Illinois and Indiana. The company describes the states as a current licensing set rather than a complete regulator-backed national authority record, so each number remains company-reported here.¹

Wisconsin OCI states that a firm's authority depends on its DRLP and active lines; no Wisconsin license or DRLP was established in the reviewed Risklytics materials.⁷

Risklytics Financial Strength

The reviewed Risklytics public pages describe brokerage and technology operations but do not disclose entity-specific audited financial statements, statutory surplus, capital or liquidity figures, or a carrier financial-strength rating. That is an evidence boundary and not a financial adverse finding.^1,^2,⁵

Risklytics Risk Bearing

Risklytics describes market access and placement services rather than underwriting or issuing policies. The actual insurer, capacity and reinsurance for a placement must be identified from the quote and policy documents.^3,⁴

Risklytics names no carrier or market in the reviewed sources. Its homepage states that “we place through insurers who cover autonomy explicitly, read the policies ourselves, and run the whole placement.” Its insurer-facing page is a solicitation rather than a panel: it invites firms identifying themselves as a Carrier, MGA, Wholesaler or Reinsurer to “tell us your appetite” across ten named lines and undertakes to send only the submissions that fit it. A page asking markets to state their appetite evidences market development, not an established carrier relationship.^2,³

The footer on the same page states that “coverage is placed by Risklytics Insurance Services, a licensed insurance producer” and that all coverage is subject to underwriting, policy terms and availability. No insurer, programme, capacity figure or binding authority is identified for any of the ten lines Risklytics lists, and no carrier-published record of a Risklytics appointment was located in this research.³

Risklytics Claims Service

Risklytics' public service workflow describes quoting, market placement and risk-advisory support; the reviewed sources do not identify a Risklytics claims administrator or payer. Account-specific claims contacts and insurer obligations remain to be confirmed from the policy.^2,⁴

Risklytics Regulatory Record

The reviewed sources establish a company-reported producer identity and selected licensing disclosures but do not complete a five-year regulatory or enforcement result for Risklytics, Inc. or its dba.^1,^6,⁷

What We Couldn’t Confirm About Risklytics

Independent current verification of the published state producer numbers, DRLPs, appointments and active lines.
Complete current state-by-state license coverage, including Wisconsin, and exact legal entity reconciliation for any contracting account.
Entity-specific audited financial statements, capital/liquidity evidence and any insurer or MGA relationships.
Policy-specific insurer, claims administrator, capacity and reinsurance identification.
Complete five-year regulatory and enforcement search.
Risklytics publishes no carrier or market name for any line or state; its insurer-facing page solicits appetite from carriers, MGAs, wholesalers and reinsurers rather than evidencing an existing panel, so carrier-network strength has no named relationship to assess.
No carrier-published directory, appointment record or regulator appointment listing confirming a Risklytics carrier appointment was located in this research.

Regulator Searches for Risklytics

Jurisdiction	Result	Notes
CaliforniaCalifornia Department of Insurance	Source inaccessible⁶	Reviewed California business-name lookup route for Risklytics Insurance Services; current authority was not independently established.
WisconsinWisconsin Office of the Commissioner of Insurance	Not researched⁷	Wisconsin OCI Agent FAQ identifies the relevant authority rule; Risklytics license status and DRLP were not independently established.
United States	Not researched¹	The company publishes selected state numbers; complete current regulator reconciliation was not completed.

Risklytics Licenses and Authority Records

These are reviewed authority records for the named legal entities and what they cover. A license record does not establish that a particular policy is available, bound, or suitable.

Entity and jurisdiction	Identifier	License class and authority
Risklytics, Inc. dba Risklytics Insurance ServicesUnited States	National Producer Number: 22311838¹	National Producer Number; NPN identifier only; it is not state-specific proof of active authority
Risklytics, Inc. dba Risklytics Insurance ServicesMassachusetts	State license: 3004393145¹	Resident producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified
Risklytics, Inc. dba Risklytics Insurance ServicesArizona	State license: 3004416199¹	Producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified
Risklytics, Inc. dba Risklytics Insurance ServicesColorado	State license: 965790¹	Producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified
Risklytics, Inc. dba Risklytics Insurance ServicesIllinois	State license: 3004416248¹	Producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified
Risklytics, Inc. dba Risklytics Insurance ServicesIndiana	State license: 4258322¹	Producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified

Which Coverage Lines Does Risklytics Offer?

Product pages for the coverage lines Risklytics lists.

Is Risklytics Legit? Licensing, Carriers and Reliability

Risklytics Broker Reliability Score