How Reliable Is Risklytics?
Risklytics reliability: licensing, legal entities, financial evidence and the scope behind its Spot Score.
Assessment
5.4/ 10This partial Broker Spot Score covers identity and authority, disclosure clarity within the stated scope. It uses 45% of the rubric’s factor weighting, normalized to a ten-point scale. The excluded factors remain unknown, and evidence for one program does not describe another.
Partial score — 45% of this rubric’s factor weighting. Excluded: Carrier-Network Strength, Regulatory Conduct
Assessed 2026-09-22 · Review due 2026-10-22
| Factor | Weight | Included | Score | Basis |
|---|---|---|---|---|
| Identity and Authority | 30% | 66.7%normalized | 2.2 / 4 | [1][5][7] |
| Carrier-Network Strength | 30% | — | Excluded | The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed. |
| Regulatory Conduct | 25% | — | Excluded | A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable. |
| Disclosure Clarity | 15% | 33.3%normalized | 2.0 / 4 | [1][5][7][3][4][2] |
Included weights are normalized over the supported factors.
Evidence and Scope
Role: Broker. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.
Legal Identity
Licensing
Risklytics publishes NPN 22311838 and selected state producer numbers, including Massachusetts, Arizona, Colorado, Illinois and Indiana. The company describes the states as a current licensing set rather than a complete regulator-backed national authority record, so each number remains company-reported here.[1]
Wisconsin OCI states that a firm's authority depends on its DRLP and active lines; no Wisconsin license or DRLP was established in the reviewed Risklytics materials.[7]
Financial Strength
The reviewed Risklytics public pages describe brokerage and technology operations but do not disclose entity-specific audited financial statements, statutory surplus, capital or liquidity figures, or a carrier financial-strength rating. That is an evidence boundary and not a financial adverse finding.[1][2][5]
Risk Bearing
Risklytics describes market access and placement services rather than underwriting or issuing policies. The actual insurer, capacity and reinsurance for a placement must be identified from the quote and policy documents.[3][4]
Risklytics names no carrier or market in the reviewed sources. Its homepage states that “we place through insurers who cover autonomy explicitly, read the policies ourselves, and run the whole placement.” Its insurer-facing page is a solicitation rather than a panel: it invites firms identifying themselves as a Carrier, MGA, Wholesaler or Reinsurer to “tell us your appetite” across ten named lines and undertakes to send only the submissions that fit it. A page asking markets to state their appetite evidences market development, not an established carrier relationship.[2][3]
The footer on the same page states that “coverage is placed by Risklytics Insurance Services, a licensed insurance producer” and that all coverage is subject to underwriting, policy terms and availability. No insurer, programme, capacity figure or binding authority is identified for any of the ten lines Risklytics lists, and no carrier-published record of a Risklytics appointment was located in this research.[3]
Claims Service
Regulatory Record
Evidence gaps
- Independent current verification of the published state producer numbers, DRLPs, appointments and active lines.
- Complete current state-by-state license coverage, including Wisconsin, and exact legal entity reconciliation for any contracting account.
- Entity-specific audited financial statements, capital/liquidity evidence and any insurer or MGA relationships.
- Policy-specific insurer, claims administrator, capacity and reinsurance identification.
- Complete five-year regulatory and enforcement search.
- Risklytics publishes no carrier or market name for any line or state; its insurer-facing page solicits appetite from carriers, MGAs, wholesalers and reinsurers rather than evidencing an existing panel, so carrier-network strength has no named relationship to assess.
- No carrier-published directory, appointment record or regulator appointment listing confirming a Risklytics carrier appointment was located in this research.
Jurisdiction searches
| Jurisdiction | Result | Notes |
|---|---|---|
 CaliforniaCalifornia Department of Insurance | Source inaccessible[6] | Reviewed California business-name lookup route for Risklytics Insurance Services; current authority was not independently established. |
 WisconsinWisconsin Office of the Commissioner of Insurance | Not researched[7] | Wisconsin OCI Agent FAQ identifies the relevant authority rule; Risklytics license status and DRLP were not independently established. |
 United States | Not researched[1] | The company publishes selected state numbers; complete current regulator reconciliation was not completed. |
Licenses and Authority
These are reviewed authority records for the named legal entities and scope. A license record does not establish that a particular policy is available, bound, or suitable.
| Entity and jurisdiction | Identifier | License class and authority |
|---|---|---|
| Risklytics, Inc. dba Risklytics Insurance ServicesUnited States | National Producer Number: 22311838[1] | National Producer Number; NPN identifier only; it is not state-specific proof of active authority |
Risklytics, Inc. dba Risklytics Insurance Services Massachusetts | State license: 3004393145[1] | Resident producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified |
Risklytics, Inc. dba Risklytics Insurance Services Arizona | State license: 3004416199[1] | Producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified |
Risklytics, Inc. dba Risklytics Insurance Services Colorado | State license: 965790[1] | Producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified |
Risklytics, Inc. dba Risklytics Insurance Services Illinois | State license: 3004416248[1] | Producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified |
Risklytics, Inc. dba Risklytics Insurance Services Indiana | State license: 4258322[1] | Producer license as displayed by company; Company-disclosed producer authority; current regulator status not independently verified |
Sources
- About Risklytics. Risklytics; Entity identification as Risklytics, Inc. dba Risklytics Insurance Services; NPN 22311838; state license table including Massachusetts 3004393145, Arizona 3004416199, Colorado 965790, Illinois 3004416248 and Indiana 4258322. Accessed 2026-09-21.
- Risklytics. Risklytics; Homepage description of insurance brokerage, risk intelligence and technology-focused placement activity; Homepage brokerage description including “We place through insurers who cover autonomy explicitly, read the policies ourselves, and run the whole placement”, and the footer producer statement. Accessed 2026-09-22.
- Markets. Risklytics; Technology and specialty-market brokerage and risk placement descriptions; “For insurers” page: “Tell us your appetite” form with Carrier, MGA, Wholesaler and Reinsurer options; “What you get from us” and “The lines we place” sections; footer stating coverage is placed by Risklytics Insurance Services, a licensed insurance producer. Accessed 2026-09-22.
- Pricing. Risklytics; Quote and service workflow; no published rate schedule and commission disclosure by request. Accessed 2026-09-21.
- Terms Of Use. Risklytics; Website and service terms identifying Risklytics operation and limitations. Accessed 2026-09-21.
- Business Name Search. California Department of Insurance; California regulator lookup route for the named entity or identifier; current authority was not independently established as of 2026-09-21. Accessed 2026-09-21.
- OCI Licensing Frequently Asked Questions. Wisconsin Office of the Commissioner of Insurance; Agent FAQ, Business Entities/Firms: firm authority depends on its Designated Responsible Licensed Producer and actively held lines; State Based Systems is the lookup path. Accessed 2026-09-21.
