Risklytics Tech E&O Insurance

Risklytics Professional Liability (Tech E&O) Insurance

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Professional Liability (Tech E&O) Insurance with outside carriers; it says it does not underwrite policies itself. 2Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

Issuing Insurer

Risklytics does not name the carrier that underwrites Risklytics Professional Liability (Tech E&O) Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. 1,2Company-reported. Lines page and about page; no specific insurer is published for this line.

Who It’s For

Risklytics says enterprise customers usually require this coverage in procurement before signing a first customer contract, and that it becomes relevant once a customer relies on a model's output. 1Company-reported. Lines page.

Coverage Features

Risklytics describes Tech E&O as responding when a company's product or service costs a customer money, such as a perception model mislabeling shipments or an integration error corrupting order data, and distinguishes it from cyber liability, which covers hacks and data leaks rather than a model's own faulty output. 1Company-reported. Lines page; the issued policy and declarations control actual coverage.

Limits and Retentions

Risklytics lists a typical ask of $1 million to $5 million per claim for this line. 1Company-reported. Lines page; actual limits are set on the bound policy.

Risk Services

Risklytics calls Tech E&O the hardest line to get right because some insurers are quietly excluding AI-related losses, and says it reads every policy form for AI exclusions before it binds. 1Company-reported. Lines page.

How to Apply

You start Risklytics Professional Liability (Tech E&O) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. 2,3Company-reported. Pricing page describes the general application and fee process, not a line-specific form.

Risklytics Tech E&O Insurance Compared

Other Risklytics Coverage Lines

Sources

  1. Professional Liability (Tech E&O) Insurance. Risklytics; Coverage line: Professional Liability (Tech E&O); Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
  2. About Risklytics: who we are. Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
  3. How pricing and broker fees work. Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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