Risklytics D&O Insurance

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Directors & Officers Insurance with outside carriers; it says it does not underwrite policies itself. ²Company-reportedAbout page; describes Risklytics' brokerage model generally, restated for this line.

Risklytics does not name the carrier that underwrites Risklytics Directors & Officers Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^1,2Company-reportedLines page and about page; no specific insurer is published for this line.

Risklytics says the norm is buying D&O at or before a startup's first priced round, since term sheets and incoming board members typically require it as a closing condition. ¹Company-reportedLines page.

Risklytics describes D&O as protecting a founder's personal assets when an investor or regulator sues over how the company was run, citing an investor suit after a down round and a regulator inquiry into AI capability claims as examples, and distinguishes it from Tech E&O, which answers a customer's product-failure claim instead. ¹Company-reportedLines page; the issued policy and declarations control actual coverage.

Risklytics lists a typical ask of $1 million to $3 million for venture-backed companies for this line. ¹Company-reportedLines page; actual limits are set on the bound policy.

Risklytics calls D&O easy to get for venture-backed companies with a clean story, describing quick placement for that segment. ¹Company-reportedLines page.

You start Risklytics Directors & Officers Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^2,3Company-reportedPricing page describes the general application and fee process, not a line-specific form.