Newfront vs Risklytics: How Do They Compare for D&O Insurance?

Newfront focuses its D&O brokerage on private companies with 24/7 service access, while Risklytics Insurance Services serves venture-backed startups and cites a typical limit ask of a typical million to $3 million.

Risklytics lets startups apply online for their first D&O, typically $1 million to $3 million, at or before the first priced round. Newfront's Executive Risk team places D&O from seed through every series and on to IPO or M&A. ^1,²

What Are the Key Differences Between Newfront and Risklytics D&O Insurance?

First Policy Online vs a Team for the Long Haul

Risklytics says term sheets and incoming board members usually require D&O to close a first priced round, and that it's easy to get for venture-backed companies with a clean story. You apply online, and a licensed producer stays on the file until it's bound. ² ⁴ Newfront starts with a consultation and serves private companies from seed through every series, plus more than 500 public companies on M&A and IPOs. ¹ Choose Risklytics if you are closing your first priced round and need $1–3 million of D&O quickly; choose Newfront if you are later-stage or heading toward an IPO or acquisition and want Side A DIC in the program. ² ¹

No Broker Fee vs Account Tools

Risklytics says it adds no broker fee on top of the premium; the insurer pays its commission. ⁴ Newfront gives clients 24/7 dashboard access and pre-filled renewal submissions but doesn't describe its fee. ¹

What Should You Confirm in Newfront and Risklytics D&O Insurance Quotes?

Compare your bound limit with Risklytics' $1–3 million typical ask. ²
Ask Newfront whether Side A DIC is included while you're still private, and how it's paid. ¹
Ask both which insurer would issue the policy and who you'd call with a claim; neither names an insurer. ¹ ³

Newfront vs Risklytics D&O Insurance Compared

Newfront vs Risklytics: D&O Insurance: documented features by provider

Criteria	Newfront Directors and Officers (D&O) Insurance	Risklytics Directors & Officers Insurance
Who It’s For	Newfront says it services private companies "from seed round through every series of capital funding," including over 120 unicorn companies, and has worked with over 500 publicly traded companies on D&O-relevant matters such as M&A and IPOs. ¹Company-reported. Here for the Long Run section; company-reported client counts, not independently verified.	Risklytics says the norm is buying D&O at or before a startup's first priced round, since term sheets and incoming board members typically require it as a closing condition. ²Company-reported. Lines page.
How to Apply	Newfront describes a process for private companies transitioning to public status through an IPO, deSPAC or direct listing, and you start a D&O placement by requesting a consultation through the Executive Risk page. ¹Company-reported. Committed to Client Advocacy section and page call-to-action; no online quoting or binding described.	You start Risklytics Directors & Officers Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^4,³Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Coverage Features	Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. ¹Company-reported. Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording.	Risklytics describes D&O as protecting a founder's personal assets when an investor or regulator sues over how the company was run, citing an investor suit after a down round and a regulator inquiry into AI capability claims as examples, and distinguishes it from Tech E&O, which answers a customer's product-failure claim instead. ²Company-reported. Lines page; the issued policy and declarations control actual coverage.
Role in This Line	Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. ¹Company-reported. Executive Risk offering page and Leadership section.	Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Directors & Officers Insurance with outside carriers; it says it does not underwrite policies itself. ³Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.
Risk Services	Newfront says clients get 24/7 access to their D&O program through its connected dashboard, and that renewals use automated, pre-populated historical data for faster submissions and approvals. ¹Company-reported. Industry-Leading Technology section of the Executive Risk page.	Risklytics calls D&O easy to get for venture-backed companies with a clean story, describing quick placement for that segment. ²Company-reported. Lines page.