Newfront vs Risklytics D&O Insurance

Newfront cites unicorn and public-company D&O work without publishing limits; Risklytics cites a typical $1–3 million ask at the first priced round.

What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 1,2,3,4

Read the Newfront profile

What Is Risklytics Insurance?

Risklytics describes a commercial insurance brokerage for robotics, autonomy, hardware and AI businesses. It prepares applications and seeks coverage from insurers; California placement eligibility remains unconfirmed. 6,7,8

Read the Risklytics profile

What Is Directors and Officers Insurance?

Directors and officers liability insurance addresses covered claims alleging wrongful acts in managing an organization. 11

Read the full coverage guide

Key Differences in D&O Insurance

Limit Figures in Public Copy

Newfront’s Executive Risk page does not publish D&O limits or retentions. 5 Risklytics lists a typical ask of $1 million to $3 million for venture-backed companies. 9

Seed-to-Public Desk Versus First Priced Round

Newfront says it services private companies from seed through every series, including a stated unicorn count, and has worked with more than 500 publicly traded companies on M&A and IPOs, listing Side A DIC among coverages. 5 Risklytics says the norm is buying D&O at or before a first priced round because term sheets and incoming board members require it as a closing condition. 9

Dashboard, Fees and Application

Newfront clients get 24/7 dashboard access and automated renewal submissions; you request a consultation. 5 You start Risklytics D&O online; Risklytics says there is no broker fee on top of premium. 10 Neither names the issuing D&O carrier on the reviewed pages. 5 9

What to Confirm in D&O Insurance Quotes

  • Compare bound limits with Risklytics’ $1–3 million typical ask. 9
  • Ask Newfront whether Side A DIC is included for a private company still below IPO. 5
  • Confirm compensation: Risklytics states no extra broker fee; Newfront’s reviewed page does not describe its fee. 10 5
  • Get the issuing insurer and claims contact from both. 5 6

Offering Details

Newfront vs Risklytics D&O Insurance: documented features by provider

CriteriaNewfront Directors and Officers (D&O) InsuranceRisklytics Directors & Officers Insurance
Role in This Line

Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. 5Company-reported. Executive Risk offering page and Leadership section.

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Directors & Officers Insurance with outside carriers; it says it does not underwrite policies itself. 6Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

Issuing Insurer

The reviewed Executive Risk page does not name the insurer or insurers that would issue a D&O policy placed through Newfront. 5Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.

Risklytics does not name the carrier that underwrites Risklytics Directors & Officers Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. 9,6Company-reported. Lines page and about page; no specific insurer is published for this line.

Who It’s For

Newfront says it services private companies "from seed round through every series of capital funding," including over 120 unicorn companies, and has worked with over 500 publicly traded companies on D&O-relevant matters such as M&A and IPOs. 5Company-reported. Here for the Long Run section; company-reported client counts, not independently verified.

Risklytics says the norm is buying D&O at or before a startup's first priced round, since term sheets and incoming board members typically require it as a closing condition. 9Company-reported. Lines page.

Coverage Features

Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. 5Company-reported. Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording.

Risklytics describes D&O as protecting a founder's personal assets when an investor or regulator sues over how the company was run, citing an investor suit after a down round and a regulator inquiry into AI capability claims as examples, and distinguishes it from Tech E&O, which answers a customer's product-failure claim instead. 9Company-reported. Lines page; the issued policy and declarations control actual coverage.

Limits and Retentions

The reviewed Executive Risk page does not publish D&O limits or retentions. 5Not publicly disclosed. Executive Risk page as read on 2026-09-23.

Risklytics lists a typical ask of $1 million to $3 million for venture-backed companies for this line. 9Company-reported. Lines page; actual limits are set on the bound policy.

Risk Services

Newfront says clients get 24/7 access to their D&O program through its connected dashboard, and that renewals use automated, pre-populated historical data for faster submissions and approvals. 5Company-reported. Industry-Leading Technology section of the Executive Risk page.

Risklytics calls D&O easy to get for venture-backed companies with a clean story, describing quick placement for that segment. 9Company-reported. Lines page.

How to Apply

Newfront describes a process for private companies transitioning to public status through an IPO, deSPAC or direct listing, and you start a D&O placement by requesting a consultation through the Executive Risk page. 5Company-reported. Committed to Client Advocacy section and page call-to-action; no online quoting or binding described.

You start Risklytics Directors & Officers Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. 10,6Company-reported. Pricing page describes the general application and fee process, not a line-specific form.

Claims Support

Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a D&O claim. 5Company-reported. The Newfront Difference section; described across Executive Risk lines, not a D&O-specific claims workflow.

Not described in the reviewed sources.

Full Comparison

More Newfront vs Risklytics Comparisons

Other D&O Insurance Comparisons

Sources

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Executive Risk. Newfront; Key Coverages to Protect Your Business: Directors and Officers (D&O)—Private and public companies, Side A DIC D&O; Here for the Long Run: Private Companies, IPOs, Public; Leadership: Deirdre Finn; Industry-Leading Technology. Accessed 2026-09-23.

Risklytics

  1. About Risklytics: who we are. Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
  2. Insurance for Frontier Tech. Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16.
  3. Terms of Service. Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16.
  4. Directors & Officers Insurance. Risklytics; Coverage line: Directors & Officers; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
  5. How pricing and broker fees work. Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

D&O Insurance Guide

  1. Glossary of Business Insurance Terms. The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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