Risklytics Workers’ Compensation Insurance

Risklytics does not name the carrier that underwrites Risklytics Workers' Compensation Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^1,2Company-reported. Lines page and about page; no specific insurer is published for this line.

Risklytics says the coverage is required by law in most states once a company has its first employee, and notes states differ on whether founders and officers can exclude themselves. ¹Company-reported. Lines page.

Risklytics describes Workers' Compensation as paying an injured employee's medical bills and part of their wages, citing a technician straining their back and a field installer falling from a ladder at a customer site as examples, and distinguishes it from general liability, which would answer a customer's own employee being hurt instead. ¹Company-reported. Lines page; the issued policy and declarations control actual coverage.

Risklytics says statutory limits for this line are set by state law rather than chosen by the buyer. ¹Company-reported. Lines page.

Risklytics calls workers' compensation easy to get, since it is legally required and priced from the client's payroll and job classifications. ¹Company-reported. Lines page.

You start Risklytics Workers' Compensation Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^2,3Company-reported. Pricing page describes the general application and fee process, not a line-specific form.