Corgi vs 
Risklytics: How Do They Compare for Workers’ Compensation Insurance?
Risklytics places workers' comp with outside carriers through an online application and says it adds no fee on top of the premium; Corgi treats it as a specialty line quoted in 1 to 14 days.
Corgi's disclosures describe carrier selection only in general terms; Risklytics says it charges no separate broker fee, since its commission comes from the carrier. 2,1,6,5
What Are the Key Differences Between Corgi and Risklytics Workers’ Compensation Insurance?
A Stated Fee Structure Versus None
Corgi's general disclosures say coverage for this line may come from affiliated or partner carriers depending on product, jurisdiction and risk profile, without addressing how Corgi is compensated. 3
You start Risklytics Workers' Compensation Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. 6,5Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Corgi's reviewed pages do not state a comparable no-added-fee position for this line. 3
Buying Path
Corgi lists Worker's Compensation as a specialty coverage quoted with a 1-14 day turnaround, kept apart from the instant online flow used for its other startup lines. 2
Risklytics says its online application for this line keeps a licensed producer on the file through binding. 6
Naming an Insurer
No page names the carrier that issues Corgi's Worker's Compensation coverage. 3
Risklytics also does not name a specific carrier for this line, but describes placing business with specialist insurers willing to write robotics, autonomy and AI risk. 4
What Should You Confirm in Corgi and Risklytics Workers’ Compensation Insurance Quotes?
- Ask Risklytics which specialist carrier it is proposing for the business's operations and whether that carrier is licensed in the business's state. 4
- Ask Corgi to name the entity that would actually underwrite the policy, since its disclosures describe the arrangement only in general terms. 3
- Ask Corgi for its expected 1-14 day turnaround for the business's specific application. 2
- Ask Risklytics to confirm in writing that no broker fee applies beyond the carrier-paid commission. 6
- Ask each for published benefit limits, since neither reviewed page discloses specific dollar figures for this line. 2 4
Corgi vs Risklytics Workers’ Compensation Insurance Compared
Corgi vs Risklytics: Workers’ Compensation Insurance: documented features by provider
| Criteria | Corgi Worker's Compensation | Risklytics Workers' Compensation Insurance |
|---|---|---|
| How to Apply | Worker's Compensation sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. 2,1Company-reported. Homepage and startup-insurance page policy-card labeling. | You start Risklytics Workers' Compensation Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. 6,5Company-reported. Pricing page describes the general application and fee process, not a line-specific form. |
| Coverage Features | Corgi describes the product as providing benefits to employees for work-related injuries or illnesses, including medical expenses, lost wages, and rehabilitation costs. 2,1Company-reported. One-sentence catalog description; no policy form, statutory-limits detail, monopolistic-state handling, or employer's-liability sublimit is published for this line. | Risklytics describes Workers' Compensation as paying an injured employee's medical bills and part of their wages, citing a technician straining their back and a field installer falling from a ladder at a customer site as examples, and distinguishes it from general liability, which would answer a customer's own employee being hurt instead. 4Company-reported. Lines page; the issued policy and declarations control actual coverage. |
| Role in This Line | Corgi lists Worker's Compensation as a specialty coverage quoted with a 1-14 day turnaround, not through the instant online quote flow it uses for CGL, D&O, Tech E&O, and its other core startup policies. 2,1Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; a direct URL guess (/workers-compensation) returned a 404. | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Workers' Compensation Insurance with outside carriers; it says it does not underwrite policies itself. 5Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line. |
