Newfront vs Risklytics: How Do They Compare for Workers’ Compensation Insurance?

Risklytics sends workers' comp to outside carriers through an online application; Newfront, a broker, works through a consultation and adds an in-house safety team and claims advocates.

Risklytics places robotics, autonomy and AI risks with specialist insurers; Newfront offers broader guaranteed-cost, retro and large-deductible programs. ^4,^3,¹

What Are the Key Differences Between Newfront and Risklytics Workers’ Compensation Insurance?

Carrier Appetite Each Broker Targets

Newfront structures workers' compensation programs — guaranteed cost, retro and large-deductible structures — without describing a particular industry specialty. ¹ Risklytics instead says it places the line specifically with insurers willing to write robotics, autonomy and AI risk, a narrower carrier appetite than a general brokerage. ³

Choose Risklytics if you operate in robotics, autonomy or AI; choose Newfront if you want to compare financing structures for a broader employer profile. ³

How Each Broker Is Compensated

Risklytics says a licensed producer stays on the file through binding, with no broker fee on top of the premium since its commission comes from the carrier either way. ⁴ Newfront's reviewed page does not describe a comparable fee disclosure, focusing instead on the risk-financing structures it can arrange. ¹

Depth of Services Described

Newfront's technology resources go beyond the placement itself:

Newfront says clients get access to claims analytics, an online safety and HR learning management system, a safety/HR/wellness resource library, an OSHA recordkeeping and reporting tool, and an HR hotline. ¹Company-reported. Technology-Based Resources section.

Risklytics instead calls the line "easy to get" because it is legally required and priced from payroll and job classifications, without describing comparable ongoing risk-control programs or tools. ²

What Should You Confirm in Newfront and Risklytics Workers’ Compensation Insurance Quotes?

Ask Risklytics to name the specific insurer for your quote, since its page describes carrier appetite generally without naming one. ³
Ask Newfront for specific deductible or retention figures for a large-deductible program, since its page does not publish amounts. ¹
Confirm how your state treats founders or officers who want to exclude themselves from coverage, since Risklytics notes this varies by state. ²
If your business is outside robotics, autonomy or AI, confirm Risklytics' standard carrier options still apply rather than only its specialist markets. ³

Newfront vs Risklytics Workers’ Compensation Insurance Compared

Newfront vs Risklytics: Workers’ Compensation Insurance: documented features by provider

Criteria	Newfront Workers' Compensation	Risklytics Workers' Compensation Insurance
How to Apply	You engage Newfront for workers' compensation by requesting a consultation through the page; the practice is led by Frannie Epps with risk control led by Scott Rhymes, and no online quote or bind flow is described. ¹Company-reported. Page call-to-action and Leadership section.	You start Risklytics Workers' Compensation Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^4,³Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Coverage Features	Newfront offers guaranteed cost and retro (retrospectively rated) programs as well as large-deductible and alternative-collateral structures for workers' compensation, letting a client choose how much risk it retains versus transfers. ¹Company-reported. Optimized Risk Financing section.	Risklytics describes Workers' Compensation as paying an injured employee's medical bills and part of their wages, citing a technician straining their back and a field installer falling from a ladder at a customer site as examples, and distinguishes it from general liability, which would answer a customer's own employee being hurt instead. ²Company-reported. Lines page; the issued policy and declarations control actual coverage.
Role in This Line	Newfront brokers workers' compensation programs and provides claims advocacy and risk-control services; it does not underwrite the policy itself. ¹Company-reported. Workers' compensation page Our Approach section.	Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Workers' Compensation Insurance with outside carriers; it says it does not underwrite policies itself. ³Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.
Risk Services	Newfront describes an in-house Occupational Health & Safety team focused on loss control and OSHA compliance, a claims advocacy team of former adjusters, attorneys, nurses and claim managers, and its 'Circle of Care' program combining injury prevention, claims management, and recovery support. ¹Company-reported. Subject Matter Experts and Circle of Care sections. Newfront says clients get access to claims analytics, an online safety and HR learning management system, a safety/HR/wellness resource library, an OSHA recordkeeping and reporting tool, and an HR hotline. ¹Company-reported. Technology-Based Resources section.	Risklytics calls workers' compensation easy to get, since it is legally required and priced from the client's payroll and job classifications. ²Company-reported. Lines page.