Newfront vs 
Risklytics Workers’ Compensation Insurance
Risklytics places workers' compensation with carriers that write robotics and AI risk and charges no broker fee; Newfront structures risk-financing programs generally.
What Is Newfront?
Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 1,2,3,4
What Is Risklytics Insurance?
Risklytics describes a commercial insurance brokerage for robotics, autonomy, hardware and AI businesses. It prepares applications and seeks coverage from insurers; California placement eligibility remains unconfirmed. 6,7,8
What Is Workers’ Compensation Insurance?
Workers’ compensation insurance addresses medical care, rehabilitation and lost wages for employees’ work-related injuries or illnesses. Not every worker, contractor or owner is automatically covered, and not every injury qualifies — check who's included and what's compensable under your state's rules. 11,12,13
Key Differences in Workers’ Compensation Insurance
Carrier Appetite Each Broker Targets
Newfront structures workers' compensation programs — guaranteed cost, retro and large-deductible structures — without describing a particular industry specialty. 5 Risklytics instead says it places the line specifically with insurers willing to write robotics, autonomy and AI risk, a narrower carrier appetite than a general brokerage. 6
How Each Broker Is Compensated
Risklytics says a licensed producer stays on the file through binding, with no broker fee on top of the premium since its commission comes from the carrier either way. 10 Newfront's reviewed page does not describe a comparable fee disclosure, focusing instead on the risk-financing structures it can arrange. 5
Depth of Services Described
Newfront's technology resources go beyond the placement itself:
Newfront says clients get access to claims analytics, an online safety and HR learning management system, a safety/HR/wellness resource library, an OSHA recordkeeping and reporting tool, and an HR hotline. 5Company-reported. Technology-Based Resources section.
Risklytics instead calls the line "easy to get" because it is legally required and priced from payroll and job classifications, without describing comparable ongoing risk-control programs or tools. 9
What to Confirm in Workers’ Compensation Insurance Quotes
- Ask Risklytics to name the specific insurer for your quote, since its page describes carrier appetite generally without naming one. 6
- Ask Newfront for specific deductible or retention figures for a large-deductible program, since its page does not publish amounts. 5
- Confirm how your state treats founders or officers who want to exclude themselves from coverage, since Risklytics notes this varies by state. 9
- If your business is outside robotics, autonomy or AI, confirm Risklytics' standard carrier options still apply rather than only its specialist markets. 6
Offering Details
Newfront vs Risklytics Workers’ Compensation Insurance: documented features by provider
| Criteria | Newfront Workers' Compensation | Risklytics Workers' Compensation Insurance |
|---|---|---|
| Role in This Line | Newfront brokers workers' compensation programs and provides claims advocacy and risk-control services; it does not underwrite the policy itself. 5Company-reported. Workers' compensation page Our Approach section. | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Workers' Compensation Insurance with outside carriers; it says it does not underwrite policies itself. 6Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line. |
| Issuing Insurer | The reviewed workers' compensation page does not name an issuing insurer; the carrier depends on the specific program placed for each client. 5Not publicly disclosed. Page as read on 2026-09-23. | Risklytics does not name the carrier that underwrites Risklytics Workers' Compensation Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. 9,6Company-reported. Lines page and about page; no specific insurer is published for this line. |
| Who It’s For | Not described in the reviewed sources. | Risklytics says the coverage is required by law in most states once a company has its first employee, and notes states differ on whether founders and officers can exclude themselves. 9Company-reported. Lines page. |
| Coverage Features | Newfront offers guaranteed cost and retro (retrospectively rated) programs as well as large-deductible and alternative-collateral structures for workers' compensation, letting a client choose how much risk it retains versus transfers. 5Company-reported. Optimized Risk Financing section. | Risklytics describes Workers' Compensation as paying an injured employee's medical bills and part of their wages, citing a technician straining their back and a field installer falling from a ladder at a customer site as examples, and distinguishes it from general liability, which would answer a customer's own employee being hurt instead. 9Company-reported. Lines page; the issued policy and declarations control actual coverage. |
| Limits and Retentions | The reviewed page does not publish deductible or retention amounts for large-deductible or captive workers' compensation programs; specific structures are described as 'identified and implemented' per client rather than listed with figures. 5Not publicly disclosed. Optimized Risk Financing section, no schedule of amounts. | Risklytics says statutory limits for this line are set by state law rather than chosen by the buyer. 9Company-reported. Lines page. |
| Risk Services | Newfront describes an in-house Occupational Health & Safety team focused on loss control and OSHA compliance, a claims advocacy team of former adjusters, attorneys, nurses and claim managers, and its 'Circle of Care' program combining injury prevention, claims management, and recovery support. 5Company-reported. Subject Matter Experts and Circle of Care sections. Newfront says clients get access to claims analytics, an online safety and HR learning management system, a safety/HR/wellness resource library, an OSHA recordkeeping and reporting tool, and an HR hotline. 5Company-reported. Technology-Based Resources section. | Risklytics calls workers' compensation easy to get, since it is legally required and priced from the client's payroll and job classifications. 9Company-reported. Lines page. |
| How to Apply | You engage Newfront for workers' compensation by requesting a consultation through the page; the practice is led by Frannie Epps with risk control led by Scott Rhymes, and no online quote or bind flow is described. 5Company-reported. Page call-to-action and Leadership section. | You start Risklytics Workers' Compensation Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. 10,6Company-reported. Pricing page describes the general application and fee process, not a line-specific form. |
| Claims Support | Newfront's claims advocates say they support clients through TPA (third-party administrator) and adjuster selection, reserve-increase guidance, and settlement-authority decisions throughout the life of a claim. 5Company-reported. Claims Advocacy section. | Not described in the reviewed sources. |
Full Comparison
More Newfront vs Risklytics Comparisons
Other Workers’ Compensation Insurance Comparisons
Sources
Newfront
- Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
- Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
- WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
- Worker's Compensation. Newfront; Our Approach: Optimized Risk Financing, Claims Advocacy, Circle of Care, Data-Backed Insights; Subject Matter Experts; Technology-Based Resources; Head of Casualty Practice Frannie Epps; Director of Risk Control Services Scott Rhymes. Accessed 2026-09-23.
Risklytics
- About Risklytics: who we are. Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
- Insurance for Frontier Tech. Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16.
- Terms of Service. Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16.
- Workers' Compensation Insurance. Risklytics; Coverage line: Workers’ Compensation; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
- How pricing and broker fees work. Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.
Workers’ Compensation Insurance Guide
- Workers’ Compensation Insurance. National Association of Insurance Commissioners; Opening definition; mandatory coverage except Texas opt-in; exclusive remedy; monopolistic state funds; self-insurance note. Accessed 2026-09-16.
- Small Business Insurance. National Association of Insurance Commissioners; Typically covers medical expenses, rehabilitation costs and lost wages; check with your state insurance department; ask these questions / who qualifies as a covered employee (contractors, part-time staff, interns); payroll and type-of-work rating factors. Accessed 2026-09-16.
- DWC employer information. California Department of Industrial Relations, Division of Workers’ Compensation; Opening trade-off and California requirement; basic benefits including medical care, temporary and permanent disability, supplemental job displacement, return-to-work supplement and death benefits; out-of-state employer note. Accessed 2026-09-16.
