Risklytics Umbrella and Excess Liability Insurance

Risklytics does not name the carrier that underwrites Risklytics Extra Limits (Umbrella) Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^1,2Company-reported. Lines page and about page; no specific insurer is published for this line.

Risklytics says the usual trigger is the first contract demanding more liability coverage than the primary policy carries, often an enterprise master service agreement or a site owner asking for $5 million or more. ¹Company-reported. Lines page.

Risklytics describes this line as stacking extra liability limits, commonly over general liability, commercial auto and employer's liability, on top of a primary policy when a contract demands higher limits than the primary carries, and says it rarely sits over Tech E&O. ¹Company-reported. Lines page; the issued policy and declarations control actual coverage.

Risklytics lists a typical ask of $1 million to $10 million stacked on top of a client's other policies for this line. ¹Company-reported. Lines page; actual limits are set on the bound policy.

Risklytics says this line “needs the right insurers” because umbrella capacity follows the strength of the underlying policies it sits above. ¹Company-reported. Lines page.

You start Risklytics Extra Limits (Umbrella) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^2,3Company-reported. Pricing page describes the general application and fee process, not a line-specific form.