Coverdash vs Risklytics: How Do They Compare for Tech E&O Insurance?

Risklytics reads every policy form for AI exclusions as it places tech E&O with outside carriers. Coverdash is a broker for SaaS companies, dev shops and IT providers with a fully digital quote-to-purchase flow.

Risklytics suits AI, robotics and autonomy companies: it reads every form for hidden AI exclusions, places with specialist insurers and cites a typical $1 million to $5 million per-claim limit with no broker fee. Coverdash lets SaaS firms, dev shops and IT providers buy Tech E&O fully online, but publishes no limits. ^4,^1,²

What Are the Key Differences Between Coverdash and Risklytics Tech E&O Insurance?

AI-Exclusion Screening vs General Tech Coverage

Both place Tech E&O rather than underwrite it. Risklytics says some insurers quietly exclude AI-related losses, so it reads every policy form for those exclusions and places with specialists that write robotics, autonomy and AI risk. Coverdash's page targets SaaS companies, dev shops, IT providers and consultants, describing failed software, late projects and mishandled client data, with no AI-exclusion review. Choose Risklytics if your product relies on AI or model output; choose Coverdash if you run a conventional software or IT services business and want to buy quickly. ⁴ ¹

Published Limit Range and No Broker Fee vs Fully Digital Purchase

Risklytics starts with an online application, cites a typical ask of $1 million to $5 million per claim, and says it adds no broker fee on top of premium, with one licensed producer on your file until bind. Coverdash describes a fully digital quote-to-purchase process but publishes no limits. ⁶ ⁵ ² ¹

Before Your First Enterprise Contract vs Separate From General Professional Liability

Risklytics says enterprise customers usually require this coverage during procurement, before your first customer contract, once they rely on your model's output. Coverdash lists Tech E&O separately from general professional liability for technology businesses. ⁴ ³

What Should You Confirm in Coverdash and Risklytics Tech E&O Insurance Quotes?

Ask Risklytics to show you the AI-exclusion language on the form and the per-claim limit you'll bind. ⁴
Ask Coverdash for the issuing insurer and limits. ¹
Check that Risklytics' no-broker-fee statement matches your binder. ⁶
Ask each how the form treats faulty model output versus mishandled client data. ⁴ ¹

Coverdash vs Risklytics Tech E&O Insurance Compared

Coverdash vs Risklytics: Tech E&O Insurance: documented features by provider

Criteria	Coverdash Tech E&O Insurance	Risklytics Professional Liability (Tech E&O) Insurance
Who It’s For	Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. ¹Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.	Risklytics says enterprise customers usually require this coverage in procurement before signing a first customer contract, and that it becomes relevant once a customer relies on a model's output. ⁴Company-reported. Lines page.
How to Apply	Coverdash describes a fully digital quote-to-purchase process for Tech E&O, with the option to add coverages such as general liability or cyber alongside it. ¹Company-reported. Product-page company information and cross-sell section.	You start Risklytics Professional Liability (Tech E&O) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^6,⁵Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Coverage Features	Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. ¹Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made. Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. ³Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business.	Risklytics describes Tech E&O as responding when a company's product or service costs a customer money, such as a perception model mislabeling shipments or an integration error corrupting order data, and distinguishes it from cyber liability, which covers hacks and data leaks rather than a model's own faulty output. ⁴Company-reported. Lines page; the issued policy and declarations control actual coverage.
Role in This Line	Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^2,¹Company-reported. General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state.	Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Professional Liability (Tech E&O) Insurance with outside carriers; it says it does not underwrite policies itself. ⁵Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.