Newfront vs Risklytics: How Do They Compare for Tech E&O Insurance?

Neither underwrites. Risklytics offers an online application with no added broker fee and lists a typical ask of $1 million to $5 million per claim; Newfront works through a consultation and a Tech E&O and Cyber team.

Newfront’s cyber team models your Tech E&O limit from its own data, negotiates custom wording and consults hands-on at claim time. Risklytics lets you apply online with no broker fee, reads every form for hidden AI exclusions, and sees typical requests of $1 million to $5 million per claim. ^1,³

What Are the Key Differences Between Newfront and Risklytics Tech E&O Insurance?

An Adviser-Led Cyber Practice vs an Online Producer

Both place Tech E&O with outside insurers and neither names them. Newfront handles Tech E&O through its Cyber Risk practice alongside cyber, assessing your risk and negotiating bespoke wording once you meet insurer requirements. Risklytics places its Risklytics Professional Liability (Tech E&O) through an online application, adds no broker fee on top of premium, and keeps a licensed producer on your file until you bind. Choose Newfront if you want an adviser to structure E&O and cyber together; choose Risklytics if you’re an AI company that wants to apply online. ¹ ⁴ ⁵

Modeled Limits vs a Typical $1–5 Million Request

Newfront says its technology team uses proprietary modeling data to set limits to your exposure and risk tolerance, without publishing ranges. Risklytics says customers typically ask for $1 million to $5 million per claim. ¹ ³

AI-Exclusion Checks vs Hands-On Claims Help

Risklytics says some insurers quietly exclude AI-related losses, so it reads every form for those exclusions before binding, and illustrates the line with a model that mislabels shipments and costs a customer money. Newfront describes no AI-exclusion check but offers hands-on claims consultation across its combined cyber and Tech E&O program. ³ ¹

What Should You Confirm in Newfront and Risklytics Tech E&O Insurance Quotes?

Get the insurer’s name from both. ¹ ⁴
Compare Newfront’s modeled limit with Risklytics’ typical $1–5 million and the limit you’ll actually bind. ¹ ³
Ask both to show any AI exclusions on the quoted form. ³ ¹
Ask Newfront how it’s paid on this line; Risklytics says the insurer pays its commission and it adds no fee. ⁵ ¹

Newfront vs Risklytics Tech E&O Insurance Compared

Newfront vs Risklytics: Tech E&O Insurance: documented features by provider

Criteria	Newfront Cyber Risk Technology Errors & Omissions	Risklytics Professional Liability (Tech E&O) Insurance
Who It’s For	The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. ¹Company-reported. Cyber Risk page's Our Approach introduction.	Risklytics says enterprise customers usually require this coverage in procurement before signing a first customer contract, and that it becomes relevant once a customer relies on a model's output. ³Company-reported. Lines page.
How to Apply	You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ²Company-reported. General consultation intake, not a technology-E&O-specific application path.	You start Risklytics Professional Liability (Tech E&O) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^5,⁴Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Coverage Features	Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. ¹Company-reported. Cyber Risk page's Subject Matter Expertise section.	Risklytics describes Tech E&O as responding when a company's product or service costs a customer money, such as a perception model mislabeling shipments or an integration error corrupting order data, and distinguishes it from cyber liability, which covers hacks and data leaks rather than a model's own faulty output. ³Company-reported. Lines page; the issued policy and declarations control actual coverage.
Role in This Line	Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. ¹Company-reported. Cyber Risk page's Key Coverages list.	Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Professional Liability (Tech E&O) Insurance with outside carriers; it says it does not underwrite policies itself. ⁴Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.
Risk Services	Newfront says it delivers risk assessment on cyber infrastructure and policy design, negotiates coverage and placement once a client is aligned with regulatory and carrier requirements, and provides "hands-on" claims consultation before and after a breach or claim, applied to the cyber-and-tech-E&O tower it services together. ¹Company-reported. Cyber Risk page's Our Approach section; describes the cyber practice generally, applied to tech E&O as a listed coverage within it.	Risklytics calls Tech E&O the hardest line to get right because some insurers are quietly excluding AI-related losses, and says it reads every policy form for AI exclusions before it binds. ³Company-reported. Lines page.