---
title: "Newfront vs Risklytics: Tech E&O Insurance"
description: "Newfront’s cyber team models your Tech E&O limit from its own data, negotiates custom wording and consults hands-on at claim time. Risklytics lets you apply online with no broker fee, reads every form for hidden AI exclusions, and sees typical requests of $1 million to $5 million per claim."
canonical: "https://spot.insure/compare/newfront-vs-risklytics/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "newfront-vs-risklytics"
provider-a: "newfront"
provider-b: "risklytics"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/newfront-vs-risklytics/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Newfront and Risklytics for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Newfront versus Risklytics. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Newfront vs Risklytics for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Newfront or Risklytics?
- What does Newfront or Risklytics publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Newfront and Risklytics.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Newfront vs Risklytics](https://spot.insure/compare/newfront-vs-risklytics) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile
- [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile

# Newfront vs Risklytics: How Do They Compare for Tech E&O Insurance?

Neither underwrites. Risklytics offers an online application with no added broker fee and lists a typical ask of $1 million to $5 million per claim; Newfront works through a consultation and a Tech E&O and Cyber team.

Newfront’s cyber team models your Tech E&O limit, negotiates custom wording and helps at claim time; Risklytics lets you apply online with no broker fee and checks every form for hidden AI exclusions.

## Newfront vs Risklytics Tech E&O Insurance Summary

Newfront’s cyber team models your Tech E&O limit from its own data, negotiates custom wording and consults hands-on at claim time. Risklytics lets you apply online with no broker fee, reads every form for hidden AI exclusions, and sees typical requests of $1 million to $5 million per claim. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [3](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance")

## What Are the Key Differences Between Newfront and Risklytics Tech E&O Insurance?

### An Adviser-Led Cyber Practice vs an Online Producer

Both place Tech E&O with outside insurers and neither names them. Newfront handles Tech E&O through its Cyber Risk practice alongside cyber, assessing your risk and negotiating bespoke wording once you meet insurer requirements. Risklytics places its Risklytics Professional Liability (Tech E&O) through an online application, adds no broker fee on top of premium, and keeps a licensed producer on your file until you bind. Choose Newfront if you want an adviser to structure E&O and cyber together; choose Risklytics if you’re an AI company that wants to apply online. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") [5](https://www.risklytics.ai/pricing/ "How pricing and broker fees work")

### Modeled Limits vs a Typical $1–5 Million Request

Newfront says its technology team uses proprietary modeling data to set limits to your exposure and risk tolerance, without publishing ranges. Risklytics says customers typically ask for $1 million to $5 million per claim. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [3](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance")

### AI-Exclusion Checks vs Hands-On Claims Help

Risklytics says some insurers quietly exclude AI-related losses, so it reads every form for those exclusions before binding, and illustrates the line with a model that mislabels shipments and costs a customer money. Newfront describes no AI-exclusion check but offers hands-on claims consultation across its combined cyber and Tech E&O program. [3](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [1](https://www.newfront.com/cyber-insurance "Cyber Risk")

## What Should You Confirm in Newfront and Risklytics Tech E&O Insurance Quotes?

- Get the insurer’s name from both. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are")
- Compare Newfront’s modeled limit with Risklytics’ typical $1–5 million and the limit you’ll actually bind. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") [3](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance")
- Ask both to show any AI exclusions on the quoted form. [3](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [1](https://www.newfront.com/cyber-insurance "Cyber Risk")
- Ask Newfront how it’s paid on this line; Risklytics says the insurer pays its commission and it adds no fee. [5](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [1](https://www.newfront.com/cyber-insurance "Cyber Risk")

## Newfront vs Risklytics Tech E&O Insurance Compared

| Criteria | Newfront Cyber Risk Technology Errors & Omissions | Risklytics Professional Liability (Tech E&O) Insurance |
| --- | --- | --- |
| Who It’s For | The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Our Approach introduction..) | Risklytics says enterprise customers usually require this coverage in procurement before signing a first customer contract, and that it becomes relevant once a customer relies on a model's output. [3](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page..) |
| How to Apply | You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. [2](https://www.newfront.com/talk-to-an-expert "Get Started Today") (Evidence: Company-reported; scope: General consultation intake, not a technology-E&O-specific application path..) | You start Risklytics Professional Liability (Tech E&O) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [5](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) |
| Coverage Features | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Subject Matter Expertise section..) | Risklytics describes Tech E&O as responding when a company's product or service costs a customer money, such as a perception model mislabeling shipments or an integration error corrupting order data, and distinguishes it from cyber liability, which covers hacks and data leaks rather than a model's own faulty output. [3](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) |
| Role in This Line | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Key Coverages list..) | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Professional Liability (Tech E&O) Insurance with outside carriers; it says it does not underwrite policies itself. [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) |
| Risk Services | Newfront says it delivers risk assessment on cyber infrastructure and policy design, negotiates coverage and placement once a client is aligned with regulatory and carrier requirements, and provides "hands-on" claims consultation before and after a breach or claim, applied to the cyber-and-tech-E&O tower it services together. [1](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Our Approach section; describes the cyber practice generally, applied to tech E&O as a listed coverage within it..) | Risklytics calls Tech E&O the hardest line to get right because some insurers are quietly excluding AI-related losses, and says it reads every policy form for AI exclusions before it binds. [3](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page..) |

## About Newfront and Risklytics and Tech E&O Insurance

- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [Risklytics company profile](https://spot.insure/insurance-providers/risklytics) · [Risklytics customer reviews](https://spot.insure/insurance-providers/risklytics/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Newfront vs Risklytics Tech E&O Insurance

- [Newfront vs Risklytics](https://spot.insure/compare/newfront-vs-risklytics): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Newfront Tech E&O Insurance](https://spot.insure/insurance-providers/newfront/technology-errors-omissions)
- [Risklytics Tech E&O Insurance](https://spot.insure/insurance-providers/risklytics/technology-errors-omissions)

## Sources for Newfront vs Risklytics Tech E&O Insurance

### Sources About Newfront

1. [Cyber Risk](https://www.newfront.com/cyber-insurance). Newfront; Key Coverages to Protect Your Business: Technology Errors and Omissions (E&O); Subject Matter Expertise: "Tech E&O and Cyber team negotiates bespoke language to ensure the broadest terms available in the marketplace"; Our Approach: Coverage Negotiation, Claims Consultation; Leadership: Jennifer Wilson. Accessed 2026-09-23.
2. [Get Started Today](https://www.newfront.com/talk-to-an-expert). Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23.

### Sources About Risklytics

3. [Professional Liability (Tech E&O) Insurance](https://www.risklytics.ai/lines/professional/). Risklytics; Coverage line: Professional Liability (Tech E&O); Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
4. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
5. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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