Resilience vs 
RiskCube: How Do They Compare for Cyber Insurance?
Resilience advertises limits up to $20 million with threat monitoring and attack simulations; RiskCube is a brokerage for AI and data companies with a 10-minute intake and quotes in about 24 hours.
Resilience advertises limits up to $20 million plus threat monitoring and an in-house claims team. RiskCube compares carriers for AI, cloud and payments companies, describes affirmative AI coverage, and does not post a matching limit. 1,4
What Are the Key Differences Between Resilience and RiskCube Cyber Insurance?
Posted Limits and Monitoring Versus AI Wording
Resilience advertises cyber limits up to $20 million, primary or excess, with eCrime up to $500,000, and pairs the policy with Risk Operations Center monitoring. RiskCube targets AI, data, cloud, payments and defense startups and emphasizes affirmative AI coverage rather than a posted dollar ceiling. Choose Resilience if a $20 million cap and bundled monitoring matter; choose RiskCube if agentic-AI wording and a same-day-ish quote path matter more. 1 4
Affirmative AI Versus Listed Policy Features
RiskCube's page describes the AI wording it places:
RiskCube says it places cyber programs with affirmative AI coverage for agentic-AI incidents and training-data or model-security issues, and layers AI-specific wrap coverage on top when primary cyber or Tech E&O policies exclude AI risk. 4Company-reported. Cyber product page "Cyber coverage built for AI and agentic companies" section.
Resilience lists privacy wrongful-act coverage, eCrime, costs beyond the limit and funds-transfer-fraud recovery, without that AI-wrap description. 1
Claims Staff Versus a Silent Claims Page
Resilience describes a 24/7 in-house claims team with one manager through settlement. RiskCube's reviewed cyber page does not describe claims handling for this line. RiskCube does describe about 10 minutes of intake and quotes within about 24 hours; Resilience's product page does not show a self-serve flow. 3 4
What Should You Confirm in Resilience and RiskCube Cyber Insurance Quotes?
Resilience vs RiskCube Cyber Insurance Compared
Resilience vs RiskCube: Cyber Insurance: documented features by provider
| Criteria | Resilience Cyber Insurance | RiskCube Cyber Insurance |
|---|---|---|
| Who It’s For | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. 1Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range). | RiskCube targets cyber coverage at AI and data companies, cloud/DevOps platforms, payment processors, defense startups handling controlled unclassified information, and SOC 2-bound or PII/PHI-handling companies. 4Company-reported. Cyber product page "Who needs cyber insurance" section. |
| Coverage Features | Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. 1Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy. | RiskCube describes cyber coverage as combining first-party costs such as breach response, ransomware negotiation, forensics and data or asset recovery, with third-party liability for claims by customers, regulators, vendors or partners. 4Company-reported. Cyber product page "What is Cyber Liability Insurance" and "What's covered" sections. RiskCube says it places cyber programs with affirmative AI coverage for agentic-AI incidents and training-data or model-security issues, and layers AI-specific wrap coverage on top when primary cyber or Tech E&O policies exclude AI risk. 4Company-reported. Cyber product page "Cyber coverage built for AI and agentic companies" section. |
| Role in This Line | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. 1Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23. | RiskCube compares cyber policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. 4Company-reported. Cyber product page footer and overall framing of RiskCube's AI agents and licensed brokers comparing carrier options. |
| Issuing Insurer | Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. 2Company-reported. US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published. | RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including cyber, are underwritten and issued by third-party carriers it does not name; the cyber page itself does not identify an issuing insurer. 5,4Company-reported. Company-wide entity and licensing disclosure and the cyber product page as read on 2026-09-23. |
