Newfront vs RiskCube Cyber Insurance

Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. ⁵Company-reported. Cyber Risk offering page.

RiskCube compares cyber policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. ⁹Company-reported. Cyber product page footer and overall framing of RiskCube's AI agents and licensed brokers comparing carrier options.

The reviewed Cyber Risk page does not name the insurer or insurers that would issue a cyber policy placed through Newfront. ⁵Not publicly disclosed. Cyber Risk page as read on 2026-09-23; carrier depends on the specific placement.

RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including cyber, are underwritten and issued by third-party carriers it does not name; the cyber page itself does not identify an issuing insurer. ^8,9Company-reported. Company-wide entity and licensing disclosure and the cyber product page as read on 2026-09-23.

The Cyber Risk page does not state a company-size or industry eligibility threshold; it speaks generally about clients facing "evolving cyber risk and increased underwriting standards." ⁵Not publicly disclosed. Our Approach section; general framing, not a stated eligibility rule.

RiskCube targets cyber coverage at AI and data companies, cloud/DevOps platforms, payment processors, defense startups handling controlled unclassified information, and SOC 2-bound or PII/PHI-handling companies. ⁹Company-reported. Cyber product page "Who needs cyber insurance" section.

Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. ⁵Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice.

RiskCube describes cyber coverage as combining first-party costs such as breach response, ransomware negotiation, forensics and data or asset recovery, with third-party liability for claims by customers, regulators, vendors or partners. ⁹Company-reported. Cyber product page "What is Cyber Liability Insurance" and "What's covered" sections.

RiskCube says it places cyber programs with affirmative AI coverage for agentic-AI incidents and training-data or model-security issues, and layers AI-specific wrap coverage on top when primary cyber or Tech E&O policies exclude AI risk. ⁹Company-reported. Cyber product page "Cyber coverage built for AI and agentic companies" section.

Newfront's cyber page does not publish limits or retentions. It says its technology team provides proprietary modeling data to inform decisions on limits aligned with a client's risk exposure and tolerance. ⁵Company-reported. Subject Matter Expertise section; describes an internal modeling service, not published limit figures.

RiskCube says needed cyber limits depend on enterprise contract requirements, customer data exposure and revenue, but does not publish specific limit or retention amounts on the product page. ⁹Not publicly disclosed. Cyber product page "How much cyber insurance do startups usually purchase" FAQ.

Newfront says dedicated cyber security specialists advise on security-improvement opportunities and current cybersecurity practices against phishing, ransomware and DDoS threats, and that its Tech E&O and Cyber team negotiates bespoke policy language. ⁵Company-reported. Subject Matter Expertise section of the cyber page.

Not described in the reviewed sources.

You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. ⁵Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described.

RiskCube describes a roughly 10-minute digital intake, then its AI agents and licensed brokers comparing carrier quotes, typically delivering cyber quotes and a vendor-ready certificate of insurance within about 24 hours. ⁹Company-reported. Cyber product page process steps and "How fast can startups get cyber insurance quotes" FAQ.

Newfront says it provides "hands-on" claims consultation for cyber breaches, including pre- and post-loss advocacy and resolution consultation to prepare clients on breach-response protocol before a claim. ⁵Company-reported. Claims Consultation section of the cyber page; a described service, not a claims-outcome statistic.

The reviewed cyber page does not describe claims handling or a dedicated claims team for this line. ⁹Not found in reviewed sources. Cyber product page as read on 2026-09-23.