Tell us how you haul
Share your DOT and MC numbers, whether you carry for hire or your own goods, what you haul and how far you run. Your Spot team asks about any change to your authority.
Cedar FreightOrganized by Spot
Trucking Insurance Quotes
Get trucking insurance quotes with Spot
Give your Spot team your authority, fleet, drivers and loads, and we prepare the submission brokers use to quote your trucking program.
Get quotes from trucking insurance providers
- Authority, fleet, drivers and loads described in one submission
- Liability, truck damage and cargo compared separately
- Keep your broker or switch, with no commissions on premiums
How it works
Add your fleet and drivers
We collect your vehicle schedule, owned and leased units, owner-operators, drivers and loss runs into one submission.
Trucking insurance
Cedar Freight · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to request proposals from insurers that write motor carriers, and follow up when they ask for more detail.
# spot-support
JordanCedar Freight
What do we need to request trucking insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Compare the parts of the program
Liability, truck physical damage and cargo are checked one at a time in each proposal, along with the filings your authority requires.
Insurance documents
Quote requestTrucking insurance
Vehicles · Drivers · Liability limits
Cedar Freight
What you’ll need
- 01
DOT and MC numbers
Your operating authority, or the authority you’re applying for, which sets the filing and financial-responsibility requirements.
- 02
Vehicle schedule
Each tractor and trailer with its details, and whether it is owned, leased or supplied by an owner-operator.
- 03
Drivers and motor vehicle records
Who drives, and their driving records, which insurers review closely before quoting.
- 04
Operating radius and routes
How far you run and where, since longer routes change the exposure.
- 05
Commodities hauled
What you carry and its value. Commodities affect the quote and the limits required.
- 06
For-hire or private carriage
Whether you haul other parties’ goods or only your own, which decides the kind of program you need.
- 07
Loss runs and current coverage
Your claims history and expiring policy, including cargo terms if quoted separately.
- 08
Required filings
Any filing your authority or contracts require, such as an MCS-90, so the quote supports it.
What affects your price
- 01
Fleet size and equipment
More units, and heavier equipment, mean more exposure on the road.
- 02
Driver records and experience
Driving histories weigh heavily in how insurers price a motor carrier.
- 03
What you haul and where
Commodities, cargo value and operating radius all change the risk.
- 04
Liability limits and required filings
Required public-liability limits depend on the carriage, cargo and vehicle weight, and higher limits cost more.
- 05
Loss history
Past accidents and claims can raise the price or narrow which insurers will quote.
- 06
Separate cargo and damage coverage
Cargo protection and truck physical damage are separate parts of the program, and each adds to the cost.
Providers your broker can approach
Get quotes from trucking insurance providers.
- AIG
- Coverdash
- Heffernan Insurance Brokers
- HUB International
- Kinro
- And many more
Common questions
Does truck liability also cover the load?
No. Cargo protection is separate from liability for injury or damage caused by the truck, so we check each in every proposal.
Does buying a policy complete my filing requirement?
Don’t assume so. Your authority may require a federal filing. We help you confirm what proof of financial responsibility your operation needs.
Can I quote if I’m a new authority?
Yes. Tell your Spot team where your authority stands and we build the submission around your planned operation.
Can my trucking broker still work with Spot?
Yes. Spot works alongside brokers, including those who specialize in motor carriers, and takes no commissions on premiums. You can switch brokers if you prefer.
Related
Get insurance off your to-do list.
Give your Spot team your authority, fleet, drivers and loads, and we prepare the submission brokers use to quote your trucking program.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
