What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is Heffernan Insurance Brokers?
Heffernan’s technology practice targets mid- and late-stage, venture-funded and pre-IPO companies; early-stage firms seeking a direct online quote should compare digital providers. It also offers claims consulting and workers’ compensation support. 4,5,6
Read the Heffernan Insurance Brokers profile
Read the Heffernan Insurance Brokers Trucking Insurance page
What Is Trucking Insurance?
Trucking coverage can address liability, damage to your trucks and cargo losses, but one quote may not include all three. If you haul goods for customers or yourself, compare those protections and check whether the quote needs motor-carrier or other commercial auto coverage. 8,9,10,11
Key Differences in Trucking Insurance
Appetite and fleet size
AIG targets small and midsize for-hire trucking companies with fleets of 11–250 heavy power units and predominantly Class A/B CDL drivers. Heffernan identifies trucking and logistics as one of several transportation specialties, including fuel haulers, oilfield trucking, and towing, but does not publish a comparable unit threshold. An operator should test its fleet size and hauling mix against both underwriting conversations. 3 7
Risk support and submission
Heffernan offers a DOT compliance platform, accident-register forms, audit consulting, and risk-financing choices that can extend to self-insured retentions, captives, and master programs. AIG describes fleet safety and compliance consulting, claims professionals, and a 24/7 incident hotline. Ask which services are included for the account and who can be reached after an incident. 3 7
What to Confirm in Trucking Insurance Quotes
AIG and Heffernan Insurance Brokers Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG Review Score
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsHeffernan Insurance Brokers Review Score
Review Score
1 rated source
Heffernan’s available review sample is small and local, with a low Google rating for one office. Check the team that would actually serve your business.[6][7][8]
Read Heffernan Insurance Brokers reviewsAIG vs Heffernan Insurance Brokers Trucking Insurance Compared
AIG vs Heffernan Insurance Brokers: Trucking Insurance: documented features by provider
| Criteria | AIG Truck Insurance Group | Heffernan Transportation Insurance — Trucking and Logistics |
|---|---|---|
| Role in This Line | AIG markets a trucking-focused insurance group rather than a universal trucking package. It names automobile liability, physical damage and general liability products for the described segment. 3Company-reported. Role in this product is limited to the description on the linked AIG source. | Heffernan names trucking/logistics as a transportation subsector served by a dedicated specialist team, placing coverage with appointed carriers rather than underwriting it. 7Company-reported. Transportation Insurance page as read on 2026-09-23. |
| Issuing Insurer | Confirm in your quote. | Heffernan says it is 'appointed with top transportation carriers' but the reviewed page does not name a specific insurer for trucking placements. 7Not publicly disclosed. Transportation Insurance page as read on 2026-09-23. |
| Who It’s For | AIG names small and midsize for-hire trucking businesses with fleets of 11–250 heavy power units, predominantly Class A/B CDL drivers and at least four years’ operating experience; the page says products are available through select brokers. 3Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability. | Heffernan lists trucking/logistics alongside fuel haulers, oilfield trucking, towing, and other transportation subsectors as businesses its transportation team is built to serve. 7Company-reported. Transportation Insurance page as read on 2026-09-23. |
| Coverage Features | AIG lists admitted auto liability, physical damage and general liability products for this trucking segment. The page does not state that every coverage is included in every account’s program or describe a buyer’s policy wording. 3Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations. | For trucking and its other transportation subsectors, Heffernan lists exclusive and sponsored products covering auto liability, motor truck cargo, physical damage, general liability, cyber and management liability, excess and umbrella, and a workers' compensation group program. 7Company-reported. Transportation Insurance page as read on 2026-09-23; the page does not break out which products apply specifically to trucking versus other subsectors. |
| Limits and Retentions | AIG says liability deductibles up to $50,000 may be available. The page gives no standard policy limit or account-specific deductible. 3Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy. | Confirm in your quote. |
| Risk Services | AIG describes trucking-focused underwriting, fleet safety and DOT-compliance consulting, claims professionals and a 24/7 incident hotline. These are services and do not guarantee claim payment. 3Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed. | Heffernan describes trucking-relevant risk-financing options from first-dollar coverage through mid-to-large deductibles, self-insured retentions, captives, and master programs, plus a DOT compliance platform, accident-register forms, and DOT audit consulting. 7Company-reported. Transportation Insurance page as read on 2026-09-23. |
| How to Apply | Confirm in your quote. | Heffernan directs transportation buyers, including trucking companies, to named practice leaders Matt Planeta and Kenny Planeta to start a quote. 7Company-reported. Transportation Insurance page as read on 2026-09-23. |
Related Pages for AIG vs Heffernan Insurance Brokers Trucking
Trucking Insurance Pages for AIG and Heffernan Insurance Brokers
Other Coverage Lines Compared for AIG vs Heffernan Insurance Brokers
Other Trucking Insurance Provider Comparisons
Sources for AIG vs Heffernan Insurance Brokers Trucking Insurance
Sources About AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Truck Insurance Group. AIG; Official AIG Truck Insurance Group page: for-hire trucking target, auto liability/physical damage/general liability, selection criteria, risk consulting and incident-management support. Accessed 2026-09-30.
Sources About Heffernan Insurance Brokers
- Our Story. Heffernan Insurance Brokers; Headquartered in Walnut Creek; nationwide presence; founded 1988; employee owned; niche practices including technology. Accessed 2026-09-16.
- Technology Company Insurance. Heffernan Insurance Brokers; Pre-IPO and venture-funded heading; mid to late stage specialization; global expansion copy; self-insurance strategies; Key Markets list; Why Heffernan broker history; Joseph Talmadge practice leader; FAQ. Accessed 2026-09-16.
- Heffernan Business Insurance Brokerage. Heffernan Insurance Brokers; Forward-Thinking Business Insurance: basic coverages (general liability, commercial property and auto, workers’ compensation); corporate and executive protection (EPL, D&O, fiduciary responsibility, cyber, kidnap and ransom); alternative risk capabilities; claims, loss control and risk-management services; industry practice links including Technology and Claims Advocacy. Accessed 2026-09-16.
- Transportation Insurance. Heffernan Insurance Brokers; Our transportation subsectors include: Trucking/Logistics...; Appointed with top transportation carriers, from first dollar to self-insurance: First dollar, Mid to Large Deductibles, Self-insured Retention, Captives, Master Programs; Safety Services: DOT Compliance Platform, Accident registers and report forms, DOT Audit Consulting; We offer the following exclusive and sponsored products: Auto Liability, Motor Truck Cargo, Physical Damage, General Liability, Cyber & Management Liability, Excess and Umbrella, Worker's Comp Group; Heffernan Transportation Insurance Practice Leaders Matt Planeta and Kenny Planeta. Accessed 2026-09-23.
Sources for the Trucking Insurance Guide
- Commercial Auto Biennial Report. Texas Department of Insurance; p.7 Policies: Business auto vs Motor carrier (can include cargo); Truckers vs non-truckers; FMCSA interstate minimums mentioned without amounts. Accessed 2026-09-16.
- Products. Kinro; 05 Trucking Insurance: auto liability, cargo, physical damage, filings; when to review: hauling, cargo, filings, radius, contracts. Accessed 2026-09-16.
- Business Vehicle Insurance. Insurance Information Institute; Opening: cars, trucks, vans; BACF autos defined to include cars, trucks, trailers, vans; Does a Business Umbrella Cover Autos?; owned, hired and non-owned autos; Do I Need a Business Auto Policy?; What Vehicles Are Covered?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
- 49 CFR 387.9 Financial responsibility, minimum levels. Legal Information Institute (eCFR text); Table 1 to § 387.9 Schedule of Limits—Public Liability: type of carriage, commodity, GVWR. Accessed 2026-09-16.
