What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 4,5,6
What Is Trucking Insurance?
Trucking coverage can address liability, damage to your trucks and cargo losses, but one quote may not include all three. If you haul goods for customers or yourself, compare those protections and check whether the quote needs motor-carrier or other commercial auto coverage. 9,10,11,12
Key Differences in Trucking Insurance
Policy scope and buyer fit
AIG describes a trucking insurance group with admitted auto liability, physical damage, and general liability products for its named for-hire segment. Coverdash instead describes non-trucking liability for an owner-operator leased to a motor carrier, covering third-party injury or property damage when the truck is off dispatch and without a load. These are different operating periods; buyers need to identify which policy covers dispatch and which covers personal use. 3 7
Services and placement
AIG names small and midsize fleets of 11–250 heavy power units, predominantly Class A/B CDL drivers, and four or more years in operation. Coverdash targets leased owner-operators and offers a digital quote-to-purchase path. A fleet owner should confirm how each driver’s status and dispatch records affect eligibility and avoid gaps between carrier and personal-use cover. 3 7
What to Confirm in Trucking Insurance Quotes
AIG and Coverdash Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG Review Score
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsCoverdash Review Score
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsAIG vs Coverdash Trucking Insurance Compared
AIG vs Coverdash: Trucking Insurance: documented features by provider
| Criteria | AIG Truck Insurance Group | Coverdash Non-Trucking Liability Insurance |
|---|---|---|
| Role in This Line | AIG markets a trucking-focused insurance group rather than a universal trucking package. It names automobile liability, physical damage and general liability products for the described segment. 3Company-reported. Role in this product is limited to the description on the linked AIG source. | Coverdash arranges non-trucking liability (also called bobtail insurance) as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. 6,7Company-reported. General brokerage terms applied to the non-trucking liability page; not specific to any one carrier or state. |
| Issuing Insurer | Confirm in your quote. | The non-trucking liability page does not name the insurer that issues the policy. 7Not publicly disclosed. Reviewed non-trucking liability page as of 2026-09-23; the page describes coverage without naming a specific carrier. |
| Who It’s For | AIG names small and midsize for-hire trucking businesses with fleets of 11–250 heavy power units, predominantly Class A/B CDL drivers and at least four years’ operating experience; the page says products are available through select brokers. 3Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability. | Coverdash markets non-trucking liability specifically to owner-operators leased to a motor carrier, who need coverage during personal, non-business driving that the carrier's own policy does not cover. 7Company-reported. Product-page eligibility description; actual acceptance depends on underwriting. |
| Coverage Features | AIG lists admitted auto liability, physical damage and general liability products for this trucking segment. The page does not state that every coverage is included in every account’s program or describe a buyer’s policy wording. 3Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations. | Coverdash describes non-trucking liability as covering an owner-operator's truck when driven off a motor carrier's dispatch and without a load, including personal errands, and it covers third-party injury and property damage that occurs during that off-dispatch use. 7Company-reported. Product-page coverage cards; this is a narrower liability product than a full commercial-auto or motor-truck-cargo policy, and the issued policy controls actual wording and exclusions. |
| Limits and Retentions | AIG says liability deductibles up to $50,000 may be available. The page gives no standard policy limit or account-specific deductible. 3Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy. | The non-trucking liability page does not publish specific limit, retention or deductible amounts. 7Not publicly disclosed. Reviewed non-trucking liability page as of 2026-09-23; figures are quote-specific and not shown on the public product page. |
| Risk Services | AIG describes trucking-focused underwriting, fleet safety and DOT-compliance consulting, claims professionals and a 24/7 incident hotline. These are services and do not guarantee claim payment. 3Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed. | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Coverdash describes a fully digital quote-to-purchase process for non-trucking liability, with the option to add other coverages owner-operators typically carry alongside it. 7Company-reported. Product-page company information and cross-sell section. |
Related Pages for AIG vs Coverdash Trucking Insurance
Trucking Insurance Pages for AIG and Coverdash
Other Coverage Lines Compared for AIG vs Coverdash
Other Trucking Insurance Provider Comparisons
Sources for AIG vs Coverdash Trucking Insurance
Sources About AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Truck Insurance Group. AIG; Official AIG Truck Insurance Group page: for-hire trucking target, auto liability/physical damage/general liability, selection criteria, risk consulting and incident-management support. Accessed 2026-09-30.
Sources About Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
- Non-Trucking Liability Insurance. Coverdash; Product introduction ("Also called bobtail insurance"); Types of Coverage cards for Off-dispatch driving, Personal use, Third-party injury, Third-party property damage; Who It's For. Accessed 2026-09-23.
- Coverage Hub. Coverdash; Auto & Transport category listing Motor Truck Cargo and Non-Trucking Liability as its two trucking-related coverages. Accessed 2026-09-23.
Sources for the Trucking Insurance Guide
- Commercial Auto Biennial Report. Texas Department of Insurance; p.7 Policies: Business auto vs Motor carrier (can include cargo); Truckers vs non-truckers; FMCSA interstate minimums mentioned without amounts. Accessed 2026-09-16.
- Products. Kinro; 05 Trucking Insurance: auto liability, cargo, physical damage, filings; when to review: hauling, cargo, filings, radius, contracts. Accessed 2026-09-16.
- Business Vehicle Insurance. Insurance Information Institute; Opening: cars, trucks, vans; BACF autos defined to include cars, trucks, trailers, vans; Does a Business Umbrella Cover Autos?; owned, hired and non-owned autos; Do I Need a Business Auto Policy?; What Vehicles Are Covered?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
- 49 CFR 387.9 Financial responsibility, minimum levels. Legal Information Institute (eCFR text); Table 1 to § 387.9 Schedule of Limits—Public Liability: type of carriage, commodity, GVWR. Accessed 2026-09-16.
