Compare Trucking Insurance Quotes

Compare trucking insurance quotes with Spot

Trucking quotes treat leased units, owner-operators and cargo differently, so Spot checks where each arrangement sits in every proposal.

Compare quotes from trucking insurance providers

Get StartedHow It Works

Owned, leased and owner-operator units checked in each quote
Cargo terms and required filings flagged, not assumed
Keep your broker or switch, with no commissions on premiums

A truck driver checks a front tire on his tractor during a pre-trip walk-around.

How it works

Send your operation and the quotes

Give your Spot team your authority, radius, commodities, drivers and how each unit is owned, along with the proposals you’re weighing.

Cedar FreightOrganized by Spot

We place every unit in the program

Spot checks where each tractor, trailer and owner-operator unit falls in every quote, and which liability is meant to respond first.

Trucking insurance

Cedar Freight · Policy review

Policy wording: Coverage limits
Compare with: Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Check the filings and cargo terms

Ask your Spot team whether each quote supports the filings your shippers and brokers require, including an MCS-90 where it applies, and how cargo is handled.

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JordanCedar Freight

Can you help compare our trucking insurance options?

RileySpot

Let’s prepare the information for your broker and compare the terms, not just the price.

Choose and bind

Pick the quote that matches how you haul. Your Spot team helps you bind and has proof of insurance ready for the next shipper or broker who asks.

Insurance documents

Quote comparison

Trucking insurance

Vehicles · Drivers · Liability limits

Cedar Freight

What to compare

01
For-hire or private carriage
Whether the quote matches how you actually haul. A mismatch can leave the real operation unprotected.
02
Commodities and radius
The goods you carry and the distance you operate, as each quote describes them.
03
Owned tractors and trailers
Who drives each unit, how it’s used and which protections the quote lists for it.
04
Leased power units and trailers
Whose liability is insured on a leased tractor or trailer and how the lease is described in the quote.
05
Owner-operators under dispatch
Whose policy is intended to respond first, yours or the owner-operator’s, and how each quote says so.
06
Non-owned and hired vehicles
Whether the quote addresses a hired or non-owned vehicle at all, since some leave it out.
07
Cargo coverage
Whether cargo is included or quoted separately, and the values and terms that apply.
08
Required filings
Public-liability filings such as the MCS-90 that your operations or contracts call for.

Differences to watch for

01
A fleet count that hides the arrangements
Ten trucks can be owned, leased or driven by owner-operators, and each is handled differently.
02
Cargo quoted separately
A cheaper liability quote may leave cargo to a separate policy. Add it up before you compare totals.
03
Overlapping policies with owner-operators
If both your policy and theirs could respond, ask which pays first.
04
Filings that don’t match the contract
A shipper or broker may require a filing or limit the quote doesn’t support.