What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is HUB International?
HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. 4,5,6
What Is Trucking Insurance?
Trucking coverage can address liability, damage to your trucks and cargo losses, but one quote may not include all three. If you haul goods for customers or yourself, compare those protections and check whether the quote needs motor-carrier or other commercial auto coverage. 8,9,10,11
Key Differences in Trucking Insurance
Appetite and fleet size
HUB describes a broad transportation practice for one or more power units, from long-haul carriers and owner-operators to last-mile, electric, hazmat, and specialized freight. AIG targets a narrower published segment: small and midsize for-hire fleets with 11–250 heavy power units and four years of operating history. Buyers outside AIG’s stated segment can ask HUB how its broader fleet scope translates to carrier appetite. 3 7
Risk support and submission
HUB lists motor truck cargo, non-trucking liability, occupational accident, pollution, and umbrella among its placements, plus claims advocacy, safety training, and FMCSA/DOT support. AIG names auto liability, physical damage, general liability, and trucking-specific incident services. Compare which lines and compliance supports the fleet needs under one transportation program. 3 7
What to Confirm in Trucking Insurance Quotes
AIG and HUB International Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG Review Score
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsHUB International Review Score
Review Score
2 rated sources
Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.[7][6]
Read HUB International reviewsAIG vs HUB International Trucking Insurance Compared
AIG vs HUB International: Trucking Insurance: documented features by provider
| Criteria | AIG Truck Insurance Group | HUB International Commercial Truck Insurance Brokerage |
|---|---|---|
| Role in This Line | AIG markets a trucking-focused insurance group rather than a universal trucking package. It names automobile liability, physical damage and general liability products for the described segment. 3Company-reported. Role in this product is limited to the description on the linked AIG source. | HUB brokers commercial truck insurance through a dedicated transportation practice rather than underwriting the coverage itself. 7Company-reported. Commercial truck insurance product page as read 2026-09-23; the page does not name an issuing insurer. |
| Issuing Insurer | Confirm in your quote. | The commercial truck insurance page does not name an issuing insurer; HUB places trucking business with carriers that vary by placement. 7Not found in reviewed sources. Checked the commercial truck insurance page on 2026-09-23; no carrier is disclosed there. |
| Who It’s For | AIG names small and midsize for-hire trucking businesses with fleets of 11–250 heavy power units, predominantly Class A/B CDL drivers and at least four years’ operating experience; the page says products are available through select brokers. 3Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability. | HUB says it serves trucking operations with one or more power units, including long-haul and regional carriers, last-mile and delivery operations, independent owner-operators, contract motor carriers, and specialized freight or hazmat haulers, across truck types from semi-trucks to electric trucks. 7Company-reported. Product-page eligibility and target-market list; not a published underwriting appetite by loss history or safety score. |
| Coverage Features | AIG lists admitted auto liability, physical damage and general liability products for this trucking segment. The page does not state that every coverage is included in every account’s program or describe a buyer’s policy wording. 3Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations. | HUB lists trucking-specific coverages it arranges including commercial auto liability and physical damage, motor truck cargo insurance, non-trucking liability and occupational accident insurance for owner-operators, environmental and pollution liability, and excess or umbrella coverage, alongside general business lines such as property, crime, cyber, EPL and workers' compensation. 7Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. |
| Limits and Retentions | AIG says liability deductibles up to $50,000 may be available. The page gives no standard policy limit or account-specific deductible. 3Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy. | Confirm in your quote. |
| Risk Services | AIG describes trucking-focused underwriting, fleet safety and DOT-compliance consulting, claims professionals and a 24/7 incident hotline. These are services and do not guarantee claim payment. 3Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed. | HUB says its trucking practice provides claims advocacy and support, fleet risk management programs with driver safety training, regulatory compliance support for FMCSA and DOT requirements, mock DOT/OSHA audits, and a cross-border strategy for U.S., Canada and Mexico operations. 7Company-reported. Product-page service description; a company-reported set of capabilities, not an independently assessed outcome. |
| How to Apply | Confirm in your quote. | HUB says underwriters for this line typically require a transportation-specific application, IFTA fuel-tax statements, an equipment list, a driver roster, three to five years of loss runs, and information about the carrier's safety program and culture. 7Company-reported. Product-page application-requirements list as read 2026-09-23. |
Related Pages for AIG vs HUB International Trucking Insurance
Trucking Insurance Pages for AIG and HUB International
Other Coverage Lines Compared for AIG vs HUB International
Other Trucking Insurance Provider Comparisons
Sources for AIG vs HUB International Trucking Insurance
Sources About AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Truck Insurance Group. AIG; Official AIG Truck Insurance Group page: for-hire trucking target, auto liability/physical damage/general liability, selection criteria, risk consulting and incident-management support. Accessed 2026-09-30.
Sources About HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Commercial Truck Insurance Brokerage Services. HUB International; Business insurance list for trucking: commercial auto liability/physical damage, commercial property, crime, cyber, EPL, motor truck cargo, non-trucking liability, occupational accident, environmental and pollution liability, workers' compensation, excess/umbrella; eligibility for 1+ power units; services: claims advocacy, fleet risk management, regulatory compliance support, mock DOT/OSHA audits; application requirements; Contact a HUB broker. Accessed 2026-09-23.
Sources for the Trucking Insurance Guide
- Commercial Auto Biennial Report. Texas Department of Insurance; p.7 Policies: Business auto vs Motor carrier (can include cargo); Truckers vs non-truckers; FMCSA interstate minimums mentioned without amounts. Accessed 2026-09-16.
- Products. Kinro; 05 Trucking Insurance: auto liability, cargo, physical damage, filings; when to review: hauling, cargo, filings, radius, contracts. Accessed 2026-09-16.
- Business Vehicle Insurance. Insurance Information Institute; Opening: cars, trucks, vans; BACF autos defined to include cars, trucks, trailers, vans; Does a Business Umbrella Cover Autos?; owned, hired and non-owned autos; Do I Need a Business Auto Policy?; What Vehicles Are Covered?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
- 49 CFR 387.9 Financial responsibility, minimum levels. Legal Information Institute (eCFR text); Table 1 to § 387.9 Schedule of Limits—Public Liability: type of carriage, commodity, GVWR. Accessed 2026-09-16.
