List your vehicles
Share each vehicle you own, rent or have employees use for work. Your Spot team asks how each one is used, including personal trips in company vehicles.
Juniper ElectricalOrganized by Spot
Commercial Auto Insurance Quotes
Get commercial auto insurance quotes with Spot
List your vehicles and drivers with your Spot team, and we prepare the submission brokers use to request commercial auto proposals.
Get quotes from 30+ commercial auto insurance providers
- Vehicles, drivers and use described once
- Liability and vehicle-damage terms compared quote by quote
- Keep your broker or switch, with no commissions on premiums
How it works
Add drivers and current coverage
We collect who drives what, their driving records and your current policy into a submission, so the broker has what insurers ask for first.
Commercial auto insurance
Juniper Electrical · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to request proposals from insurers that write vehicles like yours, and follow up on their questions.
# spot-support
SamJuniper Electrical
What do we need to request commercial auto insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Compare liability and damage terms
Each quote’s liability, collision and comprehensive coverage, deductibles and total-loss valuation sit side by side before you choose.
Insurance documents
Quote requestCommercial auto insurance
Vehicles · Drivers · Liability limits
Juniper Electrical
What you’ll need
- 01
Vehicle schedule
Every vehicle with its identification number, and whether you own it, lease it or rent it.
- 02
Drivers and their records
Who drives each vehicle, and their driving histories, which insurers review before quoting.
- 03
How each vehicle is used
The work it does, such as deliveries, service calls or client visits, and whether it’s also used personally.
- 04
Employee-owned and rented vehicles
Employees who drive their own cars or rentals for work, since that is hired and non-owned auto liability.
- 05
Modifications and safety features
Equipment added to a vehicle and safety features it has.
- 06
What’s carried in the vehicle
Tools, stock or other property you carry, since goods in a vehicle can be excluded or limited.
- 07
Current coverage
Your expiring policy, so proposed terms can be compared against it.
What affects your price
- 01
Number and type of vehicles
A larger fleet, or heavier and more specialized vehicles, generally costs more to insure.
- 02
Drivers’ records
Driving histories shape how insurers see the risk of each driver.
- 03
How the vehicles are used
A delivery van on the road all day carries different exposure from a car used for the occasional client visit.
- 04
Liability limits
Higher liability limits cost more, and an umbrella policy may sit over them.
- 05
Physical damage choices
Adding collision and comprehensive, and a lower deductible, increase the premium.
Providers your broker can approach
Get quotes from 30+ commercial auto insurance providers.
- AIG
- Alliance Risk
- Amelia Risk
- Aon
- biBerk
- Chubb
- CNA
- And many more
Common questions
Can I use my personal auto policy for work?
Possibly for some business use, but tell your personal insurer what the work involves. Even if it covers your driving, it may not protect the business.
What if employees drive their own cars for work?
That’s hired and non-owned auto liability, which we review alongside coverage for your own vehicles rather than assuming one policy handles every work trip.
Does commercial auto cover the goods I carry?
Don’t assume so. Property carried in a vehicle can be excluded or restricted, so we ask what protects your goods as well as the vehicle.
Can I keep the broker who handles my vehicles?
Yes. Spot works alongside your broker and takes no commissions on premiums. If you want a different broker for your fleet, we can help.
Related
Get insurance off your to-do list.
List your vehicles and drivers with your Spot team, and we prepare the submission brokers use to request commercial auto proposals.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
