Compare Commercial Auto Insurance Quotes

Compare commercial auto insurance quotes with Spot

Spot checks that every van, driver and rental made it into each commercial auto quote, then compares liability and physical damage terms.

Compare quotes from 30+ commercial auto insurance providers

Get StartedHow It Works

Vehicles and drivers checked against every quote
Liability, deductibles and valuation terms in one view
Keep your broker or switch, with no commissions on premiums

A plumber loads a ladder onto the rack of his white work pickup.

How it works

Share your fleet and the quotes

Send the vehicle list, who drives what, and each proposal you’ve received, so your Spot team can see where quotes disagree with reality.

Juniper ElectricalOrganized by Spot

We check who’s actually insured

Spot confirms each quote lists the same vehicles and drivers, then separates liability from collision and comprehensive coverage.

Commercial auto insurance

Juniper Electrical · Policy review

Policy wording: Coverage limits
Compare with: Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Ask about rentals and employee cars

If staff drive their own or rented cars for work, your Spot team checks how each quote handles it and whether you’d need hired and non-owned coverage too.

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SamJuniper Electrical

Can you help compare our commercial auto insurance options?

RileySpot

Let’s prepare the information for your broker and compare the terms, not just the price.

Choose and bind

Select the quote that matches how you really use your vehicles. Your Spot team helps you bind it and keeps proof ready for customers and lenders.

Insurance documents

Quote comparison

Commercial auto insurance

Vehicles · Drivers · Liability limits

Juniper Electrical

What to compare

01
Vehicles and drivers listed
Each owned vehicle and each driver should appear, with how it’s used. Missing ones are a gap.
02
Liability limits
Protection for injury or damage you cause to other people, which is the part contracts usually ask about.
03
Physical damage deductibles
What you pay on collision and comprehensive claims for your own vehicles.
04
Total-loss valuation
How the insurer decides what a vehicle is worth if it’s a total loss.
05
Exclusions
Whether wear, mechanical breakdown or property you carry in the vehicle is excluded.
06
Employee and rented vehicles
How the quote treats personal or rented cars used for work, and whether hired and non-owned liability is included.
07
Underlying for umbrella
If you need higher liability limits, whether the umbrella quote lists this policy as underlying insurance.

Differences to watch for

01
A vehicle or driver left off
A quote built on an old list can price cheaper and still not respond for the van that was left out.
02
Valuation after a total loss
Two quotes with the same deductible can pay differently depending on how a vehicle is valued.
03
Tools and cargo in the vehicle
Property you carry may be excluded from the vehicle’s coverage. Ask who covers it.
04
Employee cars
Coverage for vehicles you own doesn’t automatically extend to cars your team drives for work.