Tell us who runs and owns the company
Share your entity structure, owners, board and officers. Your Spot team asks about funding rounds, sales or other changes you’re planning.
Orbit SoftwareOrganized by Spot
D&O Insurance Quotes
Get D&O insurance quotes with Spot
Share your ownership, financials and plans once, and your Spot team prepares a submission brokers can take to D&O insurers.
Get quotes from 40+ directors and officers insurance providers
- Ownership, funding and board details collected once
- Company coverage and defense-cost terms compared side by side
- Keep your broker or switch, with no commissions on premiums
How it works
We assemble your financial picture
Spot collects your financial statements, any claims, disputes or earlier notices and your expiring policy into one submission.
Directors and officers insurance
Orbit Software · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to bring your submission to D&O insurers, and follow up on underwriters’ questions about governance and plans.
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TaylorOrbit Software
What do we need to request directors and officers insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Compare who each proposal protects
See whether each quote protects individual leaders, reimburses the company and covers company claims, and whether defense costs reduce the limit.
Insurance documents
Quote requestDirectors and officers insurance
Coverage limits · Policy terms
Orbit Software
What you’ll need
- 01
Entity and ownership overview
Your legal entities, who owns them and how they relate, so the policy names the right organizations.
- 02
Financial statements
Recent financials, which underwriters use to understand the company they’re being asked to insure.
- 03
Cap table and funding
Investors, funding history and any round you’re planning, because investor claims are a main D&O concern.
- 04
Board and officers
Who sits on the board and who the officers are, including any independent directors.
- 05
Planned transactions
A financing, sale, merger or other change the business is considering, which underwriters will want to know about.
- 06
Claims, disputes and earlier notices
Past claims and any dispute or notice that could affect how a new or renewal policy treats prior matters.
- 07
Current D&O policy
Your expiring terms, so changes at renewal and the scope of company coverage can be compared.
What affects your price
- 01
Funding and ownership
Investors and outside shareholders mean more people who could bring a claim, and that shows in the price.
- 02
Financial strength
Underwriters read financial statements to judge how stable the company is.
- 03
Limits and retention
Larger limits cost more, and a higher retention can lower the premium.
- 04
Scope of company coverage
Coverage for the company itself, beyond securities claims, is a broader grant and can add to the price.
- 05
Claims and disputes
Prior claims or open disputes can raise the price or lead to exclusions for those matters.
- 06
Planned transactions
A financing or sale in the works changes the exposure an insurer is pricing.
Providers your broker can approach
Get quotes from 40+ directors and officers insurance providers.
- AIG
- Alliance Risk
- Amelia Risk
- Aon
- Beazley
- Berkshire Hathaway Specialty Insurance
- CFC
- And many more
Common questions
Does D&O cover the company as well as its leaders?
It can, but company coverage may be narrower than protection for individual leaders. Some grants cover only securities claims. We check this in every proposal.
Does D&O replace employment practices coverage?
Don’t rely on D&O alone for employment claims. We check whether a management liability program includes employment practices coverage and what it covers.
Do legal defense costs reduce the limit?
Sometimes. Whether defense costs reduce the amount left for a settlement differs by quote, so we put it on the comparison.
Does my broker stay involved in D&O?
Yes, if you want. Spot prepares the submission and works with your broker, with no commissions on premiums. You can also use Spot to find a different broker.
Related
Get insurance off your to-do list.
Share your ownership, financials and plans once, and your Spot team prepares a submission brokers can take to D&O insurers.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
