Tell us who handles money and property
List the employees, contractors and volunteers who handle cash, payments, inventory or client assets. Your Spot team asks how payments are approved.
Cedar AdvisoryOrganized by Spot
Crime Insurance Quotes
Get crime insurance quotes with Spot
Show your Spot team who handles your money and property, and we prepare the submission brokers use to request crime insurance quotes.
Get quotes from 35+ crime insurance providers
- Who handles money and property described once
- Employee theft, forgery and payment-scam terms checked separately
- Keep your broker or switch, with no commissions on premiums
How it works
Add your history and current terms
We collect past losses, your current crime or fidelity coverage and the limits you want to discuss into one submission.
Crime insurance
Cedar Advisory · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers take it to market
We work with brokers to request proposals from crime insurers, and follow up on what underwriters ask about your controls.
# spot-support
JamieCedar Advisory
What do we need to request crime insurance quotes?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Compare each kind of loss
Employee theft, forgery, money on premises or in transit and funds-transfer fraud are checked separately, along with discovery and reporting terms.
Insurance documents
Quote requestCrime insurance
Coverage limits · Policy terms
Cedar Advisory
What you’ll need
- 01
People who handle money or property
Employees, contractors and volunteers with access, since the policy defines who counts as an employee.
- 02
Client property you hold
Money or assets of customers in your care, which may or may not count as insured property.
- 03
Payment procedures
How payments and changes to bank details are approved, which matters for impersonation and funds-transfer fraud.
- 04
Money at locations and in transit
Where cash or valuables are kept and how they move.
- 05
Inventory practices
How you count and track stock, since a shortage supported only by inventory calculations may be treated differently.
- 06
Prior losses
Thefts or frauds you’ve had, including when they happened and when you discovered them.
- 07
Current coverage and limits
Your expiring crime policy and the limits and retentions you want to compare.
What affects your price
- 01
How much money and property you handle
More cash, payments and assets in motion means more to lose.
- 02
Who has access
More people with access to money or accounts raises the exposure.
- 03
Which losses you insure
Employee theft, forgery, in-transit money and computer or funds-transfer fraud each carry their own limit and cost.
- 04
Limits and retention
Higher limits cost more, and a higher retention can lower the price.
- 05
Loss history
Earlier thefts and frauds affect whether and how insurers quote.
Providers your broker can approach
Get quotes from 35+ crime insurance providers.
- AIG
- Alliance Risk
- Amelia Risk
- Aon
- Beazley
- Berkshire Hathaway Specialty Insurance
- CFC
- And many more
Common questions
Does crime insurance cover a payment sent to a fake supplier?
Not automatically. A payment an employee was tricked into authorizing needs explicit attention, because computer-fraud or funds-transfer coverage may not respond. We ask it of every proposal.
What if I discover a theft months later?
Discovery and reporting dates matter. If you changed insurers in between, we help explain how both policies’ terms apply.
Is crime the same as cyber coverage?
No. Crime addresses stolen money or property, while cyber covers breach response and liability. Where fraud protection overlaps, we check both.
Does Spot replace my broker for crime coverage?
No. We work alongside your broker, take no commissions on premiums and can help you move to a different broker if you’d like.
Related
Get insurance off your to-do list.
Show your Spot team who handles your money and property, and we prepare the submission brokers use to request crime insurance quotes.
Get StartedLearn more before you get quotes
Read these before you choose a policy or an insurer.
