Compare Crime Insurance Quotes

Compare crime insurance quotes with Spot

Crime quotes protect against different kinds of theft and fraud, so Spot checks each one’s definitions, limits and reporting rules.

Compare quotes from 35+ crime insurance providers

How it works

Share each proposal with how you reconcile accounts, approve payments and confirm changes to a vendor’s bank details.

Maple MarketOrganized by Spot

Spot sorts each quote by type of loss: employee theft, forgery, funds-transfer fraud and impersonation payments, each with its own limit.

Crime insurance

Maple Market · Policy review

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Limits, exclusions, and endorsements

If you’re replacing a policy, your Spot team checks how each quote’s discovery and reporting terms interact with your current one.

JordanMaple Market

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Crime insurance policy

Coverage terms · Limits

Pick the quote that covers the losses you’re most exposed to. Your Spot team helps you bind and files the policy with your other coverage.

Insurance documents

Quote comparison

Crime insurance

Coverage limits · Policy terms

Maple Market

01
Types of loss covered
Employee theft, forgery, funds-transfer fraud and impersonation payments often have separate terms.
02
Social engineering
Whether a payment sent after an impersonator tricks an employee is covered, and under what conditions.
03
Who counts as an employee
How contractors, volunteers and temporary staff are treated, and what counts as insured property, including client assets.
04
What counts as property
Including client assets and money, securities or other property you hold.
05
Limits and retention
Each limit and retention, and whether repeated related thefts count as one loss.
06
Discovery and reporting
When the loss must be discovered and when you must report it. A theft can happen months before anyone notices.
07
Indirect losses and shortages
Whether lost income, consequential costs or shortages shown only by inventory counts are addressed.

01
Impersonation payments assumed covered
A quote may be silent on them or limit them sharply. Ask explicitly.
02
Three dates that matter
The theft, the discovery and the report can fall in different policy periods. Check the interplay if you’ve changed insurers.
03
Related thefts counted as one
A series of connected thefts can fall under a single limit, so ask how each quote counts related losses.
04
Overlap with cyber
Cyber may not cover money lost to theft. Check where each policy picks up.