Share your routes and the quotes
Send your vehicles, drivers, delivery use, operating area and the goods you carry, along with each proposal.
Orbit LogisticsOrganized by Spot
Compare Last-Mile Delivery Insurance Quotes
Compare last-mile delivery insurance quotes with Spot
Delivery quotes bundle vehicle liability, vehicle damage and cargo differently, so Spot separates the parts before you compare.
Compare quotes from last-mile delivery insurance providers
- Owned, rented and driver-owned vehicles separated
- Cargo checked through loading, storage and handoff
- Keep your broker or switch, with no commissions on premiums
How it works
We split the parts of each quote
Spot separates vehicle liability, vehicle damage and cargo protection, and notes whose liability is insured for each type of vehicle.
Last-mile delivery insurance
Orbit Logistics · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Test your busiest day
Tell your Spot team about your largest load. They compare each quote’s cargo limits and valuation with it.
# spot-support
JamieOrbit Logistics
Can you help compare our last-mile delivery insurance options?
RileySpot
Let’s prepare the information for your broker and compare the terms, not just the price.
Choose and bind
Pick the quote that matches your delivery contracts. Your Spot team helps you bind it and has proof ready for the next client.
Insurance documents
Quote comparisonLast-mile delivery insurance
Coverage limits · Policy terms
Orbit Logistics
What to compare
- 01
Owned vehicles
How each quote treats the vehicles you own, and which are listed.
- 02
Rented vehicles
Whether rentals are covered and on what terms.
- 03
Drivers’ personal vehicles
Whose liability is insured when drivers use their own cars to deliver.
- 04
Cargo through handoffs
Whether protection follows loading, unloading, temporary storage and final handoff.
- 05
Cargo limits and valuation
The covered goods, valuation terms, limits and deductible, against both your average and your largest load.
- 06
Contract obligations
How the obligations the quote insures compare with the work promised in your delivery contracts and shipping terms.
- 07
Driver eligibility
How the insurer views your driver selection and training, vehicle ownership and prior losses.
Differences to watch for
- 01
Average-load assumptions
A normal route may carry modest packages while one seasonal delivery is worth much more.
- 02
A mixed fleet
Cover for the vehicles you own doesn’t settle the question for rentals or drivers’ own cars.
- 03
Handoff gaps
Cargo protection that ends before the goods reach the customer leaves the final step uncovered.
- 04
No standard policy
The label doesn’t tell you which of the three parts a quote includes. Read each one.
Providers your broker can approach
Compare quotes from last-mile delivery insurance providers.
- Founder Shield
- Heffernan Insurance Brokers
- And many more
Common questions
Is last-mile delivery insurance one policy?
No. Vehicle liability, vehicle damage and cargo protection can be separate parts of a quote.
Can Spot compare quotes against a delivery contract?
Yes. Send the contract and shipping terms and Spot compares the insured obligations with each quote.
Do I have to change brokers?
No. Your broker can stay, because Spot takes no commissions on premiums and works with whichever broker you choose.
Do my drivers’ own cars matter?
Yes. Confirm whose liability is insured when they deliver in their own vehicles.
Related
Get insurance off your to-do list.
Delivery quotes bundle vehicle liability, vehicle damage and cargo differently, so Spot separates the parts before you compare.
Get StartedLearn more before you compare quotes
Read these before you choose a policy or an insurer.
