Resilience vs Risklytics

Key Differences Between Resilience and Risklytics

Explaining the Operation Versus Selecting the Technology Policy

Risklytics says it drafts an application using your description and public business information, including your website, for you to check and sign. It advertises Slack and email placement updates. The application-preparation process and its speed were not tested. ¹¹

A website can describe a future product more broadly than today's insured operations. Check any prepared application against deployed hardware, customer responsibilities and actual services before signing. Risklytics says it reviews applications and quote wording with the buyer; that is a described brokerage process, not proof of completed placements for your operation. ^16 13

Resilience lists hardware and technology services within its technology appetite, but that does not establish coverage for every machine-related injury or property loss. Its published revenue range also makes current company size an early eligibility question. Ask which exposures belong in technology E&O and which require separate policies. ⁴

A Broad Brokerage Catalogue Still Needs an Actual Market

Risklytics lists property, inland marine and intellectual-property coverage alongside cyber and technology E&O. That supports discussing a broader program; it does not establish a named insurer willing to cover a particular robot or autonomy use case. Its reviewed market sources do not identify a product-specific California placement arrangement. ^14 13

California is absent from the reviewed agency-license table. A California-authorized producer and product route remain unconfirmed in the reviewed disclosures; this does not establish that Risklytics cannot arrange California coverage. Confirm the responsible producer, authority and insurer for your operation before relying on a quote. ^12,13,21

Resilience names US insurer alternatives, but the reviewed public documentation likewise leaves the California product route unresolved. Neither uncertainty should be converted into a claim that coverage is unavailable. Resolve producer authority, insurer and form before treating an indication as an executable California placement. ²

Quote Assistance and Incident Assistance Are Different Commitments

Risklytics markets application and placement support without an additional brokerage fee, subject to other possible policy or intermediary charges. The reviewed sources do not establish a dedicated incident-response process. Resilience describes in-house claims support and external response specialists; its public fee schedule remains undisclosed. A founder should distinguish help obtaining coverage from the contact responsible during an incident. ^15 13 6

The reviewed broker, contact, legal and product pages do not disclose a standard customer fee schedule or insurance commission rates. Request an itemized premium, taxes, placement fees and any separate security-service charges. ^5,7,2,10,3,4

What to Confirm in Quotes

Ask for the signed operations description, an exposure-to-policy map covering physical and software losses, the proposed California producer and issuing insurer, and an itemized cost statement. Identify who receives urgent claims notices and whether a technology failure that damages customer property belongs under the quoted form. These questions test the proposed placement rather than relying on a robotics industry label. ^18 14 4