Resilience vs Risklytics: How Do They Compare for Business Insurance?

Resilience offers cyber and technology E&O; Risklytics focuses on robotics, autonomy and AI brokerage.

An Overview of Resilience and Risklytics

If your company builds robots and operates them at customer sites, tell the broker about the hardware, software and field work before comparing policies. Risklytics focuses on robotics and autonomous operations; Resilience offers cyber and technology E&O. Choose Risklytics for robotics placement support; choose Resilience for a cyber and technology proposal, subject to its appetite. 12 14 4

What Stands Out About Resilience and Risklytics?

Resilience at a Glance

  • Technology companies can seek E&O coverage for software, hardware and technology services. 4Company-reportedTechnology-specific professional liability; not general professional E&O or a guarantee of offered limits.
  • Resilience helps prioritize financial cyber risks and track exposure across entities. 8,9Company-reportedCurrent named cybersecurity products; outcomes not independently established.

Risklytics at a Glance

  • Risklytics says it prepares an application from your business description and website for you to review. 11Company-reportedCurrent official service description; not independently tested or a policy entitlement.
  • Risklytics says it checks technology E&O wording for AI exclusions before binding. 18Company-reportedCurrent official service description; not independently tested or a policy entitlement.

Resilience vs Risklytics Coverage Lines Compared

CoverageResilienceRisklytics
Commercial propertyNot listedListed 14Risklytics arranges commercial property insurance for robotics, hardware and AI businesses.
Cyber liabilityListed 3Resilience markets cyber insurance on a primary or excess basis.Listed 14Risklytics arranges cyber insurance for robotics, hardware and AI businesses.
Directors and officersNot listedListed 14Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses.
General liabilityNot listedListed 14Risklytics arranges general liability insurance for robotics, hardware and AI businesses.
Intellectual propertyNot listedListed 14Risklytics arranges intellectual property insurance for robotics, hardware and AI businesses.
Technology errors and omissions (E&O)Listed 4Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue.Listed 14Risklytics arranges technology errors and omissions insurance for robotics, hardware and AI businesses.
Tools, equipment and inland marineNot listedListed 14Risklytics arranges inland marine equipment coverage for robotics, hardware and AI businesses.
Umbrella and excess liabilityNot listedListed 14Risklytics arranges umbrella insurance for robotics, hardware and AI businesses.
Workers’ compensationNot listedListed 14Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.

A listing may be arranged through an insurer or partner. “Not listed” means we have no separate offering page for it; ask the provider whether it can quote the coverage and request the policy terms.

Resilience and Risklytics Coverage, Line by Line

Open what Resilience and Risklytics each publish for one coverage line.

Resilience and Risklytics Reliability Scores

Each score uses the criteria for that provider’s role. Providers with more than one role may have a score for each.

Resilience and Risklytics Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for its sources, what it covers and how the score is calculated.

Resilience Review Score

9.0/ 10

Review Score

1 rated source

There's almost nothing public to go on. G2 shows 4.5 out of 5 for Resilience, but from a single review.

Read Resilience reviews

Risklytics Review Score

-/ 10

Review Score

No reviews found

Risklytics has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge.

Read Risklytics reviews

Key Differences Between Resilience and Risklytics

Explaining the Operation Versus Selecting the Technology Policy

Risklytics says it drafts your application from your business description and public website for your review and signature; it also advertises Slack and email updates, but the process was not independently tested. 11Company-reportedCurrent official service description; not independently tested or a policy entitlement.

A website can describe a future product more broadly than today’s insured operations. Check any prepared application against deployed hardware, customer responsibilities and actual services before signing. Risklytics says it reviews applications and quote wording with the buyer; that is a described brokerage process, not proof of completed placements for your operation. 16 13

Resilience lists hardware and technology services within its technology appetite, but ask specifically whether it covers a machine-related injury or property loss. That appetite listing doesn’t confirm it. Its published revenue range also makes current company size an early eligibility question. Ask which exposures belong in technology E&O and which require separate policies. 4

A Broad Brokerage Catalogue Still Needs an Actual Market

Risklytics lists property, inland marine and intellectual-property coverage alongside cyber and technology E&O. That supports discussing a broader program, but get Risklytics to name an actual insurer willing to cover your particular robot or autonomy use case. Its reviewed market sources do not identify a product-specific California placement arrangement. 14 13

California is absent from Risklytics’ reviewed license table; this does not prove it cannot arrange coverage, so confirm the producer, authority and insurer before relying on a quote. 12,13,21Not found in reviewed sourcesOfficial company disclosures and initial CDI business-name search interface reviewed. No completed CDI search or license result. Office location and a fictional homepage demonstration mentioning CA do not establish authority.

Resilience names US insurer alternatives, but the reviewed public documentation likewise leaves the California product route unresolved. Neither uncertainty should be converted into a claim that coverage is unavailable. Resolve producer authority, insurer and form before treating an indication as an executable California placement. 2

Quote Assistance and Incident Assistance Are Different Commitments

Risklytics markets application and placement support without an additional brokerage fee, subject to other possible policy or intermediary charges. Ask Risklytics whether it has a dedicated incident-response process. Its marketing doesn’t describe one. Resilience describes in-house claims support and external response specialists; its public fee schedule remains undisclosed. A founder should distinguish help obtaining coverage from the contact responsible during an incident. 15 13 6

Get premium, taxes, placement costs and security charges itemized because reviewed pages do not publish standard fees or commission rates. 5,7,2,10,3,4Not publicly disclosedPublic-source review, not a finding that charges or commissions are absent.

What Should You Confirm in Resilience and Risklytics Quotes?

Ask for the signed operations description, an exposure-to-policy map covering physical and software losses, the proposed California producer and issuing insurer, and an itemized cost statement. Identify who receives urgent claims notices and whether a technology failure that damages customer property belongs under the quoted form. These questions test the proposed placement rather than relying on a robotics industry label. 18 14 4

Resilience vs Risklytics Services Compared

What each provider says about the services you may need

CriteriaResilienceRisklytics
Business role

Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services for businesses. 1,3,4Company-reportedBrand-level offering; not a statement that the brand is the risk-bearing insurer.

Confirm who will place the policy in California: Resilience names Ocrea Risk Services, LLC dba Resilience Cyber Insurance Solutions and NPN 19169260 as US distributor, but this disclosure is not independent license verification. 2Company-reportedUS distribution entity; regulator license lookup not completed.

Risklytics arranges commercial insurance for frontier-technology businesses; its disclosures identify Risklytics, Inc. dba Risklytics Insurance Services as producer, not insurer. 12,13Company-reportedCompany legal disclosures, including live terms section 2. Producer authority is company-reported, not regulator-verified.

Customer focus

Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. 4Company-reportedPublished US primary and excess technology E&O appetite; not a minimum established for every cyber product.

Robotics, autonomous-vehicle, hardware, AI software, drone, space and defense businesses can approach Risklytics for help explaining unfamiliar operations to underwriters. 12,14Company-reportedCurrent official service description; not independently tested or a policy entitlement.

Application process

Brokers can access Resilience through its broker page and businesses can submit an inquiry; no end-to-end self-serve purchase or binding-time guarantee was described. 5,7Company-reportedObserved public broker/contact route; no application submitted or portal accessed.

Risklytics says it drafts your application from your business description and public website for your review and signature; it also advertises Slack and email updates, but the process was not independently tested. 11Company-reportedCurrent official service description; not independently tested or a policy entitlement.

Risklytics says it reviews your application, approaches insurers and explains quote wording; the insurer binds only after you accept, and timing varies by risk. 16Company-reportedFAQ process description only; no application, quote or binding transaction performed.

Availability

Confirm California insurer and admitted or surplus-lines route before applying because reviewed product pages do not establish them for cyber or Tech E&O. 3,4,2Not found in reviewed sourcesCalifornia eligibility remains unresolved; neither the San Francisco office nor a national producer number establishes state product availability.

Verify the current producer authority for your location: Risklytics publishes NPN 22311838 and selected state licenses, but these company-listed identifiers are not independent verification or proof of product access. 12Company-reportedAbout page attributes its table to NIPR; no NIPR producer report or regulator-issued record was obtained.

California is absent from Risklytics’ reviewed license table; this does not prove it cannot arrange coverage, so confirm the producer, authority and insurer before relying on a quote. 12,13,21Not found in reviewed sourcesOfficial company disclosures and initial CDI business-name search interface reviewed. No completed CDI search or license result. Office location and a fictional homepage demonstration mentioning CA do not establish authority.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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