---
title: "Resilience vs Risklytics"
description: "Compare specialist cyber underwriting with brokerage for robotics and autonomous operations, including unresolved California placement evidence."
canonical: "https://spot.insure/compare/resilience-vs-risklytics"
page-type: "provider-comparison"
updated-at: "2026-09-16"
verified-at: "2026-09-16"
entities: ["Spot", "Resilience", "Risklytics"]
---

[Human-readable page](https://spot.insure/compare/resilience-vs-risklytics)

# Resilience vs Risklytics

Compare specialist cyber underwriting with brokerage for robotics and autonomous operations, including unresolved California placement evidence.

## Research Scope and Use

Use this comparison to evaluate Resilience and Risklytics against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business.

This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact.

For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents.

## Highlights

Resilience offers cyber and technology E&O with security services. Risklytics describes brokerage for robotics, autonomy and AI businesses, preparing applications and approaching insurance markets. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [12](https://www.risklytics.ai/about/ "About Risklytics") [16](https://www.risklytics.ai/faq/ "Questions founders ask")



## Introduction

A robotics company may sell software, own equipment and operate machines at customer sites. Describing that business accurately comes before deciding whether a technology E&O quote is sufficient. Risklytics markets brokerage around unfamiliar robotics and autonomous operations; Resilience offers a defined technology and cyber proposition. The comparison is between a placement adviser and a specialist insurance offering that might form part of a larger program. [12](https://www.risklytics.ai/about/ "About Risklytics") [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

## Documented Provider Strengths

### Resilience

- Technology E&O for software, hardware and technology services [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.)
- Financial risk prioritization and multi-entity cyber visibility [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)

### Risklytics

- Risklytics says it prepares the application from your business description and website for your review. [11](https://www.risklytics.ai/ "Insurance for Frontier Tech") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.)
- Risklytics says it reviews technology E&O wording for AI exclusions before binding. [18](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) insurance") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.)

## Coverage Comparison

| Coverage Type | Resilience | Risklytics |
| --- | --- | --- |
| Commercial property | Not listed | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |
| Cyber liability | Listed [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |
| Directors and officers | Not listed | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |
| General liability | Not listed | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |
| Intellectual property | Not listed | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |
| Technology errors and omissions | Listed [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |
| Tools, equipment and inland marine | Not listed | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |
| Umbrella and excess liability | Not listed | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |
| Workers’ compensation | Not listed | Listed [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") |

Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider.

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees.

This is a service offered by the publisher, separate from the provider research.

## Key Differences Between Resilience and Risklytics

### Explaining the Operation Versus Selecting the Technology Policy

Risklytics says it drafts an application using your description and public business information, including your website, for you to check and sign. It advertises Slack and email placement updates. The application-preparation process and its speed were not tested. [11](https://www.risklytics.ai/ "Insurance for Frontier Tech") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.)

A website can describe a future product more broadly than today's insured operations. Check any prepared application against deployed hardware, customer responsibilities and actual services before signing. Risklytics says it reviews applications and quote wording with the buyer; that is a described brokerage process, not proof of completed placements for your operation. [16](https://www.risklytics.ai/faq/ "Questions founders ask") [13](https://www.risklytics.ai/terms/ "Terms of Service")

Resilience lists hardware and technology services within its technology appetite, but that does not establish coverage for every machine-related injury or property loss. Its published revenue range also makes current company size an early eligibility question. Ask which exposures belong in technology E&O and which require separate policies. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

### A Broad Brokerage Catalogue Still Needs an Actual Market

Risklytics lists property, inland marine and intellectual-property coverage alongside cyber and technology E&O. That supports discussing a broader program; it does not establish a named insurer willing to cover a particular robot or autonomy use case. Its reviewed market sources do not identify a product-specific California placement arrangement. [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") [13](https://www.risklytics.ai/terms/ "Terms of Service")

California is absent from the reviewed agency-license table. A California-authorized producer and product route remain unconfirmed in the reviewed disclosures; this does not establish that Risklytics cannot arrange California coverage. Confirm the responsible producer, authority and insurer for your operation before relying on a quote. [12](https://www.risklytics.ai/about/ "About Risklytics") [13](https://www.risklytics.ai/terms/ "Terms of Service") [21](https://cdicloud.insurance.ca.gov/cal/BusinessNameSearch "Business Name Search") (Evidence: Not found in reviewed sources; scope: Official company disclosures and initial CDI business-name search interface reviewed. No completed CDI search or license result. Office location and a fictional homepage demonstration mentioning CA do not establish authority.; verified: 2026-09-16.)

Resilience names US insurer alternatives, but the reviewed public documentation likewise leaves the California product route unresolved. Neither uncertainty should be converted into a claim that coverage is unavailable. Resolve producer authority, insurer and form before treating an indication as an executable California placement. [2](https://cyberresilience.com/disclaimer/ "Disclaimer")

### Quote Assistance and Incident Assistance Are Different Commitments

Risklytics markets application and placement support without an additional brokerage fee, subject to other possible policy or intermediary charges. The reviewed sources do not establish a dedicated incident-response process. Resilience describes in-house claims support and external response specialists; its public fee schedule remains undisclosed. A founder should distinguish help obtaining coverage from the contact responsible during an incident. [15](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [13](https://www.risklytics.ai/terms/ "Terms of Service") [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response")

The reviewed broker, contact, legal and product pages do not disclose a standard customer fee schedule or insurance commission rates. Request an itemized premium, taxes, placement fees and any separate security-service charges. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [10](https://cyberresilience.com/terms-and-conditions/ "Terms and Conditions") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Public-source review, not a finding that charges or commissions are absent.; verified: 2026-09-16.)

## What to Confirm in Quotes

Ask for the signed operations description, an exposure-to-policy map covering physical and software losses, the proposed California producer and issuing insurer, and an itemized cost statement. Identify who receives urgent claims notices and whether a technology failure that damages customer property belongs under the quoted form. These questions test the proposed placement rather than relying on a robotics industry label. [18](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) insurance") [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")



## Service Comparison

Resilience vs Risklytics: documented services and availability.

| Criteria | Resilience | Risklytics |
| --- | --- | --- |
| Business role | Resilience combines cyber insurance and technology errors and omissions insurance with cybersecurity risk-management services. [1](https://cyberresilience.com/ "Home Page") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Brand-level offering; not a statement that the brand is the risk-bearing insurer.; verified: 2026-09-16.)<br><br>Resilience identifies Ocrea Risk Services, LLC, doing business as Resilience Cyber Insurance Solutions, as its US insurance distributor and lists NPN 19169260. This company disclosure is not independent verification of a California license. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US distribution entity; regulator license lookup not completed.; verified: 2026-09-16.) | Risklytics describes itself as a commercial insurance brokerage. Its current legal disclosures identify Risklytics, Inc., doing business as Risklytics Insurance Services, as the producer arranging coverage rather than the insurer. [12](https://www.risklytics.ai/about/ "About Risklytics") [13](https://www.risklytics.ai/terms/ "Terms of Service") (Evidence: Company-reported; scope: Company legal disclosures, including live terms section 2. Producer authority is company-reported, not regulator-verified.; verified: 2026-09-16.) |
| Customer focus | Resilience lists US technology E&O appetite of $25 million–$10 billion in revenue, including software, AI, hardware, technology services, data centers and telecommunications. Smaller startups should ask whether an exception is available. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Published US primary and excess technology E&O appetite; not a minimum established for every cyber product.; verified: 2026-09-16.) | Risklytics markets to robotics, autonomous-vehicle, hardware, AI software and agent businesses, with additional industry pages for drones, space and defense contractors. Its emphasis is on explaining unfamiliar operations to insurance underwriters. [12](https://www.risklytics.ai/about/ "About Risklytics") [14](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.) |
| Application process | Resilience presents insurance to brokers through a dedicated broker page and offers a public contact route for product inquiries. The reviewed pages do not document an end-to-end self-service purchase or a guaranteed quote or binding time. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Observed public broker/contact route; no application submitted or portal accessed.; verified: 2026-09-16.) | Risklytics says it drafts an application using your description and public business information, including your website, for you to check and sign. It advertises Slack and email placement updates. The application-preparation process and its speed were not tested. [11](https://www.risklytics.ai/ "Insurance for Frontier Tech") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.)<br><br>Risklytics says it reviews the application with you, approaches suitable insurers and reads quote wording before making a recommendation. Its FAQ says the insurer binds after you accept a quote; timing varies with the coverage and operation. [16](https://www.risklytics.ai/faq/ "Questions founders ask") (Evidence: Company-reported; scope: FAQ process description only; no application, quote or binding transaction performed.; verified: 2026-09-16.) |
| Availability | Resilience markets cyber and technology E&O in the United States. The reviewed product and legal pages do not establish the California-specific placement route, insurer selection or admitted versus surplus-lines status for either product. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Not found in reviewed sources; scope: California eligibility remains unresolved; neither the San Francisco office nor a national producer number establishes state product availability.; verified: 2026-09-16.) | Risklytics publishes agency NPN 22311838 and Massachusetts resident license 3004393145. Its state table, dated September 10, 2026, also lists Arizona, Colorado, Illinois, Indiana, New Jersey, Ohio, Texas and Washington. These are company-reported identifiers, not independently verified licenses or product eligibility. [12](https://www.risklytics.ai/about/ "About Risklytics") (Evidence: Company-reported; scope: About page attributes its table to NIPR; no NIPR producer report or regulator-issued record was obtained.; verified: 2026-09-16.)<br><br>California is absent from the reviewed agency-license table. A California-authorized producer and product route remain unconfirmed in the reviewed disclosures; this does not establish that Risklytics cannot arrange California coverage. Confirm the responsible producer, authority and insurer for your operation before relying on a quote. [12](https://www.risklytics.ai/about/ "About Risklytics") [13](https://www.risklytics.ai/terms/ "Terms of Service") [21](https://cdicloud.insurance.ca.gov/cal/BusinessNameSearch "Business Name Search") (Evidence: Not found in reviewed sources; scope: Official company disclosures and initial CDI business-name search interface reviewed. No completed CDI search or license result. Office location and a fictional homepage demonstration mentioning CA do not establish authority.; verified: 2026-09-16.) |

## Related Reading

- [What Is Resilience Insurance?](https://spot.insure/insurance-providers/resilience)
- [What Is Risklytics Insurance?](https://spot.insure/insurance-providers/risklytics)

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## Sources

### [Resilience Official Website](https://cyberresilience.com/)

1. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16.
3. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Why choose cyber insurance; Policy coverage; Broad market appetite. Accessed 2026-09-16.
4. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology risk categories; Key benefits / A Broad Market Appetite. Accessed 2026-09-16.
5. [Brokers](https://cyberresilience.com/brokers). Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16.
6. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16.
7. [Contact Us](https://cyberresilience.com/contact-us). Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16.
8. [Security Investment Prioritization](https://cyberresilience.com/products/security-investment-prioritization). Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16.
9. [Multi-Entity & Portfolio Risk](https://cyberresilience.com/products/multi-entity-and-portfolio-risk). Resilience; Resilience Arc introduction. Accessed 2026-09-16.
10. [Terms and Conditions](https://cyberresilience.com/terms-and-conditions/). Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16.

### [Risklytics Official Website](https://www.risklytics.ai/)

11. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16.
12. [About Risklytics](https://www.risklytics.ai/about/). Risklytics; What we do; Who we insure; Licensing; Agency licenses table dated 2026-09-10. Accessed 2026-09-16.
13. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9, 12; live HTML retrieved September 16, 2026. Accessed 2026-09-16.
14. [For insurers and wholesale markets](https://www.risklytics.ai/markets/). Risklytics; The lines we place; appetite form; Applications that state the exposure. Accessed 2026-09-16.
15. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; What it costs; broker fee row; No published rates; commission disclosure on request. Accessed 2026-09-16.
16. [Questions founders ask](https://www.risklytics.ai/faq/). Risklytics; Cost and process: What do we pay a broker?; What happens after we submit an application?. Accessed 2026-09-16.
17. [Contact a commercial insurance broker](https://www.risklytics.ai/contact/). Risklytics; Write to us; email response statement and contact form. Accessed 2026-09-16.
18. [Professional Liability (Tech E&O) insurance](https://www.risklytics.ai/lines/professional/). Risklytics; How hard to get; Common questions; general-description disclaimer. Accessed 2026-09-16.
19. [Intellectual Property insurance, explained](https://www.risklytics.ai/lines/intellectual-property/). Risklytics; Common questions; How hard to get; general-description disclaimer. Accessed 2026-09-16.
20. [Space insurance, explained](https://www.risklytics.ai/lines/space/). Risklytics; Built for moments like these; Common questions; general-description disclaimer. Accessed 2026-09-16.
21. [Business Name Search](https://cdicloud.insurance.ca.gov/cal/BusinessNameSearch). California Department of Insurance; Initial agency-name search form only; no completed provider search or license result. Accessed 2026-09-16.

Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/resilience-vs-risklytics.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)
