Baldwin Alternatives by Documented Coverage

Use Baldwin’s documented sector-specific coverage list to identify lines you want to quote elsewhere. A shared coverage label is only a starting point: compare the named producer, issuing insurer, eligibility, policy language and price on each proposal. ^1,²

Absence from Spot’s documented catalogue does not establish that a coverage line is unavailable from a provider; it means Spot’s research does not yet document it.

What to Weigh

Baldwin’s public pages describe coverage for named sectors, not a universal list available to every company. The alternatives shown on the page should be read as shared published labels, not an eligibility or quality ranking. ^1,^3,⁴

Before switching or buying a second policy, request each proposal’s legal producer and issuing carrier. Baldwin’s group-level sources do not identify those names for a buyer’s specific line. ^2,^5,⁶

Compare the same line, limits, deductibles, exclusions, covered locations, services and policy period. Baldwin’s marketing pages do not supply enough detail to compare contract wording or total price. ^1,^7,²

Builders risk

AIG
AIG Builders Risk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges builders risk insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Aon
Aon names Construction Property/Builders Risk on its global construction page; confirm whether this line is offered for the buyer, state, and placement.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Berkshire Hathaway Specialty Insurance
BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
Chubb
Compare
Chubb offers builders risk insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
Inland Marine appetite category; separately, Ocean Marine lists Hull Builders Risk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coverdash
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Coverdash lists builders risk among its property coverage options.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Foxquilt
Builder’s risk product page; policy-specific construction terms not established.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
Compare
Gallagher arranges builders risk.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper includes builders risk in its construction and contractor insurance offering.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges builders risk.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges builders risk insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Markel Insurance
Markel builders risk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Nationwide
Nationwide lists builders risk among inland-marine products. The page does not establish project-specific coverage periods, valuation, or exclusions.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
StartupInsurance.ai
StartupInsurance.ai arranges builders risk insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
WithCoverage
WithCoverage reviews builders risk exposures in construction insurance programs and offers broker-transition support.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
Zurich U.S.
Zurich markets a Commercial Builders Risk program for construction projects; the project-value language conflicts within Zurich’s own page and requires confirmation.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Cargo and transit

AIG
AIG Ocean Cargo
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges inland and ocean marine coverage for goods in transit.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
Compare
Amelia Risk arranges stock-throughput (cargo) insurance for consumer-product businesses, which can address inventory in transit and at other locations.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon lists cargo placements in its global marine practice; U.S. eligibility, insurer, limits and policy terms are not stated on the reviewed page.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Berkshire Hathaway Specialty Insurance
BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
Chubb
Compare
Chubb offers cargo insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Corgi
Compare
Corgi lists a cargo contractual liability product in its transportation offering.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coverdash
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Coverdash lists motor truck cargo and ocean marine coverage options.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Founder Shield
Compare
Founder Shield lists transit and transportation coverage for goods in transit or stored offsite.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Heffernan Insurance Brokers
Heffernan arranges marine cargo insurance for freight, import and export businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges cargo insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges cargo insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel cargo and transit coverage
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Nationwide
Nationwide lists motor truck cargo among inland-marine products. This is not evidence of broad cargo coverage or any particular commodity/route acceptance.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront lists cargo stock throughput among the coverages its property team handles.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Travelers
Travelers offers cargo insurance through its transportation, cargo and logistics offering.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges cargo and transit insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
WithCoverage
WithCoverage reviews cargo exposures in consumer-business insurance programs and offers broker-transition support.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
WTW
Compare
WTW identifies Global Cargo within its global marine practice and includes cargo risk in its named data-center policy. These descriptions do not establish a particular US placement, insurer, policy wording, or availability.
Broker7.0/ 10Carrier & MGA
Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

Commercial auto

AIG
AIG Truck Insurance Group commercial auto (scoped to for-hire trucking)
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges commercial auto insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
Compare
Amelia Risk arranges commercial auto insurance for consumer-product businesses.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon lists automobile liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
biBerk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
Compare
Chubb offers commercial auto insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Corgi
Compare
Corgi links to trucking auto-liability coverage from its transportation menu.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coverdash
Compare
Coverdash lists commercial auto in its coverage catalog and invites quote requests.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Embroker
Compare
Embroker offers help obtaining commercial auto insurance and invites quote requests.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Foxquilt
Commercial auto product page; HNOA is not split out.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
Compare
Gallagher arranges commercial auto insurance for small businesses.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper lists commercial auto insurance and describes approaching insurers for customers.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges commercial auto insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges commercial auto insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Commercial Auto; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Kinro
As of September 16, 2026, Kinro lists commercial auto and describes matching business details to carrier appetite.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges commercial auto insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Mylo
As of September 16, 2026, Mylo invites commercial-auto quote requests and describes comparing policies from multiple insurers.
Broker5.0/ 10Carrier & MGA
Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Nationwide
Nationwide lists commercial auto in its small-business product catalogue. We couldn’t review the dedicated product page, so no vehicle, driver, or state terms are inferred.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
As of September 16, 2026, Newfront lists auto liability within its casualty placement services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
StartupInsurance.ai
StartupInsurance.ai arranges commercial auto insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges commercial auto insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers commercial auto insurance as a business coverage; small businesses cannot currently buy it online and may be quoted through a local agency.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers commercial auto insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges commercial auto insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Zurich U.S.
Zurich markets commercial auto for rental fleets; the reviewed source does not establish the same terms for all commercial-auto classes.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Commercial property

AIG
AIG Commercial Property / Retail Property
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges property insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Aon
Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Beazley
Compare
Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
CFC
Compare
CFC offers property coverage within its property and casualty product.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
Compare
Chubb offers commercial property insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coverdash
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Coverdash lists commercial property in its coverage catalog.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Embroker
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Embroker offers help obtaining commercial property insurance and invites property quote requests.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
ERGO NEXT Insurance
ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.
Broker5.0/ 10Carrier & MGA6.7/ 10
Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.
Founder Shield
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Founder Shield lists property insurance among its core offerings.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Foxquilt
Commercial property product page.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
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Gallagher arranges commercial property insurance for small businesses.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper lists commercial property insurance and describes approaching insurance companies for customers.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges commercial property insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges commercial property insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Kinro
As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges commercial property insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel commercial property
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Nationwide
Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Relm Insurance
Relm lists commercial property insurance for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Risklytics
Risklytics arranges commercial property insurance for robotics, hardware and AI businesses.
Broker5.4/ 10Carrier & MGA
Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.
Simply Business
Offered as part of a BOP, rather than as a standalone policy.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
StartupInsurance.ai
StartupInsurance.ai arranges commercial property insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges commercial property insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers commercial property insurance.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers commercial property insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges commercial property insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
As of September 16, 2026, Vouch lists business property for health care and life sciences programs.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WithCoverage
As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
WTW
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WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.
Broker7.0/ 10Carrier & MGA
Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.
Zurich U.S.
Zurich markets commercial property insurance.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Crime

AIG
AIG Crime Insurance / CrimeGuard Choice
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
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Alliance Risk arranges crime insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
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Amelia Risk arranges employee crime (fidelity) insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon lists crime within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Beazley
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Beazley offers commercial crime insurance.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
CFC
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CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
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Chubb offers crime coverage within its ForeFront portfolio for private, nonprofit and health care organizations.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
named Management Liability coverage and configurable Epack 3 component
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coalition
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Coalition offers crime insurance through its executive-risks product for private and nonprofit US organizations.
Broker6.1/ 10Carrier & MGA6.3/ 10
Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.
Corgi
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Corgi lists crime insurance among its main policies.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Counterpart
Named Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Coverdash
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Coverdash lists crime coverage in its catalog and invites quote requests.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Cowbell
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Cowbell offers a crime module in Zurich Select Plus for small and medium private companies, available through appointed Zurich E&S wholesalers.
BrokerCarrier & MGA6.3/ 10
Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.
Embroker
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Embroker lists commercial crime and offers a corresponding quote path.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Founder Shield
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Founder Shield lists crime insurance among its core offerings.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Foxquilt
Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
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Gallagher arranges crime insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Heffernan Insurance Brokers
Heffernan arranges crime insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges commercial crime insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges commercial crime insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel Cyber 360 eCrime component (standalone product not established)
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Nationwide
Nationwide markets commercial crime insurance and management-liability crime products; exact insuring agreements and fidelity form are not established here.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
As of September 16, 2026, Newfront lists fidelity and crime within its executive-risk services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Relm Insurance
Relm lists crime insurance for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
RiskCube
RiskCube arranges commercial crime insurance for startups.
Broker5.9/ 10Carrier & MGA
Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.
StartupInsurance.ai
StartupInsurance.ai arranges commercial crime insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
The Hartford
The Hartford offers crime insurance as a management-liability coverage option.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
Travelers
Travelers offers commercial crime insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges crime insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
As of September 16, 2026, Vouch lists crime among the coverages in its technology-company programs.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WTW
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WTW’s 2024 annual report describes crime insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
Broker7.0/ 10Carrier & MGA
Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.
Zurich U.S.
Zurich markets commercial crime insurance as standalone policies and as package solutions; package structure is distinct from any specific policy terms.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Cyber liability

AIG
AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
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Alliance Risk arranges cyber liability insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
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Amelia Risk arranges cyber insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
At-Bay
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At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.
Broker5.2/ 10Carrier & MGA7.1/ 10
Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.
Beazley
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Beazley offers cyber insurance for small and midsized businesses.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
biBerk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
CFC
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CFC offers cyber insurance, including primary and excess products.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
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Chubb offers cyber insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coalition
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Coalition offers cyber insurance.
Broker6.1/ 10Carrier & MGA6.3/ 10
Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.
Corgi
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Corgi lists cyber insurance among its business insurance offerings.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coverdash
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Coverdash lists cyber insurance in its coverage catalog.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Cowbell
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Cowbell offers standalone and excess cyber products through its insurance-agency business.
BrokerCarrier & MGA6.3/ 10
Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.
Embroker
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Embroker lists cyber insurance with a quote route.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Founder Shield
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Founder Shield lists cyber liability among its core offerings.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Foxquilt
Cyber product page; policy terms and limits not established.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
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Gallagher arranges cyber insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper lists cyber insurance and describes approaching insurers for customers.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges cyber insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
Hiscox
Hiscox offers cyber insurance for small businesses.
Broker5.4/ 10Carrier & MGA6.7/ 10
Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.
HUB International
HUB International arranges cyber insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Kinro
Kinro lists cyber liability and compares business details with carrier appetite.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges cyber insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel Cyber 360
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh arranges cyber insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Mylo
Mylo invites cyber insurance quote requests and compares policies from multiple insurers.
Broker5.0/ 10Carrier & MGA
Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Nationwide
Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront places cyber insurance, negotiates policy wording and provides claims consultation.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Pie Insurance
Pie provides access to cyber insurance quotes from carrier partners.
Broker5.3/ 10Carrier & MGA6.3/ 10
Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.
Relm Insurance
Relm lists cyber insurance for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Resilience
Resilience markets cyber insurance on a primary or excess basis.
Broker5.0/ 10Carrier & MGA
Assessed provider: Resilience. Scope: Resilience cyber-risk platform and U.S. insurance distribution as presented by Arceo Labs Inc. d/b/a Resilience and Ocrea Risk Services LLC d/b/a Resilience Cyber Insurance Solutions. Scope covers cyber and technology E&O products and the disclosed Homeland Insurance Company of New York or Delaware underwriting routes; no affiliated risk-bearing entity or delegated underwriting authority is assumed.
RiskCube
RiskCube arranges cyber insurance for startups.
Broker5.9/ 10Carrier & MGA
Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.
Risklytics
Risklytics arranges cyber insurance for robotics, hardware and AI businesses.
Broker5.4/ 10Carrier & MGA
Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.
Simply Business
Add-on for select buyers purchasing another business policy; phone quote route.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
StartupInsurance.ai
StartupInsurance.ai arranges cyber insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges cyber insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers cyber insurance and data-breach coverage.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges cyber insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
Vouch lists cyber liability in its technology-company programs.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WithCoverage
WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
WTW
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WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.
Broker7.0/ 10Carrier & MGA
Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.
Zurich U.S.
Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Directors and officers

AIG
AIG Directors & Officers Liability
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
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Alliance Risk arranges directors and officers liability insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
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Amelia Risk arranges directors and officers liability.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Beazley
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Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
Executive First D&O liability materials describe separate public-company and private-company products.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
CFC
Compare
CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
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Chubb offers directors and officers liability insurance for smaller privately held companies through ForeFront.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coalition
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Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations.
Broker6.1/ 10Carrier & MGA6.3/ 10
Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.
Corgi
Compare
Corgi lists directors and officers insurance among its business insurance offerings.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Counterpart
Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Coverdash
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Coverdash lists directors and officers insurance in its coverage catalog.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Cowbell
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Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers.
BrokerCarrier & MGA6.3/ 10
Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.
Embroker
Compare
Embroker lists directors and officers insurance with a quote route.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Founder Shield
Compare
Founder Shield lists directors and officers insurance among its core offerings.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Gallagher
Compare
Gallagher arranges directors and officers liability.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Heffernan Insurance Brokers
Heffernan arranges directors and officers liability.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges directors and officers liability insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Kinro
Kinro lists directors and officers insurance and compares business details with carrier appetite.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges directors and officers liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel private and nonprofit D&O
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh arranges directors and officers liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Nationwide
Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront lists D&O for private and public companies within its executive-risk services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Relm Insurance
Relm lists directors and officers liability for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
RiskCube
RiskCube arranges directors and officers liability insurance for startups.
Broker5.9/ 10Carrier & MGA
Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.
Risklytics
Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses.
Broker5.4/ 10Carrier & MGA
Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.
StartupInsurance.ai
StartupInsurance.ai arranges directors and officers liability insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges directors and officers liability insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers directors and officers liability for private, public and nonprofit organizations.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers directors and officers liability insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges directors and officers liability insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
Vouch lists directors and officers insurance in its technology-company programs.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WithCoverage
WithCoverage reviews D&O exposures in technology-company insurance programs and offers broker-transition support.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
Zurich U.S.
Zurich markets directors and officers liability insurance.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Employee health and benefits

AIG
AIG Medical Indemnity supplemental group health benefit
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Founder Shield
Compare
Founder Shield lists Employee Health & Benefits among its services.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Gallagher
Compare
Gallagher advises small businesses on individual coverage health reimbursement arrangements (ICHRA).
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Heffernan Insurance Brokers
Heffernan advises employers on group health, dental and vision benefits.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges employee health and benefits programs.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Lockton
Lockton arranges employee health and benefits programs.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges employee health and benefits programs.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Mylo
Mylo helps employers with 2–99 employees compare and enroll in small-group health, dental and vision plans.
Broker5.0/ 10Carrier & MGA
Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Newfront
Newfront offers employee-benefits advice and program design, including funding and pharmacy strategies.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
USI Insurance Services
USI advises employers on health-plan design, medical costs, pharmacy and benefits administration.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

Employment practices liability

AIG
AIG Employment Practices Liability Insurance
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges employment practices liability insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
Compare
Amelia Risk arranges employment practices liability.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon lists EPL for professional-services firms in a global practice; this does not establish eligibility for every U.S. employer or state.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Beazley
Compare
Beazley offers employment practices liability insurance for private organizations through ExecuGuard.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
CFC
Compare
CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
Compare
Chubb offers employment practices liability insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coalition
Compare
Coalition offers employment practices liability through its executive-risks product for private and nonprofit US organizations.
Broker6.1/ 10Carrier & MGA6.3/ 10
Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.
Corgi
Compare
Corgi lists employment practices liability among its business-insurance offerings.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Counterpart
Named Employment Practices Liability product; examples and policy terms govern.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Coverdash
Compare
Coverdash lists employment practices coverage in its quote catalog.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Cowbell
Compare
Cowbell offers Zurich Select Plus employment practices coverage for small and medium private companies, available through appointed Zurich E&S wholesalers.
BrokerCarrier & MGA6.3/ 10
Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.
Embroker
Compare
Embroker offers quotes for employment practices liability as an individual coverage.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Founder Shield
Compare
Founder Shield lists employment practices liability among its core coverage services.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Gallagher
Compare
Gallagher arranges employment practices liability.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Heffernan Insurance Brokers
Heffernan arranges employment practices liability.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges employment practices liability insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges employment practices liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel employment practices liability
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh arranges employment practices liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Nationwide
Nationwide markets EPLI through small-business and management-liability channels; the reviewed pages do not establish a standard grant or eligibility.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront lists employment practices liability within its executive-risk placement and coverage-negotiation services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Relm Insurance
Relm lists employment practices liability for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
RiskCube
RiskCube arranges employment practices liability insurance for startups.
Broker5.9/ 10Carrier & MGA
Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.
StartupInsurance.ai
StartupInsurance.ai arranges employment practices liability insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges employment practices liability insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers employment practices liability through business owner’s and management-liability products; EPL built into its business owner’s policy is not available in California, Minnesota, North Dakota or New York.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers employment practices liability insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges employment practices liability insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
Vouch lists employment practices liability within its insurance programs for technology companies.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WTW
Compare
WTW’s 2024 annual report describes employment-practices insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
Broker7.0/ 10Carrier & MGA
Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.
Zurich U.S.
Zurich markets Employment Practices Liability Insurance (EPLI).
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Equipment breakdown

AIG
AIG Programs lists equipment breakdown in named program schedules including the manufactured-housing program; schedule-specific membership only.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges equipment breakdown insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Chubb
Compare
Chubb offers equipment breakdown insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coverdash
Compare
Coverdash lists equipment breakdown in its quote catalog.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Gallagher
Compare
Gallagher arranges boiler and machinery coverage through its property practice.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
HUB International
HUB International arranges equipment breakdown insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Markel Insurance
Equipment-breakdown option within property coverage; standalone product not established
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh arranges equipment breakdown insurance, including for data centers.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Nationwide
Nationwide presents equipment breakdown under its BOP coverages; the individual policy controls inclusion and terms.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront offers equipment breakdown solutions through its property practice.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
THREE by Berkshire Hathaway
THREE lists equipment breakdown within the package; its displayed sample excludes machinery, equipment or listed vehicles that stop without an accident. Check the quoted form for the actual protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers equipment breakdown insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

Fidelity bonds

AIG
AIG Crime and Fidelity product page; line membership is based on the named fidelity/bond product family, not a specific bond form.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Beazley
Compare
Beazley offers fidelity bonds for financial institutions.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coverdash
Compare
Coverdash lists fidelity bonds for client losses from employee dishonesty on its surety-bond page.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Founder Shield
Compare
Founder Shield lists ERISA fidelity bonds among its specialized coverages.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Gallagher
Compare
Gallagher arranges fidelity bonds.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Heffernan Insurance Brokers
Heffernan arranges employee dishonesty bonds.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges crime and fidelity coverage through its professional and executive risk practice.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Fidelity Bonds; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Newfront
Newfront lists fidelity and crime among its executive-risk brokerage coverages.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
TechInsurance
TechInsurance arranges fidelity bonds addressing employee theft from clients.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
Travelers
Travelers offers ERISA fidelity bonds.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
Vouch
Vouch lists fidelity bonds among its core protections for financial-services businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
Zurich U.S.
Zurich markets ERISA fidelity bond options; this product page identifies Zurich American Insurance Company as underwriter and states approved-state availability.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Fiduciary liability

AIG
AIG Fiduciary Liability Insurance / Fiduciary Edge
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges fiduciary liability insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
Compare
Amelia Risk arranges fiduciary liability.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon lists fiduciary liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Beazley
Compare
Beazley offers fiduciary liability insurance for private organizations through ExecuGuard.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
CFC
Compare
CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
Compare
Chubb offers fiduciary liability insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coalition
Compare
Coalition offers fiduciary liability through its executive-risks product for private and nonprofit US organizations.
Broker6.1/ 10Carrier & MGA6.3/ 10
Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.
Corgi
Compare
Corgi lists fiduciary liability in its coverage catalog and package options.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Counterpart
Named Fiduciary Liability product for benefit-plan exposures; law and policy terms govern.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Coverdash
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Coverdash lists fiduciary coverage in its coverage hub.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Cowbell
Compare
Cowbell offers Zurich Select Plus fiduciary liability for small and medium private companies, available through appointed Zurich E&S wholesalers.
BrokerCarrier & MGA6.3/ 10
Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.
Embroker
Compare
Embroker lists fiduciary liability with a quote route.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Founder Shield
Compare
Founder Shield lists fiduciary liability among its core coverages.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Gallagher
Compare
Gallagher arranges fiduciary liability.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Heffernan Insurance Brokers
Heffernan arranges fiduciary liability.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges fiduciary liability insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges fiduciary liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel fiduciary liability
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Nationwide
Nationwide Management Liability & Specialty lists fiduciary liability as a distinct commercial-liability product; terms and availability remain quote-specific.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront lists fiduciary coverage among its executive-risk brokerage services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Relm Insurance
Relm lists fiduciary liability for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
RiskCube
RiskCube arranges fiduciary liability insurance for startups.
Broker5.9/ 10Carrier & MGA
Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.
StartupInsurance.ai
StartupInsurance.ai arranges fiduciary liability insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
The Hartford
The Hartford offers fiduciary liability as a management-liability coverage option.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers fiduciary liability insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges fiduciary liability insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Zurich U.S.
Zurich markets fiduciary liability insurance.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

General liability

AIG
AIG Programs general liability (three separate program scopes)
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges general liability insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
Compare
Amelia Risk arranges general liability insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Beazley
Compare
Beazley offers general liability insurance in packages such as its environmental-services policy.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
biBerk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
CFC
Compare
CFC offers general liability within its property and casualty product.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
Compare
Chubb offers general liability insurance within its commercial package products.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Corgi
Compare
Corgi lists commercial general liability among its business insurance offerings.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coterie Insurance
Compare
Coterie offers general liability policies for small businesses through its partner distribution.
BrokerCarrier & MGA5.1/ 10
Assessed provider: Coterie Insurance. Scope: Coterie brand/platform and Coterie Insurance Agency, LLC as an agency/MGA operation, with exact carrier evidence limited to Spinnaker Insurance Company for eligible Texas coastal BOP risks. No provider-wide rating or universal state-authority conclusion is verified.
Counterpart
GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Coverdash
Compare
Coverdash lists general liability in its Core Business coverage catalog with a quote route.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Embroker
Compare
Embroker offers a general liability quote route among its individual business coverages.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
ERGO NEXT Insurance
ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.
Broker5.0/ 10Carrier & MGA6.7/ 10
Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.
Founder Shield
Compare
Founder Shield lists general liability among its core coverage offerings.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Foxquilt
Company CGL product page; line-specific CGL membership only.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
Compare
Gallagher arranges general liability insurance for small businesses.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper lists general liability in its business-insurance services and quote inquiry.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges general liability insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
Hiscox
Hiscox offers general liability insurance for small businesses.
Broker5.4/ 10Carrier & MGA6.7/ 10
Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.
HUB International
HUB International arranges general liability insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Kinro
Kinro lists general liability and compares available carrier options.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges general liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel small-business casualty and property
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh arranges general liability insurance, including for data centers.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Mylo
Mylo compares general liability quotes from insurance carriers and also offers package options.
Broker5.0/ 10Carrier & MGA
Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Nationwide
Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront includes general liability in its casualty placement services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Pie Insurance
Pie arranges general liability insurance through unaffiliated third-party insurers.
Broker5.3/ 10Carrier & MGA6.3/ 10
Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.
Relm Insurance
Relm lists general liability insurance for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
RiskCube
RiskCube arranges general liability insurance for startups.
Broker5.9/ 10Carrier & MGA
Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.
Risklytics
Risklytics arranges general liability insurance for robotics, hardware and AI businesses.
Broker5.4/ 10Carrier & MGA
Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.
Simply Business
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
StartupInsurance.ai
StartupInsurance.ai arranges general liability insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges general liability insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers general liability insurance.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers general liability insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges general liability insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
Vouch lists general liability among the core coverages in its technology-company programs.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WithCoverage
WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
Zurich U.S.
Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Intellectual property

Alliance Risk
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Alliance Risk arranges intellectual-property insurance for technology businesses.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
CFC
Compare
CFC offers intellectual-property insurance for eligible businesses with revenue up to $500 million, depending on industry.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Founder Shield
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Founder Shield arranges intellectual property insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Gallagher
Compare
Gallagher arranges intellectual-property insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges intellectual property insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Newfront
Newfront’s life-science team arranges IP insurance contracts for life-science and technology clients.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Risklytics
Risklytics arranges intellectual property insurance for robotics, hardware and AI businesses.
Broker5.4/ 10Carrier & MGA
Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

Key person

Alliance Risk
Compare
Alliance Risk arranges key person insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Embroker
Compare
Embroker arranges key person insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Founder Shield
Compare
Founder Shield lists key person insurance among its specialized coverages.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
HUB International
HUB International arranges key person life and disability insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Lockton
Lockton arranges key person insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
RiskCube
RiskCube markets key person life insurance placement for startups.
Broker5.9/ 10Carrier & MGA
Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.
Vouch
Vouch arranges key person coverage for technology businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

Kidnap and ransom

AIG
AIG CrisiSolution K&R and extortion
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Aon
Aon lists kidnap and ransom within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
CFC
Compare
CFC offers kidnap and ransom insurance, including a specialist marine product.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
Compare
Chubb offers kidnap and ransom insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
named Management Liability coverage and configurable Epack 3 component
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Corgi
Compare
Corgi lists kidnap and ransom among its specialized business-insurance offerings.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coverdash
Compare
Coverdash lists kidnap and ransom in its Cyber & Crime coverage catalog with a quote route.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Gallagher
Compare
Gallagher arranges kidnap and ransom insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Heffernan Insurance Brokers
Heffernan arranges kidnap and ransom insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges kidnap and ransom insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Newfront
Newfront lists kidnap and ransom among its executive-risk coverage services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Relm Insurance
Relm lists kidnap and ransom insurance for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
The Hartford
The Hartford lists kidnap and ransom/extortion among its management-liability coverage options.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
Travelers
Travelers offers kidnap and ransom insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges kidnap and ransom insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

Management liability

AIG
AIG Programs Management Liability for private and non-profit companies with revenue up to $50 million; listed components are D&O, EPL and fiduciary liability.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk advises on management-liability packages and standalone options.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Aon
Aon describes management liability in its global Professional Services Practice as a partnership program for law, accounting and consulting firms, rather than a standalone line; U.S. availability and specific policy terms are not established.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Beazley
Compare
Beazley offers management liability insurance for private organizations through ExecuGuard.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
CFC
Compare
CFC offers a US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
Compare
Chubb offers management liability insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coverdash
Compare
Coverdash arranges management liability insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Cowbell
Compare
Cowbell provides access to Zurich management liability for private businesses with fewer than 250 employees and under $50 million in assets through Zurich-appointed wholesalers.
BrokerCarrier & MGA6.3/ 10
Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.
Embroker
Compare
Embroker markets a management insurance suite for private companies.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Harper
Harper arranges management liability insurance through its partner brokerage service.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges management liability insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges management liability insurance through its professional and executive risk practice.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Markel Insurance
Markel management liability
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh arranges management liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Nationwide
Nationwide Management Liability & Specialty markets multiple distinct management-liability products, including D&O, fiduciary, crime, and EPLI; no single bundled form is inferred.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront arranges management liability insurance for private and public companies.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
The Hartford
The Hartford offers management-liability packages, including Private Choice Premier.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
Travelers
Travelers offers management liability insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges management liability coverage, including directors and officers, employment practices, fiduciary and crime insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
WTW
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WTW’s 2024 annual report describes management-liability solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
Broker7.0/ 10Carrier & MGA
Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.
Zurich U.S.
Zurich markets a management liability portfolio with multiple distinct lines.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Professional errors and omissions (E&O)

AIG
AIG entity-based Professional Liability / Specialty Professional E&O
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
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Alliance Risk arranges professional liability insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
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Amelia Risk arranges professional errors and omissions insurance for startups.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
At-Bay
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At-Bay offers primary miscellaneous professional liability insurance.
Broker5.2/ 10Carrier & MGA7.1/ 10
Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.
Beazley
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Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
Professional First materials describe a professional-liability portfolio with several professions and service types.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
biBerk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
CFC
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CFC offers professional liability insurance for professional-service businesses.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
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Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coalition
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Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.
Broker6.1/ 10Carrier & MGA6.3/ 10
Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.
Corgi
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Corgi lists miscellaneous errors and omissions coverage for service-based businesses.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coterie Insurance
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Coterie lists miscellaneous professional liability for eligible small businesses in participating states.
BrokerCarrier & MGA5.1/ 10
Assessed provider: Coterie Insurance. Scope: Coterie brand/platform and Coterie Insurance Agency, LLC as an agency/MGA operation, with exact carrier evidence limited to Spinnaker Insurance Company for eligible Texas coastal BOP risks. No provider-wide rating or universal state-authority conclusion is verified.
Counterpart
Several separately scoped professional-liability programs; do not generalize terms across professions.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Coverdash
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Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Embroker
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Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
ERGO NEXT Insurance
ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.
Broker5.0/ 10Carrier & MGA6.7/ 10
Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.
Founder Shield
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Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Foxquilt
Professional E&O product page.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
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Gallagher arranges professional errors and omissions insurance for small businesses.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges professional errors and omissions insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
Hiscox
Hiscox offers professional errors and omissions insurance for small businesses.
Broker5.4/ 10Carrier & MGA6.7/ 10
Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.
HUB International
HUB International arranges professional errors and omissions insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Kinro
Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges professional errors and omissions insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel ProBiz miscellaneous E&O
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh arranges professional errors and omissions insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Mylo
Mylo compares professional liability quotes for claims from clients unhappy with professional services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Nationwide
Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront lists errors and omissions among its executive-risk coverage services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Pie Insurance
Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.
Broker5.3/ 10Carrier & MGA6.3/ 10
Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.
Relm Insurance
Relm lists professional errors and omissions insurance for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Simply Business
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
StartupInsurance.ai
StartupInsurance.ai arranges professional errors and omissions insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges professional errors and omissions insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers professional liability insurance for service businesses.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers professional errors and omissions insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges professional errors and omissions insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
Vouch lists errors and omissions among the core coverages in its professional-services programs.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WithCoverage
WithCoverage includes errors and omissions in its technology insurance-program review services.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
WTW
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WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.
Broker7.0/ 10Carrier & MGA
Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.
Zurich U.S.
Zurich markets professional errors and omissions insurance.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Representations and warranties

AIG
AIG Representations & Warranties Insurance
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Beazley
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Beazley offers representations and warranties insurance.
Broker6.9/ 10Carrier & MGA5.5/ 10
Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.
Berkshire Hathaway Specialty Insurance
BHSI lists Representations & Warranties Insurance within its Transactional Liability products.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
CFC
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CFC offers buyer-side and seller-side representations and warranties insurance.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
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Chubb offers representations and warranties insurance within its offering for large US- and Canadian-based multinational companies.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
Corgi
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Corgi lists representations and warranties insurance for M&A buyers and sellers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coverdash
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Coverdash arranges representations and warranties insurance for mergers and acquisitions.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Founder Shield
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Founder Shield lists representations and warranties insurance for mergers and acquisitions.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Gallagher
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Gallagher arranges representations and warranties insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Heffernan Insurance Brokers
Heffernan arranges representations and warranties insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges representations and warranties insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges representations and warranties insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Newfront
Newfront arranges representations and warranties insurance as part of its mergers-and-acquisitions transaction-liability services.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
USI Insurance Services
USI arranges representations and warranties insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

Surety bonds

Aon
Aon markets Commercial Surety globally and says availability depends on jurisdiction; the page does not establish U.S. placement availability.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Berkshire Hathaway Specialty Insurance
BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
Chubb
Compare
Chubb offers surety bonds.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coverdash
Compare
Coverdash lists surety bonds in its Excess & Specialty catalog with a quote route.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Embroker
Compare
Embroker arranges construction-contract and license or permit surety bonds.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
Gallagher
Compare
Gallagher arranges surety bonds.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper arranges license, permit and contract surety bonds.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges surety bonds, including through a linked online bond portal.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges surety bonds.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Small Business Surety Bonds; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges surety bonds.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel Surety bonds
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Mylo
Mylo compares commercial surety-bond quotes for license or permit obligations.
Broker5.0/ 10Carrier & MGA
Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Nationwide
Nationwide markets commercial surety bonds. A bond is a contractual guarantee and is not interchangeable with an insurance policy.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront arranges contract and commercial surety bonds.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Relm Insurance
Relm lists contract surety for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
StartupInsurance.ai
StartupInsurance.ai arranges surety bonds for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges surety bonds for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
Travelers
Travelers offers surety bonds.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges contract, commercial and international surety bonds.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
WTW
Compare
WTW’s 2024 annual report describes a global bond-placement team. This is a dated global group capability, not evidence of current U.S. placement terms or eligibility.
Broker7.0/ 10Carrier & MGA
Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.
Zurich U.S.
Zurich markets construction and corporate surety bonds.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Tools, equipment and inland marine

AIG
AIG Inland Marine (Transportation & Logistics; Construction & Equipment)
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Berkshire Hathaway Specialty Insurance
BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
Chubb
Compare
Chubb offers inland marine insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Coverdash
Compare
Coverdash arranges inland marine insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Foxquilt
Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Harper
Harper arranges inland marine coverage for tools and equipment that leave the shop.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
HUB International
HUB International arranges inland marine insurance through its marine practice.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Tools and Equipment Insurance; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Kinro
Kinro arranges tools and equipment coverage through its inland marine offering.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Markel Insurance
Markel commercial inland marine
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Nationwide
Nationwide markets inland-marine products including contractor equipment and installation floaters; product availability and covered property vary.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Relm Insurance
Relm lists inland marine insurance for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Risklytics
Risklytics arranges inland marine equipment coverage for robotics, hardware and AI businesses.
Broker5.4/ 10Carrier & MGA
Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.
Simply Business
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
StartupInsurance.ai
StartupInsurance.ai arranges inland marine insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges inland marine coverage for contractors’ tools and equipment.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers inland marine insurance for midsize and large businesses.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers inland marine insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
Zurich U.S.
Zurich’s commercial property page separately lists Inland Marine coverages, including contractors’ equipment and warehouse liability; do not equate its broader Marine portfolio with this line.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Umbrella and excess liability

AIG
AIG Excess Casualty (lead umbrella and mid/high excess)
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges umbrella and excess liability insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
Compare
Amelia Risk arranges umbrella and excess liability.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
Berkshire Hathaway Specialty Insurance
BHSI lists lead umbrella and excess casualty within its U.S. casualty products.
BrokerCarrier & MGA7.0/ 10
Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
biBerk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
CFC
Compare
CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
Compare
Chubb offers umbrella and excess liability insurance.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Corgi
Compare
Corgi lists commercial umbrella liability insurance.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coverdash
Compare
Coverdash lists umbrella and excess liability insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Founder Shield
Compare
Founder Shield lists umbrella insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Foxquilt
Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
Compare
Gallagher arranges umbrella and excess liability.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper arranges umbrella insurance.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges excess and umbrella insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
HUB International
HUB International arranges umbrella and excess liability insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Kinro
Kinro lists umbrella and excess liability insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges umbrella and excess liability insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel excess casualty and umbrella
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Mylo
Mylo compares commercial umbrella quotes from insurers.
Broker5.0/ 10Carrier & MGA
Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Nationwide
Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront arranges umbrella and excess liability insurance through its casualty practice.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Relm Insurance
Relm lists excess liability for placement through brokers.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Risklytics
Risklytics arranges umbrella insurance for robotics, hardware and AI businesses.
Broker5.4/ 10Carrier & MGA
Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.
StartupInsurance.ai
StartupInsurance.ai arranges umbrella and excess liability insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges commercial umbrella insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford lists commercial umbrella insurance among its business coverage options.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
Travelers
Travelers offers commercial umbrella and excess liability insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges umbrella and excess liability.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
Vouch lists umbrella among core coverages for technology companies.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WithCoverage
WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
Zurich U.S.
Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Workers’ compensation

AIG
AIG Workers’ Compensation options by distinct channel
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Alliance Risk
Compare
Alliance Risk arranges workers’ compensation insurance.
Broker5.8/ 10Carrier & MGA
Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.
Amelia Risk
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Amelia Risk arranges workers’ compensation insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.
Aon
Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.
Broker6.7/ 10Carrier & MGA
Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.
biBerk
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Chubb
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Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.
BrokerCarrier & MGA6.4/ 10
Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.
CNA
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Corgi
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Corgi lists workers’ compensation insurance.
BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
Assessment subject unavailableAssessment subject unavailable
Coverdash
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Coverdash lists workers’ compensation insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.
Embroker
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Embroker arranges workers’ compensation insurance.
Broker5.1/ 10Carrier & MGA
Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.
ERGO NEXT Insurance
ERGO NEXT offers workers’ compensation insurance for small businesses.
Broker5.0/ 10Carrier & MGA6.7/ 10
Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.
Founder Shield
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Founder Shield lists workers’ compensation insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.
Foxquilt
Workers’ compensation page; state requirements vary.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Gallagher
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Gallagher arranges workers’ compensation insurance for small businesses.
Broker5.5/ 10Carrier & MGA
Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.
Harper
Harper arranges workers’ compensation insurance.
Broker5.9/ 10Carrier & MGA
Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.
Heffernan Insurance Brokers
Heffernan arranges workers’ compensation insurance.
Broker5.0/ 10Carrier & MGA
Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.
Hiscox
Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.
Broker5.4/ 10Carrier & MGA6.7/ 10
Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.
HUB International
HUB International arranges workers’ compensation insurance.
Broker5.5/ 10Carrier & MGA
Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.
Insureon
Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Kinro
Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.
Broker5.0/ 10Carrier & MGA
Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.
Liberty Mutual
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Lockton
Lockton arranges workers’ compensation insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.
Markel Insurance
Markel Workers Compensation
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Marsh
Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.
Broker5.6/ 10Carrier & MGA
Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.
Marsh McLennan Agency
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
Mylo
Mylo compares workers’ compensation options from insurers.
Broker5.0/ 10Carrier & MGA
Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.
Nationwide
Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.
BrokerCarrier & MGAAssessment subject unavailable
Assessment subject unavailable
Newfront
Newfront arranges workers’ compensation insurance through its casualty practice.
Broker5.0/ 10Carrier & MGA
Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.
Pie Insurance
Pie Insurance offers workers’ compensation insurance for small businesses.
Broker5.3/ 10Carrier & MGA6.3/ 10
Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.
Risklytics
Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.
Broker5.4/ 10Carrier & MGA
Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.
Simply Business
BrokerAssessment subject unavailableCarrier & MGA
Assessment subject unavailable
StartupInsurance.ai
StartupInsurance.ai arranges workers’ compensation insurance for startups.
Broker4.9/ 10Carrier & MGA
Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.
TechInsurance
TechInsurance arranges workers’ compensation insurance for small businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
The Hartford
The Hartford offers workers’ compensation insurance.
BrokerCarrier & MGA7.3/ 10
Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.
THREE by Berkshire Hathaway
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
BrokerCarrier & MGANot Rated
Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.
Travelers
Travelers offers workers’ compensation insurance.
BrokerCarrier & MGA6.1/ 10
Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.
USI Insurance Services
USI arranges workers’ compensation insurance.
Broker5.3/ 10Carrier & MGA
Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.
Vouch
Vouch lists workers’ compensation among core coverages for technology companies.
Broker5.0/ 10Carrier & MGA
Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.
WithCoverage
WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.
Broker5.0/ 10Carrier & MGA
Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.
Zurich U.S.
Zurich markets workers’ compensation insurance.
BrokerCarrier & MGANot Rated
Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Sources

Professional Liability Insurance & Services. The Baldwin Group; Professional-services customer population lines 35–64; coverage snapshot lines 68–84 lists property, general/professional liability, cyber, workers’ compensation, D&O, fiduciary, crime/fidelity bond, EPL, and IP liability; Employee benefits lines 93–95; accessed 2026-09-29. Accessed 2026-09-29.
Transparency & Disclosure. The Baldwin Group; Effective January 1, 2026, opening definition, line 37; compensation disclosures, lines 45–68; accessed 2026-09-28. Accessed 2026-09-28.
Transportation Insurance & Risk Management. The Baldwin Group; Transportation advisors and partner market access lines 42–48; RiskMap and program reviews lines 53–75; listed line options lines 86–113; fleet risk resources lines 118–131; Employee benefits lines 133–173; accessed 2026-09-29. Accessed 2026-09-29.
Commercial Real Estate Insurance & Risk Management. The Baldwin Group; “Coverage designed to perform” and sections “Management & governance risk” / “Professional & specialty risk,” lines 120–150; coverage lines plus claims advocacy at lines 153–163; page accessed 2026-09-29. Accessed 2026-09-29.
Commercial Liability Insurance & Risk Management. The Baldwin Group; Business Insurance, lines 71–83: commercial coverage experts; Cyber coverage solution; additional coverage tiles continue below; page accessed 2026-09-29. Accessed 2026-09-29.
The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025. U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28. Accessed 2026-09-28.
M&A, Private Equity & VC Risk Management. The Baldwin Group; Transactional-risk insurance and placement claims lines 72–80; P&C line list lines 101–116; accessed 2026-09-29. Accessed 2026-09-29.