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Alternatives to Simply Business

Simply Business describes its U.S. service as an online commercial-insurance marketplace and licensed producer connecting business customers with insurers. Its June 30, 2026 Terms identify Simply Business, LLC and Harborway Insurance Agency, LLC d/b/a Harborway Insurance as licensed producers, with Harborway a Simply Business subsidiary; the Terms say Harborway policies are underwritten by Spinnaker Insurance Company. Other site policies are underwritten by third-party providers, so the selected issuer depends on the offer and policy. These roles and license statements are company-reported. The contact-page footer says Simply Business, LLC is licensed in all U.S. states and D.C.; for California it says the company operates under the name Simply Business Insurance Agency, LLC and displays License #0M20593. The footer also lists Colorado, New York, Pennsylvania and Texas operating names; it gives no other license identifiers. When you compare another quote, match the business and requested protection first; a shared coverage label does not establish that the policy terms or eligibility are equivalent. 1,2

Absence from Spot’s documented catalogue does not establish that a coverage line is unavailable from a provider; it means Spot’s research does not yet document it.

What to Weigh

Start with the policy, not the shared line name. Ask each provider to confirm the insured entity, covered operations, limits, exclusions, and any conditions that matter to your risk before treating two quotes as substitutes. 1,2

Compare the route and ongoing service as well as the quote. The company advertises online quotes and weekday phone access to licensed agents. Its Terms say a quote is not guaranteed and Simply Business cannot bind a risk without panel-member approval; a quote or online purchase path does not establish that every applicant can bind online. Ask who can bind the policy, who handles changes and renewals, and where to report a claim. 3,2

The coverage list is generated from published provider profiles and is a way to find options to investigate. Confirm that the coverage is available for your business and state, and compare the actual policy forms and endorsements before choosing. 1,2

Business owner’s policy

  • Alliance Risk

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    Alliance Risk arranges business owner’s policies.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges business owner’s policies for startups.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers business owner’s policies for eligible small businesses with up to $30 million in revenue.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

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    Corgi lists a business owner’s policy in its coverage catalog.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coterie Insurance

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    Coterie offers a business owner’s policy through its agent channel.

    BrokerCarrier & MGA5.1/ 10
    Assessed provider: Coterie Insurance. Scope: Coterie brand/platform and Coterie Insurance Agency, LLC as an agency/MGA operation, with exact carrier evidence limited to Spinnaker Insurance Company for eligible Texas coastal BOP risks. No provider-wide rating or universal state-authority conclusion is verified.

  • Coverdash

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    Coverdash lists a business owner’s policy in its coverage hub.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

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    Embroker lists a business owner’s policy with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

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    ERGO NEXT markets a business owner’s policy.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Foxquilt

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    Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges business owner’s policies for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper accepts business owner’s policy inquiries through its coverage intake.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

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    Heffernan arranges business owner’s policies for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

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    Hiscox offers business owner’s policies for small businesses.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

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    HUB International arranges business owner’s policies for small and midsized businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Business Owner’s Policy (BOP); description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

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    Kinro lists a business owner’s policy in its product catalog.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Mylo

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    Mylo lists a business owner’s policy among its business insurance products.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Nationwide

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    Nationwide markets a BOP for eligible small businesses and describes property and liability elements with optional additions; actual coverage is controlled by policy forms.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Pie Insurance

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    Pie accepts business owner’s policy quote requests.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • TechInsurance

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    TechInsurance arranges business owner’s policies for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Hartford

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    The Hartford offers business owner’s policies combining property and liability coverage.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

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    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers business owner’s policies for small technology-services businesses.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

Commercial property

  • AIG

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    AIG Commercial Property / Retail Property

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges property insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Aon

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    Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

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    Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

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    BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • CFC

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    CFC offers property coverage within its property and casualty product.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers commercial property insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists commercial property in its coverage catalog.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

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    Embroker offers help obtaining commercial property insurance and invites property quote requests.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

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    ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Founder Shield

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    Founder Shield lists property insurance among its core offerings.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

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    Commercial property product page.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges commercial property insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper lists commercial property insurance and describes approaching insurance companies for customers.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

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    Heffernan arranges commercial property insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

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    HUB International arranges commercial property insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

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    As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges commercial property insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel commercial property

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Nationwide

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    Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Newfront

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    As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Relm Insurance

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    Relm lists commercial property insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Risklytics

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    Risklytics arranges commercial property insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • StartupInsurance.ai

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    StartupInsurance.ai arranges commercial property insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

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    TechInsurance arranges commercial property insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

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    Listed for real-estate, professional-services and other named commercial sectors.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

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    The Hartford offers commercial property insurance.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

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    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers commercial property insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges commercial property insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

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    As of September 16, 2026, Vouch lists business property for health care and life sciences programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

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    As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • WTW

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    WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

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    Zurich markets commercial property insurance.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Cyber liability

  • AIG

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    AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges cyber liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges cyber insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • At-Bay

    Compare

    At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.

    Broker5.2/ 10Carrier & MGA7.1/ 10
    Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.

  • Beazley

    Compare

    Beazley offers cyber insurance for small and midsized businesses.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • CFC

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    CFC offers cyber insurance, including primary and excess products.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers cyber insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coalition

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    Coalition offers cyber insurance.

    Broker6.1/ 10Carrier & MGA6.3/ 10
    Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.

  • Corgi

    Compare

    Corgi lists cyber insurance among its business insurance offerings.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coverdash

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    Coverdash lists cyber insurance in its coverage catalog.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Cowbell

    Compare

    Cowbell offers standalone and excess cyber products through its insurance-agency business.

    BrokerCarrier & MGA6.3/ 10
    Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.

  • Embroker

    Compare

    Embroker lists cyber insurance with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Founder Shield

    Compare

    Founder Shield lists cyber liability among its core offerings.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

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    Cyber product page; policy terms and limits not established.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges cyber insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper lists cyber insurance and describes approaching insurers for customers.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges cyber insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

    Compare

    Hiscox offers cyber insurance for small businesses.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

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    HUB International arranges cyber insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

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    Kinro lists cyber liability and compares business details with carrier appetite.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges cyber insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel Cyber 360

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh arranges cyber insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

    Compare

    Mylo invites cyber insurance quote requests and compares policies from multiple insurers.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Nationwide

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    Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Newfront

    Compare

    Newfront places cyber insurance, negotiates policy wording and provides claims consultation.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Pie Insurance

    Compare

    Pie provides access to cyber insurance quotes from carrier partners.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Relm Insurance

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    Relm lists cyber insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Resilience

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    Resilience markets cyber insurance on a primary or excess basis.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Resilience. Scope: Resilience cyber-risk platform and U.S. insurance distribution as presented by Arceo Labs Inc. d/b/a Resilience and Ocrea Risk Services LLC d/b/a Resilience Cyber Insurance Solutions. Scope covers cyber and technology E&O products and the disclosed Homeland Insurance Company of New York or Delaware underwriting routes; no affiliated risk-bearing entity or delegated underwriting authority is assumed.

  • RiskCube

    Compare

    RiskCube arranges cyber insurance for startups.

    Broker5.9/ 10Carrier & MGA
    Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.

  • Risklytics

    Compare

    Risklytics arranges cyber insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges cyber insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges cyber insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers cyber insurance and data-breach coverage.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges cyber insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists cyber liability in its technology-company programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • WTW

    Compare

    WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

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    Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

General liability

  • AIG

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    AIG Programs general liability (three separate program scopes)

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges general liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

    Compare

    Amelia Risk arranges general liability insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

    Compare

    Beazley offers general liability insurance in packages such as its environmental-services policy.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • biBerk

    Compare
    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • CFC

    Compare

    CFC offers general liability within its property and casualty product.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

    Compare

    Chubb offers general liability insurance within its commercial package products.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

    Compare

    Corgi lists commercial general liability among its business insurance offerings.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coterie Insurance

    Compare

    Coterie offers general liability policies for small businesses through its partner distribution.

    BrokerCarrier & MGA5.1/ 10
    Assessed provider: Coterie Insurance. Scope: Coterie brand/platform and Coterie Insurance Agency, LLC as an agency/MGA operation, with exact carrier evidence limited to Spinnaker Insurance Company for eligible Texas coastal BOP risks. No provider-wide rating or universal state-authority conclusion is verified.

  • Counterpart

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    GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists general liability in its Core Business coverage catalog with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

    Compare

    Embroker offers a general liability quote route among its individual business coverages.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

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    ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Founder Shield

    Compare

    Founder Shield lists general liability among its core coverage offerings.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

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    Company CGL product page; line-specific CGL membership only.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges general liability insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper lists general liability in its business-insurance services and quote inquiry.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges general liability insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

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    Hiscox offers general liability insurance for small businesses.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

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    HUB International arranges general liability insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

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    Kinro lists general liability and compares available carrier options.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges general liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel small-business casualty and property

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh arranges general liability insurance, including for data centers.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

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    Mylo compares general liability quotes from insurance carriers and also offers package options.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Nationwide

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    Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Newfront

    Compare

    Newfront includes general liability in its casualty placement services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Pie Insurance

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    Pie arranges general liability insurance through unaffiliated third-party insurers.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Relm Insurance

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    Relm lists general liability insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • RiskCube

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    RiskCube arranges general liability insurance for startups.

    Broker5.9/ 10Carrier & MGA
    Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.

  • Risklytics

    Compare

    Risklytics arranges general liability insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges general liability insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges general liability insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

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    Listed as general liability for professional-services clients and as a consideration for other named business sectors.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers general liability insurance.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

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    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers general liability insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges general liability insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists general liability among the core coverages in its technology-company programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • Zurich U.S.

    Compare

    Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Professional errors and omissions (E&O)

  • AIG

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    AIG entity-based Professional Liability / Specialty Professional E&O

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges professional liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges professional errors and omissions insurance for startups.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • At-Bay

    Compare

    At-Bay offers primary miscellaneous professional liability insurance.

    Broker5.2/ 10Carrier & MGA7.1/ 10
    Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.

  • Beazley

    Compare

    Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    Professional First materials describe a professional-liability portfolio with several professions and service types.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • CFC

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    CFC offers professional liability insurance for professional-service businesses.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coalition

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    Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.

    Broker6.1/ 10Carrier & MGA6.3/ 10
    Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.

  • Corgi

    Compare

    Corgi lists miscellaneous errors and omissions coverage for service-based businesses.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coterie Insurance

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    Coterie lists miscellaneous professional liability for eligible small businesses in participating states.

    BrokerCarrier & MGA5.1/ 10
    Assessed provider: Coterie Insurance. Scope: Coterie brand/platform and Coterie Insurance Agency, LLC as an agency/MGA operation, with exact carrier evidence limited to Spinnaker Insurance Company for eligible Texas coastal BOP risks. No provider-wide rating or universal state-authority conclusion is verified.

  • Counterpart

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    Several separately scoped professional-liability programs; do not generalize terms across professions.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

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    Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

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    ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Founder Shield

    Compare

    Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

    Compare

    Professional E&O product page.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

    Compare

    Gallagher arranges professional errors and omissions insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

    Compare

    Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges professional errors and omissions insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

    Compare

    Hiscox offers professional errors and omissions insurance for small businesses.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

    Compare

    HUB International arranges professional errors and omissions insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

    Compare

    Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

    Compare

    Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

    Compare

    Lockton arranges professional errors and omissions insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

    Compare

    Markel ProBiz miscellaneous E&O

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

    Compare

    Marsh arranges professional errors and omissions insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

    Compare
    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

    Compare

    Mylo compares professional liability quotes for claims from clients unhappy with professional services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Nationwide

    Compare

    Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Newfront

    Compare

    Newfront lists errors and omissions among its executive-risk coverage services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Pie Insurance

    Compare

    Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Relm Insurance

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    Relm lists professional errors and omissions insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • StartupInsurance.ai

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    StartupInsurance.ai arranges professional errors and omissions insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges professional errors and omissions insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Listed as professional liability/E&O for professional-services and government-contractor audiences.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers professional liability insurance for service businesses.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers professional errors and omissions insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

    Compare

    USI arranges professional errors and omissions insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists errors and omissions among the core coverages in its professional-services programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage includes errors and omissions in its technology insurance-program review services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • WTW

    Compare

    WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

    Compare

    Zurich markets professional errors and omissions insurance.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Tools, equipment and inland marine

  • AIG

    Compare

    AIG Inland Marine (Transportation & Logistics; Construction & Equipment)

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Berkshire Hathaway Specialty Insurance

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    BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • Chubb

    Compare

    Chubb offers inland marine insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coverdash

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    Coverdash arranges inland marine insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Foxquilt

    Compare

    Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Harper

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    Harper arranges inland marine coverage for tools and equipment that leave the shop.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • HUB International

    Compare

    HUB International arranges inland marine insurance through its marine practice.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Tools and Equipment Insurance; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

    Compare

    Kinro arranges tools and equipment coverage through its inland marine offering.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Markel Insurance

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    Markel commercial inland marine

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Nationwide

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    Nationwide markets inland-marine products including contractor equipment and installation floaters; product availability and covered property vary.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Relm Insurance

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    Relm lists inland marine insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Risklytics

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    Risklytics arranges inland marine equipment coverage for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges inland marine insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges inland marine coverage for contractors’ tools and equipment.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Baldwin lists inland and ocean marine among coverages that may be considered for digital-infrastructure clients; this entry covers inland marine only.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers inland marine insurance for midsize and large businesses.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers inland marine insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • Zurich U.S.

    Compare

    Zurich’s commercial property page separately lists Inland Marine coverages, including contractors’ equipment and warehouse liability; do not equate its broader Marine portfolio with this line.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Workers’ compensation

  • AIG

    Compare

    AIG Workers’ Compensation options by distinct channel

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

    Compare

    Alliance Risk arranges workers’ compensation insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

    Compare

    Amelia Risk arranges workers’ compensation insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

    Compare

    Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

    Compare
    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

    Compare

    Corgi lists workers’ compensation insurance.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coverdash

    Compare

    Coverdash lists workers’ compensation insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

    Compare

    Embroker arranges workers’ compensation insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

    Compare

    ERGO NEXT offers workers’ compensation insurance for small businesses.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Founder Shield

    Compare

    Founder Shield lists workers’ compensation insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

    Compare

    Workers’ compensation page; state requirements vary.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

    Compare

    Gallagher arranges workers’ compensation insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

    Compare

    Harper arranges workers’ compensation insurance.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges workers’ compensation insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

    Compare

    Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

    Compare

    HUB International arranges workers’ compensation insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

    Compare

    Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

    Compare

    Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

    Compare

    Lockton arranges workers’ compensation insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

    Compare

    Markel Workers Compensation

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

    Compare

    Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

    Compare

    Mylo compares workers’ compensation options from insurers.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Nationwide

    Compare

    Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Newfront

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    Newfront arranges workers’ compensation insurance through its casualty practice.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Pie Insurance

    Compare

    Pie Insurance offers workers’ compensation insurance for small businesses.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Risklytics

    Compare

    Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges workers’ compensation insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges workers’ compensation insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers workers’ compensation insurance.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers workers’ compensation insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

    Compare

    USI arranges workers’ compensation insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists workers’ compensation among core coverages for technology companies.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • Zurich U.S.

    Compare

    Zurich markets workers’ compensation insurance.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Sources

  1. Our Small Business Insurance Story. Simply Business; Opening description and audience; digital marketplace, business types and U.S. service. Accessed 2026-09-29.
  2. Terms of Service. Simply Business; Dated June 30, 2026; §1 lines 22–28; §8 lines 87–113; §10 lines 143–149; §19 line 211. Accessed 2026-09-29.
  3. Contact Us. Simply Business; Opening contact details lines 20–31; licensed-agent phone hours lines 46–59; U.S. licensing and state-specific name disclosures in footer lines 108–111, including California License #0M20593. Accessed 2026-09-29.

Updated 2026-09-29. Spot is a product of Tools for Enlightenment and participates in the commercial-insurance market. Provider descriptions cite public sources; shared coverage labels do not establish equivalent policy terms. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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