Upload what you bought
Send your Simply Business policy documents and certificates. Your Spot team notes whether property or cyber came inside another policy, and who the insurer is.
Maple Street Co.Organized by Spot
Switch from Simply Business
Switching from Simply Business? Compare your options with Spot
Simply Business is an online marketplace for business owner’s, general liability, professional liability and workers’ compensation, and your Spot team compares broker proposals against what you bought there.
- Property inside your BOP accounted for
- Cyber add-on compared with standalone cyber
- One shared file for policies and certificates
How it works
Tell us about your business
We collect your operations, locations, payroll and equipment, then check the lease or client agreement that prompted the purchase.
Business owner’s policy
Maple Street Co. · Policy review
- Policy wording
- Coverage limits
- Compare with
- Contract requirements
Confirm with your broker
Limits, exclusions, and endorsements
Brokers quote beyond the marketplace
We take your submission to brokers for the BOP, liability, workers’ compensation and any inland marine, and relay the responses in Slack.
# spot-support
AlexMaple Street Co.
Can we explore other brokers for our business owner’s policy?
RileySpot
Let’s review the information and discuss the next steps with your broker.
Compare bundles and bind
Your Spot team compares what a bundle includes against separate policies, then helps you bind before your marketplace policy ends.
Insurance documents
Broker reviewBusiness owner’s policy
Coverage limits · Policy terms
Maple Street Co.
Moving from Simply Business
Simply Business connects small businesses and solopreneurs with commercial insurance options. It offers business owner’s policies, general liability, professional liability and workers’ compensation. Commercial property is offered as part of a business owner’s policy, and cyber is an add-on for select buyers who buy another policy.
Why businesses consider switching
- 01
Your operations outgrew a package
More staff, equipment or locations can call for separate lines rather than one bundle.
- 02
You want cyber on its own
An add-on tied to another policy limits what you can change later.
- 03
You need a specialist for your trade
Some trades benefit from a broker who writes that kind of work regularly.
- 04
You want help with contracts
Contract clauses are easier to meet with a team that reads them alongside your policy.
How to switch without a gap
- 01
Check your renewal setting
Simply Business’s help pages and terms describe automatic renewal in different ways, so confirm what applies to your policy and the notice it requires.
- 02
Match property and liability limits
A replacement for your BOP changes property cover too. Ask for property limits in every proposal.
- 03
Bind the new policy before cancelling
Keep your policy active until the replacement shows as bound in writing.
- 04
Cancel through the producer and insurer
Use your online account or call the agents listed there, and ask about any cancellation fee. Then generate new certificates in the Spot app.
Coverage to consider
Business owner’s policy
Buy a business owner’s policy with Spot: a prepared submission, packages compared on property, liability and income terms, and certificates ready when asked.
Get quotesGeneral liability
Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.
Get quotesProfessional errors and omissions (E&O)
Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.
Get quotesWorkers’ compensation
Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.
Get quotesCommercial property
Commercial property insurance with Spot: every location prepared for the market and proposals compared on valuation, coinsurance, deductibles and exclusions.
Get quotesCyber liability
Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.
Get quotesTools, equipment and inland marine
Buy inland marine with Spot: your equipment inventory prepared, proposals compared on scheduling, valuation and territory, and policy documents kept together.
Get quotes
Common questions
Cyber came as an add-on. Can I buy it on its own?
Yes. Cyber can be quoted as its own policy, and your Spot team can ask brokers for it alongside your main program so you can compare an add-on with a standalone one.
What happens to my property coverage if I change my BOP?
Simply Business offers commercial property as part of a business owner’s policy, so replacing the policy changes your property coverage too. Ask for property limits in every proposal and compare them with what you hold.
Is Spot owned by Simply Business?
No. Spot has no affiliation with Simply Business or its parent, and we don’t act on its behalf.
My policy auto-renews. How do I avoid paying twice?
Check the renewal terms in your account early and time the new policy’s start to match the renewal date. Your Spot team puts the notice deadline on your calendar.
Do brokers cost extra through Spot?
Spot takes no commissions on premiums. Brokers are paid by insurers in the usual way, and you can ask each how.
Related
Get insurance off your to-do list.
Simply Business is an online marketplace for business owner’s, general liability, professional liability and workers’ compensation, and your Spot team compares broker proposals against what you bought there.
Get StartedLearn more before you switch providers
Read these before you choose a policy or an insurer.
