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Alternatives to Nationwide

Nationwide markets commercial insurance through small-business, agribusiness, middle-market and specialty channels. Its general P&C disclosure names Nationwide Mutual Insurance Company and affiliated companies as underwriting companies; the reviewed materials do not map each commercial product to its legal issuer. When you compare another quote, match the business and requested protection first; a shared coverage label does not establish that the policy terms or eligibility are equivalent. 1,2

Absence from Spot’s documented catalogue does not establish that a coverage line is unavailable from a provider; it means Spot’s research does not yet document it.

What to Weigh

Start with the policy, not the shared line name. Ask each provider to confirm the insured entity, covered operations, limits, exclusions, and any conditions that matter to your risk before treating two quotes as substitutes. 1,2

Compare the route and ongoing service as well as the quote. Nationwide says small-business buyers can start an online quote and then call or work with an agent to purchase. Its BOP page says a quote can be started online; this does not establish online binding for every product or applicant. Ask who can bind the policy, who handles changes and renewals, and where to report a claim. 1,3

The coverage list is generated from published provider profiles and is a way to find options to investigate. Confirm that the coverage is available for your business and state, and compare the actual policy forms and endorsements before choosing. 1,2

Builders risk

  • AIG

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    AIG Builders Risk

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges builders risk insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Aon

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    Aon names Construction Property/Builders Risk on its global construction page; confirm whether this line is offered for the buyer, state, and placement.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Berkshire Hathaway Specialty Insurance

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    BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • Chubb

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    Chubb offers builders risk insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    Inland Marine appetite category; separately, Ocean Marine lists Hull Builders Risk

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists builders risk among its property coverage options.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Foxquilt

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    Builder’s risk product page; policy-specific construction terms not established.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges builders risk.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper includes builders risk in its construction and contractor insurance offering.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

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    Heffernan arranges builders risk.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

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    HUB International arranges builders risk insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Markel Insurance

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    Markel builders risk

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • StartupInsurance.ai

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    StartupInsurance.ai arranges builders risk insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • The Baldwin Group

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    Listed for digital-infrastructure projects and in commercial real-estate construction risk.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • WithCoverage

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    WithCoverage reviews builders risk exposures in construction insurance programs and offers broker-transition support.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • Zurich U.S.

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    Zurich markets a Commercial Builders Risk program for construction projects; the project-value language conflicts within Zurich’s own page and requires confirmation.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Business owner’s policy

  • Alliance Risk

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    Alliance Risk arranges business owner’s policies.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges business owner’s policies for startups.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers business owner’s policies for eligible small businesses with up to $30 million in revenue.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

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    Corgi lists a business owner’s policy in its coverage catalog.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coterie Insurance

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    Coterie offers a business owner’s policy through its agent channel.

    BrokerCarrier & MGA5.1/ 10
    Assessed provider: Coterie Insurance. Scope: Coterie brand/platform and Coterie Insurance Agency, LLC as an agency/MGA operation, with exact carrier evidence limited to Spinnaker Insurance Company for eligible Texas coastal BOP risks. No provider-wide rating or universal state-authority conclusion is verified.

  • Coverdash

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    Coverdash lists a business owner’s policy in its coverage hub.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

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    Embroker lists a business owner’s policy with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

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    ERGO NEXT markets a business owner’s policy.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Foxquilt

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    Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges business owner’s policies for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper accepts business owner’s policy inquiries through its coverage intake.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

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    Heffernan arranges business owner’s policies for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

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    Hiscox offers business owner’s policies for small businesses.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

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    HUB International arranges business owner’s policies for small and midsized businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Business Owner’s Policy (BOP); description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

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    Kinro lists a business owner’s policy in its product catalog.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Mylo

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    Mylo lists a business owner’s policy among its business insurance products.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Pie Insurance

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    Pie accepts business owner’s policy quote requests.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Simply Business

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • TechInsurance

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    TechInsurance arranges business owner’s policies for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Hartford

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    The Hartford offers business owner’s policies combining property and liability coverage.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

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    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers business owner’s policies for small technology-services businesses.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

Cargo and transit

  • AIG

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    AIG Ocean Cargo

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges inland and ocean marine coverage for goods in transit.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges stock-throughput (cargo) insurance for consumer-product businesses, which can address inventory in transit and at other locations.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

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    Aon lists cargo placements in its global marine practice; U.S. eligibility, insurer, limits and policy terms are not stated on the reviewed page.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Berkshire Hathaway Specialty Insurance

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    BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • Chubb

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    Chubb offers cargo insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

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    Corgi lists a cargo contractual liability product in its transportation offering.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coverdash

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    Coverdash lists motor truck cargo and ocean marine coverage options.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Founder Shield

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    Founder Shield lists transit and transportation coverage for goods in transit or stored offsite.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Heffernan Insurance Brokers

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    Heffernan arranges marine cargo insurance for freight, import and export businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

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    HUB International arranges cargo insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges cargo insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel cargo and transit coverage

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Newfront

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    Newfront lists cargo stock throughput among the coverages its property team handles.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • The Baldwin Group

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    Transportation page lists cargo insurance; it does not state a particular transit form or coverage terms.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • Travelers

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    Travelers offers cargo insurance through its transportation, cargo and logistics offering.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges cargo and transit insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • WithCoverage

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    WithCoverage reviews cargo exposures in consumer-business insurance programs and offers broker-transition support.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • WTW

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    WTW identifies Global Cargo within its global marine practice and includes cargo risk in its named data-center policy. These descriptions do not establish a particular US placement, insurer, policy wording, or availability.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

Commercial auto

  • AIG

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    AIG Truck Insurance Group commercial auto (scoped to for-hire trucking)

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges commercial auto insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges commercial auto insurance for consumer-product businesses.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon lists automobile liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

    Compare

    Chubb offers commercial auto insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

    Compare

    Corgi links to trucking auto-liability coverage from its transportation menu.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coverdash

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    Coverdash lists commercial auto in its coverage catalog and invites quote requests.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

    Compare

    Embroker offers help obtaining commercial auto insurance and invites quote requests.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Foxquilt

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    Commercial auto product page; HNOA is not split out.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges commercial auto insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper lists commercial auto insurance and describes approaching insurers for customers.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges commercial auto insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

    Compare

    HUB International arranges commercial auto insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Commercial Auto; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

    Compare

    As of September 16, 2026, Kinro lists commercial auto and describes matching business details to carrier appetite.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

    Compare

    Lockton arranges commercial auto insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

    Compare

    As of September 16, 2026, Mylo invites commercial-auto quote requests and describes comparing policies from multiple insurers.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Newfront

    Compare

    As of September 16, 2026, Newfront lists auto liability within its casualty placement services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges commercial auto insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges commercial auto insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Listed for government-contracting, transportation and digital-infrastructure exposures.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers commercial auto insurance as a business coverage; small businesses cannot currently buy it online and may be quoted through a local agency.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers commercial auto insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

    Compare

    USI arranges commercial auto insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Zurich U.S.

    Compare

    Zurich markets commercial auto for rental fleets; the reviewed source does not establish the same terms for all commercial-auto classes.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Commercial property

  • AIG

    Compare

    AIG Commercial Property / Retail Property

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

    Compare

    Alliance Risk arranges property insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Aon

    Compare

    Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

    Compare

    Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • CFC

    Compare

    CFC offers property coverage within its property and casualty product.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

    Compare

    Chubb offers commercial property insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

    Compare
    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coverdash

    Compare

    Coverdash lists commercial property in its coverage catalog.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

    Compare

    Embroker offers help obtaining commercial property insurance and invites property quote requests.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

    Compare

    ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Founder Shield

    Compare

    Founder Shield lists property insurance among its core offerings.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

    Compare

    Commercial property product page.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

    Compare

    Gallagher arranges commercial property insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

    Compare

    Harper lists commercial property insurance and describes approaching insurance companies for customers.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges commercial property insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

    Compare

    HUB International arranges commercial property insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

    Compare

    Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

    Compare

    As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

    Compare
    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

    Compare

    Lockton arranges commercial property insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

    Compare

    Markel commercial property

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

    Compare

    Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

    Compare
    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Newfront

    Compare

    As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Relm Insurance

    Compare

    Relm lists commercial property insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Risklytics

    Compare

    Risklytics arranges commercial property insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • Simply Business

    Compare

    Offered as part of a BOP, rather than as a standalone policy.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges commercial property insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges commercial property insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Listed for real-estate, professional-services and other named commercial sectors.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers commercial property insurance.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers commercial property insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

    Compare

    USI arranges commercial property insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    As of September 16, 2026, Vouch lists business property for health care and life sciences programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • WTW

    Compare

    WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

    Compare

    Zurich markets commercial property insurance.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Crime

  • AIG

    Compare

    AIG Crime Insurance / CrimeGuard Choice

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

    Compare

    Alliance Risk arranges crime insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

    Compare

    Amelia Risk arranges employee crime (fidelity) insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon lists crime within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

    Compare

    Beazley offers commercial crime insurance.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • CFC

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    CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers crime coverage within its ForeFront portfolio for private, nonprofit and health care organizations.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    named Management Liability coverage and configurable Epack 3 component

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coalition

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    Coalition offers crime insurance through its executive-risks product for private and nonprofit US organizations.

    Broker6.1/ 10Carrier & MGA6.3/ 10
    Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.

  • Corgi

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    Corgi lists crime insurance among its main policies.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Counterpart

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    Named Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists crime coverage in its catalog and invites quote requests.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Cowbell

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    Cowbell offers a crime module in Zurich Select Plus for small and medium private companies, available through appointed Zurich E&S wholesalers.

    BrokerCarrier & MGA6.3/ 10
    Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.

  • Embroker

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    Embroker lists commercial crime and offers a corresponding quote path.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Founder Shield

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    Founder Shield lists crime insurance among its core offerings.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

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    Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges crime insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Heffernan Insurance Brokers

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    Heffernan arranges crime insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

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    HUB International arranges commercial crime insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges commercial crime insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel Cyber 360 eCrime component (standalone product not established)

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Newfront

    Compare

    As of September 16, 2026, Newfront lists fidelity and crime within its executive-risk services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Relm Insurance

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    Relm lists crime insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • RiskCube

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    RiskCube arranges commercial crime insurance for startups.

    Broker5.9/ 10Carrier & MGA
    Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.

  • StartupInsurance.ai

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    StartupInsurance.ai arranges commercial crime insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • The Baldwin Group

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    Listed as commercial crime or crime/fidelity within specified sectors.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

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    The Hartford offers crime insurance as a management-liability coverage option.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • Travelers

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    Travelers offers commercial crime insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges crime insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    As of September 16, 2026, Vouch lists crime among the coverages in its technology-company programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WTW

    Compare

    WTW’s 2024 annual report describes crime insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

    Compare

    Zurich markets commercial crime insurance as standalone policies and as package solutions; package structure is distinct from any specific policy terms.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Cyber liability

  • AIG

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    AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges cyber liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges cyber insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

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    Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • At-Bay

    Compare

    At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.

    Broker5.2/ 10Carrier & MGA7.1/ 10
    Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.

  • Beazley

    Compare

    Beazley offers cyber insurance for small and midsized businesses.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • CFC

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    CFC offers cyber insurance, including primary and excess products.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers cyber insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coalition

    Compare

    Coalition offers cyber insurance.

    Broker6.1/ 10Carrier & MGA6.3/ 10
    Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.

  • Corgi

    Compare

    Corgi lists cyber insurance among its business insurance offerings.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coverdash

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    Coverdash lists cyber insurance in its coverage catalog.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Cowbell

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    Cowbell offers standalone and excess cyber products through its insurance-agency business.

    BrokerCarrier & MGA6.3/ 10
    Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.

  • Embroker

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    Embroker lists cyber insurance with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Founder Shield

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    Founder Shield lists cyber liability among its core offerings.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

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    Cyber product page; policy terms and limits not established.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges cyber insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper lists cyber insurance and describes approaching insurers for customers.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

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    Heffernan arranges cyber insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

    Compare

    Hiscox offers cyber insurance for small businesses.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

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    HUB International arranges cyber insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

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    Kinro lists cyber liability and compares business details with carrier appetite.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges cyber insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

    Compare

    Markel Cyber 360

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

    Compare

    Marsh arranges cyber insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

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    Mylo invites cyber insurance quote requests and compares policies from multiple insurers.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Newfront

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    Newfront places cyber insurance, negotiates policy wording and provides claims consultation.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Pie Insurance

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    Pie provides access to cyber insurance quotes from carrier partners.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Relm Insurance

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    Relm lists cyber insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Resilience

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    Resilience markets cyber insurance on a primary or excess basis.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Resilience. Scope: Resilience cyber-risk platform and U.S. insurance distribution as presented by Arceo Labs Inc. d/b/a Resilience and Ocrea Risk Services LLC d/b/a Resilience Cyber Insurance Solutions. Scope covers cyber and technology E&O products and the disclosed Homeland Insurance Company of New York or Delaware underwriting routes; no affiliated risk-bearing entity or delegated underwriting authority is assumed.

  • RiskCube

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    RiskCube arranges cyber insurance for startups.

    Broker5.9/ 10Carrier & MGA
    Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.

  • Risklytics

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    Risklytics arranges cyber insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • Simply Business

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    Add-on for select buyers purchasing another business policy; phone quote route.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • StartupInsurance.ai

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    StartupInsurance.ai arranges cyber insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

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    TechInsurance arranges cyber insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

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    Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

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    The Hartford offers cyber insurance and data-breach coverage.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

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    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges cyber insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists cyber liability in its technology-company programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

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    WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • WTW

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    WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

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    Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Directors and officers

  • AIG

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    AIG Directors & Officers Liability

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges directors and officers liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges directors and officers liability.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

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    Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

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    Executive First D&O liability materials describe separate public-company and private-company products.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • CFC

    Compare

    CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers directors and officers liability insurance for smaller privately held companies through ForeFront.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coalition

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    Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations.

    Broker6.1/ 10Carrier & MGA6.3/ 10
    Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.

  • Corgi

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    Corgi lists directors and officers insurance among its business insurance offerings.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Counterpart

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    Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists directors and officers insurance in its coverage catalog.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Cowbell

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    Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers.

    BrokerCarrier & MGA6.3/ 10
    Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.

  • Embroker

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    Embroker lists directors and officers insurance with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Founder Shield

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    Founder Shield lists directors and officers insurance among its core offerings.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Gallagher

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    Gallagher arranges directors and officers liability.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Heffernan Insurance Brokers

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    Heffernan arranges directors and officers liability.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

    Compare

    HUB International arranges directors and officers liability insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Kinro

    Compare

    Kinro lists directors and officers insurance and compares business details with carrier appetite.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges directors and officers liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel private and nonprofit D&O

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh arranges directors and officers liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Newfront

    Compare

    Newfront lists D&O for private and public companies within its executive-risk services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Relm Insurance

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    Relm lists directors and officers liability for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • RiskCube

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    RiskCube arranges directors and officers liability insurance for startups.

    Broker5.9/ 10Carrier & MGA
    Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.

  • Risklytics

    Compare

    Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges directors and officers liability insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges directors and officers liability insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

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    Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers directors and officers liability for private, public and nonprofit organizations.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers directors and officers liability insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

    Compare

    USI arranges directors and officers liability insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists directors and officers insurance in its technology-company programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage reviews D&O exposures in technology-company insurance programs and offers broker-transition support.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • Zurich U.S.

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    Zurich markets directors and officers liability insurance.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Employment practices liability

  • AIG

    Compare

    AIG Employment Practices Liability Insurance

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges employment practices liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

    Compare

    Amelia Risk arranges employment practices liability.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon lists EPL for professional-services firms in a global practice; this does not establish eligibility for every U.S. employer or state.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

    Compare

    Beazley offers employment practices liability insurance for private organizations through ExecuGuard.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • CFC

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    CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers employment practices liability insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coalition

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    Coalition offers employment practices liability through its executive-risks product for private and nonprofit US organizations.

    Broker6.1/ 10Carrier & MGA6.3/ 10
    Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.

  • Corgi

    Compare

    Corgi lists employment practices liability among its business-insurance offerings.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Counterpart

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    Named Employment Practices Liability product; examples and policy terms govern.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists employment practices coverage in its quote catalog.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Cowbell

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    Cowbell offers Zurich Select Plus employment practices coverage for small and medium private companies, available through appointed Zurich E&S wholesalers.

    BrokerCarrier & MGA6.3/ 10
    Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.

  • Embroker

    Compare

    Embroker offers quotes for employment practices liability as an individual coverage.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Founder Shield

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    Founder Shield lists employment practices liability among its core coverage services.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Gallagher

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    Gallagher arranges employment practices liability.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Heffernan Insurance Brokers

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    Heffernan arranges employment practices liability.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

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    HUB International arranges employment practices liability insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges employment practices liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel employment practices liability

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh arranges employment practices liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Newfront

    Compare

    Newfront lists employment practices liability within its executive-risk placement and coverage-negotiation services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Relm Insurance

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    Relm lists employment practices liability for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • RiskCube

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    RiskCube arranges employment practices liability insurance for startups.

    Broker5.9/ 10Carrier & MGA
    Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.

  • StartupInsurance.ai

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    StartupInsurance.ai arranges employment practices liability insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges employment practices liability insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

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    Listed as employment-practices liability for the named commercial sector examples.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers employment practices liability through business owner’s and management-liability products; EPL built into its business owner’s policy is not available in California, Minnesota, North Dakota or New York.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers employment practices liability insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges employment practices liability insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists employment practices liability within its insurance programs for technology companies.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WTW

    Compare

    WTW’s 2024 annual report describes employment-practices insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

    Compare

    Zurich markets Employment Practices Liability Insurance (EPLI).

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Equipment breakdown

  • AIG

    Compare

    AIG Programs lists equipment breakdown in named program schedules including the manufactured-housing program; schedule-specific membership only.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges equipment breakdown insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Chubb

    Compare

    Chubb offers equipment breakdown insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

    Compare
    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coverdash

    Compare

    Coverdash lists equipment breakdown in its quote catalog.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Gallagher

    Compare

    Gallagher arranges boiler and machinery coverage through its property practice.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • HUB International

    Compare

    HUB International arranges equipment breakdown insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Liberty Mutual

    Compare
    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Markel Insurance

    Compare

    Equipment-breakdown option within property coverage; standalone product not established

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

    Compare

    Marsh arranges equipment breakdown insurance, including for data centers.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Newfront

    Compare

    Newfront offers equipment breakdown solutions through its property practice.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • The Baldwin Group

    Compare

    Listed as machinery/equipment breakdown for digital-infrastructure and transportation exposures.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • THREE by Berkshire Hathaway

    Compare

    THREE lists equipment breakdown within the package; its displayed sample excludes machinery, equipment or listed vehicles that stop without an accident. Check the quoted form for the actual protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers equipment breakdown insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

Fiduciary liability

  • AIG

    Compare

    AIG Fiduciary Liability Insurance / Fiduciary Edge

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges fiduciary liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

    Compare

    Amelia Risk arranges fiduciary liability.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon lists fiduciary liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

    Compare

    Beazley offers fiduciary liability insurance for private organizations through ExecuGuard.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • CFC

    Compare

    CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers fiduciary liability insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

    Compare
    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coalition

    Compare

    Coalition offers fiduciary liability through its executive-risks product for private and nonprofit US organizations.

    Broker6.1/ 10Carrier & MGA6.3/ 10
    Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.

  • Corgi

    Compare

    Corgi lists fiduciary liability in its coverage catalog and package options.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Counterpart

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    Named Fiduciary Liability product for benefit-plan exposures; law and policy terms govern.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Coverdash

    Compare

    Coverdash lists fiduciary coverage in its coverage hub.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Cowbell

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    Cowbell offers Zurich Select Plus fiduciary liability for small and medium private companies, available through appointed Zurich E&S wholesalers.

    BrokerCarrier & MGA6.3/ 10
    Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.

  • Embroker

    Compare

    Embroker lists fiduciary liability with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Founder Shield

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    Founder Shield lists fiduciary liability among its core coverages.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Gallagher

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    Gallagher arranges fiduciary liability.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Heffernan Insurance Brokers

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    Heffernan arranges fiduciary liability.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

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    HUB International arranges fiduciary liability insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges fiduciary liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel fiduciary liability

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

    Compare

    Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Newfront

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    Newfront lists fiduciary coverage among its executive-risk brokerage services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Relm Insurance

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    Relm lists fiduciary liability for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • RiskCube

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    RiskCube arranges fiduciary liability insurance for startups.

    Broker5.9/ 10Carrier & MGA
    Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.

  • StartupInsurance.ai

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    StartupInsurance.ai arranges fiduciary liability insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • The Baldwin Group

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    Listed as fiduciary liability for named commercial-sector audiences.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers fiduciary liability as a management-liability coverage option.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

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    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers fiduciary liability insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges fiduciary liability insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Zurich U.S.

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    Zurich markets fiduciary liability insurance.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

General liability

  • AIG

    Compare

    AIG Programs general liability (three separate program scopes)

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges general liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

    Compare

    Amelia Risk arranges general liability insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

    Compare

    Beazley offers general liability insurance in packages such as its environmental-services policy.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • CFC

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    CFC offers general liability within its property and casualty product.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers general liability insurance within its commercial package products.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

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    Corgi lists commercial general liability among its business insurance offerings.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coterie Insurance

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    Coterie offers general liability policies for small businesses through its partner distribution.

    BrokerCarrier & MGA5.1/ 10
    Assessed provider: Coterie Insurance. Scope: Coterie brand/platform and Coterie Insurance Agency, LLC as an agency/MGA operation, with exact carrier evidence limited to Spinnaker Insurance Company for eligible Texas coastal BOP risks. No provider-wide rating or universal state-authority conclusion is verified.

  • Counterpart

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    GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists general liability in its Core Business coverage catalog with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

    Compare

    Embroker offers a general liability quote route among its individual business coverages.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

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    ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Founder Shield

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    Founder Shield lists general liability among its core coverage offerings.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

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    Company CGL product page; line-specific CGL membership only.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges general liability insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

    Compare

    Harper lists general liability in its business-insurance services and quote inquiry.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges general liability insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

    Compare

    Hiscox offers general liability insurance for small businesses.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

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    HUB International arranges general liability insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

    Compare

    Kinro lists general liability and compares available carrier options.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges general liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

    Compare

    Markel small-business casualty and property

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

    Compare

    Marsh arranges general liability insurance, including for data centers.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

    Compare

    Mylo compares general liability quotes from insurance carriers and also offers package options.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Newfront

    Compare

    Newfront includes general liability in its casualty placement services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Pie Insurance

    Compare

    Pie arranges general liability insurance through unaffiliated third-party insurers.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Relm Insurance

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    Relm lists general liability insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • RiskCube

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    RiskCube arranges general liability insurance for startups.

    Broker5.9/ 10Carrier & MGA
    Assessed provider: RiskCube. Scope: RiskCube Insurance Services, LLC as the producer/broker and RiskCube, Inc. as platform/operational support. RiskCube’s own disclosures say it is not a carrier and does not underwrite; third-party carrier and policy-specific issuer remain outside the generic brand scope.

  • Risklytics

    Compare

    Risklytics arranges general liability insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • Simply Business

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • StartupInsurance.ai

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    StartupInsurance.ai arranges general liability insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

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    TechInsurance arranges general liability insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Listed as general liability for professional-services clients and as a consideration for other named business sectors.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers general liability insurance.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers general liability insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges general liability insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists general liability among the core coverages in its technology-company programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • Zurich U.S.

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    Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Management liability

  • AIG

    Compare

    AIG Programs Management Liability for private and non-profit companies with revenue up to $50 million; listed components are D&O, EPL and fiduciary liability.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

    Compare

    Alliance Risk advises on management-liability packages and standalone options.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Aon

    Compare

    Aon describes management liability in its global Professional Services Practice as a partnership program for law, accounting and consulting firms, rather than a standalone line; U.S. availability and specific policy terms are not established.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Beazley

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    Beazley offers management liability insurance for private organizations through ExecuGuard.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • CFC

    Compare

    CFC offers a US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers management liability insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coverdash

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    Coverdash arranges management liability insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Cowbell

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    Cowbell provides access to Zurich management liability for private businesses with fewer than 250 employees and under $50 million in assets through Zurich-appointed wholesalers.

    BrokerCarrier & MGA6.3/ 10
    Assessed provider: Cowbell. Scope: Cowbell US cyber and specialty program-administration activity at the named-entity level, centered on Cowbell Insurance Agency LLC as producer/general-agent/MGA activity. Palomar Specialty Insurance Company and Chaucer Specialty Insurance Company are separate external carrier-paper relationships and are not treated as Cowbell-owned risk-bearing entities; Cowbell Cyber, Inc. is brand/operator context.

  • Embroker

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    Embroker markets a management insurance suite for private companies.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Harper

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    Harper arranges management liability insurance through its partner brokerage service.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges management liability insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

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    HUB International arranges management liability insurance through its professional and executive risk practice.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Markel Insurance

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    Markel management liability

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh arranges management liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Newfront

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    Newfront arranges management liability insurance for private and public companies.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • The Baldwin Group

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    Listed for named sectors; Baldwin’s dedicated page describes D&O and management-liability advisory programs.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

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    The Hartford offers management-liability packages, including Private Choice Premier.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • Travelers

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    Travelers offers management liability insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges management liability coverage, including directors and officers, employment practices, fiduciary and crime insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • WTW

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    WTW’s 2024 annual report describes management-liability solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

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    Zurich markets a management liability portfolio with multiple distinct lines.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Professional errors and omissions (E&O)

  • AIG

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    AIG entity-based Professional Liability / Specialty Professional E&O

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges professional liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges professional errors and omissions insurance for startups.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

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    Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • At-Bay

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    At-Bay offers primary miscellaneous professional liability insurance.

    Broker5.2/ 10Carrier & MGA7.1/ 10
    Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.Assessed provider: At-Bay. Scope: At-Bay Insurance Services LLC as producer/broker and At-Bay Specialty Insurance Company as a Delaware-based E&S carrier, with issuer evidence limited to Cyber and Tech E&O policies announced as issuing on its own paper beginning August 7, 2023.

  • Beazley

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    Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.

    Broker6.9/ 10Carrier & MGA5.5/ 10
    Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.Assessed provider: Beazley. Scope: Beazley's US activity at the named-entity level: Beazley USA Services, Inc. as the US insurance-services and producer entity, and Beazley Insurance Company, Inc., Beazley America Insurance Company, Inc. and Beazley Excess and Surplus Insurance, Inc. as the US insurers named in the US terms and ratings table. Authority and authorisation are verified in Georgia, Texas, Pennsylvania and Colorado only. No Beazley US programme has an evidenced carrier or reinsurance panel: the reviewed material maps no product to an issuing entity, so capacity is assessed at entity authorisation level and no programme-level capacity claim is made. Beazley plc group evidence is contextual, and Lloyd's syndicate ratings are excluded from the US entity assessment.

  • Berkshire Hathaway Specialty Insurance

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    Professional First materials describe a professional-liability portfolio with several professions and service types.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • CFC

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    CFC offers professional liability insurance for professional-service businesses.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coalition

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    Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.

    Broker6.1/ 10Carrier & MGA6.3/ 10
    Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.Assessed provider: Coalition. Scope: Coalition's US cyber and technology-errors-and-omissions activity at the named-entity level. Producer, surplus-lines, Texas managing-general-agency and Texas adjuster authority is verified for Coalition Insurance Solutions, Inc. in Georgia, Texas, Pennsylvania and Colorado only. Capacity is assessed for two named programmes and no others. For the admitted cyber programme, the issuer is Coalition Insurance Company, NAIC 29530, whose Georgia, Texas and Pennsylvania authorisations are verified, whose appointment of Coalition Insurance Solutions is recorded in Texas and Pennsylvania, and whose AM Best A- rating was affirmed in July 2026; the reinsurance panel behind it is undisclosed. For the Coalition Re programme of cyber reinsurance treaties and white-labelled cover, the capacity panel is led by Aspen on Coalition's own statement; that evidence reaches Coalition Re only and not the carrier's paper. The non-admitted cyber and executive-risk programmes, which Coalition places with unaffiliated insurers, have no evidenced panel and are not assessed. Coalition Incident Response, Inc. is a separate security-services entity and is out of scope.

  • Corgi

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    Corgi lists miscellaneous errors and omissions coverage for service-based businesses.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coterie Insurance

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    Coterie lists miscellaneous professional liability for eligible small businesses in participating states.

    BrokerCarrier & MGA5.1/ 10
    Assessed provider: Coterie Insurance. Scope: Coterie brand/platform and Coterie Insurance Agency, LLC as an agency/MGA operation, with exact carrier evidence limited to Spinnaker Insurance Company for eligible Texas coastal BOP risks. No provider-wide rating or universal state-authority conclusion is verified.

  • Counterpart

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    Several separately scoped professional-liability programs; do not generalize terms across professions.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

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    Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

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    ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Founder Shield

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    Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

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    Professional E&O product page.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges professional errors and omissions insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges professional errors and omissions insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

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    Hiscox offers professional errors and omissions insurance for small businesses.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

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    HUB International arranges professional errors and omissions insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

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    Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges professional errors and omissions insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel ProBiz miscellaneous E&O

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh arranges professional errors and omissions insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

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    Mylo compares professional liability quotes for claims from clients unhappy with professional services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Newfront

    Compare

    Newfront lists errors and omissions among its executive-risk coverage services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Pie Insurance

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    Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Relm Insurance

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    Relm lists professional errors and omissions insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Simply Business

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • StartupInsurance.ai

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    StartupInsurance.ai arranges professional errors and omissions insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

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    TechInsurance arranges professional errors and omissions insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

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    Listed as professional liability/E&O for professional-services and government-contractor audiences.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

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    The Hartford offers professional liability insurance for service businesses.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

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    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

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    Travelers offers professional errors and omissions insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

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    USI arranges professional errors and omissions insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

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    Vouch lists errors and omissions among the core coverages in its professional-services programs.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage includes errors and omissions in its technology insurance-program review services.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • WTW

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    WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

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    Zurich markets professional errors and omissions insurance.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Surety bonds

  • Aon

    Compare

    Aon markets Commercial Surety globally and says availability depends on jurisdiction; the page does not establish U.S. placement availability.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • Chubb

    Compare

    Chubb offers surety bonds.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coverdash

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    Coverdash lists surety bonds in its Excess & Specialty catalog with a quote route.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

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    Embroker arranges construction-contract and license or permit surety bonds.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • Gallagher

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    Gallagher arranges surety bonds.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper arranges license, permit and contract surety bonds.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges surety bonds, including through a linked online bond portal.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

    Compare

    HUB International arranges surety bonds.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

    Compare

    Insureon markets Small Business Surety Bonds; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

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    Lockton arranges surety bonds.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel Surety bonds

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

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    Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

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    Mylo compares commercial surety-bond quotes for license or permit obligations.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Newfront

    Compare

    Newfront arranges contract and commercial surety bonds.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Relm Insurance

    Compare

    Relm lists contract surety for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • StartupInsurance.ai

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    StartupInsurance.ai arranges surety bonds for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges surety bonds for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Dedicated surety practice describes bond advisory/placement across contract, commercial and subdivision contexts.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • Travelers

    Compare

    Travelers offers surety bonds.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

    Compare

    USI arranges contract, commercial and international surety bonds.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • WTW

    Compare

    WTW’s 2024 annual report describes a global bond-placement team. This is a dated global group capability, not evidence of current U.S. placement terms or eligibility.

    Broker7.0/ 10Carrier & MGA
    Assessed provider: WTW. Scope: WTW commercial insurance brokerage (Corporate Risk & Broking), assessed at brand level from WTW's terms, its 2025 SEC filing and U.S., U.K., Irish and Belgian regulator records. It does not assess one placement, one insurer, or WTW's consulting, benefits or investment businesses.

  • Zurich U.S.

    Compare

    Zurich markets construction and corporate surety bonds.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Tools, equipment and inland marine

  • AIG

    Compare

    AIG Inland Marine (Transportation & Logistics; Construction & Equipment)

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • Chubb

    Compare

    Chubb offers inland marine insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

    Compare
    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Coverdash

    Compare

    Coverdash arranges inland marine insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Foxquilt

    Compare

    Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Harper

    Compare

    Harper arranges inland marine coverage for tools and equipment that leave the shop.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • HUB International

    Compare

    HUB International arranges inland marine insurance through its marine practice.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

    Compare

    Insureon markets Tools and Equipment Insurance; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

    Compare

    Kinro arranges tools and equipment coverage through its inland marine offering.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Markel Insurance

    Compare

    Markel commercial inland marine

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Relm Insurance

    Compare

    Relm lists inland marine insurance for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Risklytics

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    Risklytics arranges inland marine equipment coverage for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • Simply Business

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    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges inland marine insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges inland marine coverage for contractors’ tools and equipment.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Baldwin lists inland and ocean marine among coverages that may be considered for digital-infrastructure clients; this entry covers inland marine only.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers inland marine insurance for midsize and large businesses.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers inland marine insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • Zurich U.S.

    Compare

    Zurich’s commercial property page separately lists Inland Marine coverages, including contractors’ equipment and warehouse liability; do not equate its broader Marine portfolio with this line.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Umbrella and excess liability

  • AIG

    Compare

    AIG Excess Casualty (lead umbrella and mid/high excess)

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges umbrella and excess liability insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges umbrella and excess liability.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

    Compare

    Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • Berkshire Hathaway Specialty Insurance

    Compare

    BHSI lists lead umbrella and excess casualty within its U.S. casualty products.

    BrokerCarrier & MGA7.0/ 10
    Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • CFC

    Compare

    CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

    Compare

    Chubb offers umbrella and excess liability insurance.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

    Compare

    Corgi lists commercial umbrella liability insurance.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coverdash

    Compare

    Coverdash lists umbrella and excess liability insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Founder Shield

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    Founder Shield lists umbrella insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

    Compare

    Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges umbrella and excess liability.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

    Compare

    Harper arranges umbrella insurance.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

    Compare

    Heffernan arranges excess and umbrella insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • HUB International

    Compare

    HUB International arranges umbrella and excess liability insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

    Compare

    Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

    Compare

    Kinro lists umbrella and excess liability insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

    Compare

    Lockton arranges umbrella and excess liability insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

    Compare

    Markel excess casualty and umbrella

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Mylo

    Compare

    Mylo compares commercial umbrella quotes from insurers.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Newfront

    Compare

    Newfront arranges umbrella and excess liability insurance through its casualty practice.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Relm Insurance

    Compare

    Relm lists excess liability for placement through brokers.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Risklytics

    Compare

    Risklytics arranges umbrella insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges umbrella and excess liability insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges commercial umbrella insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

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    The Hartford lists commercial umbrella insurance among its business coverage options.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • Travelers

    Compare

    Travelers offers commercial umbrella and excess liability insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

    Compare

    USI arranges umbrella and excess liability.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists umbrella among core coverages for technology companies.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • Zurich U.S.

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    Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Workers’ compensation

  • AIG

    Compare

    AIG Workers’ Compensation options by distinct channel

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Alliance Risk

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    Alliance Risk arranges workers’ compensation insurance.

    Broker5.8/ 10Carrier & MGA
    Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.

  • Amelia Risk

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    Amelia Risk arranges workers’ compensation insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Amelia Risk. Scope: Amelia Risk Insurance Brokers as the brokerage brand and operating name evidenced on its current official website, with US startup, technology, consumer-product and CPG brokerage activity; no insurer or underwriting entity is included.

  • Aon

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    Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.

    Broker6.7/ 10Carrier & MGA
    Assessed provider: Aon. Scope: Aon group commercial insurance brokerage, assessed at brand level from Aon's published terms, its 2025 SEC filing, and U.S., U.K. and Irish regulator records. It does not assess a single producing entity, insurer or placement, and it is not a ruling on Aon's consulting or benefits businesses.

  • biBerk

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Chubb

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    Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.

    BrokerCarrier & MGA6.4/ 10
    Assessed provider: Chubb. Scope: Chubb Limited as group parent and the exact US insurer entities in the cited materials. Current authority is independently verified for Federal Insurance Company, ACE American Insurance Company, Westchester Fire Insurance Company and Westchester Surplus Lines Insurance Company in Georgia, for Federal Insurance Company in Texas, and for Federal, ACE American and the Pennsylvania-domiciled Westchester Fire in California; the separate New York-domiciled Westchester Fire profile is merged and excluded. Capacity is assessed for one named programme only: the Brandywine run-off book of Century Indemnity Company, whose supporting XOL Agreement, Dividend Retention Fund and surplus note are disclosed with terms, limits and current balances. Financial and reinsurance evidence otherwise sits at group level, combined across the subsidiary group and across the whole ceded book, and no current Chubb commercial product or programme has an evidenced issuing entity or capacity panel, so none is assessed.

  • CNA

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Corgi

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    Corgi lists workers’ compensation insurance.

    BrokerAssessment subject unavailableCarrier & MGAAssessment subject unavailable
    Assessment subject unavailableAssessment subject unavailable

  • Coverdash

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    Coverdash lists workers’ compensation insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

  • Embroker

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    Embroker arranges workers’ compensation insurance.

    Broker5.1/ 10Carrier & MGA
    Assessed provider: Embroker. Scope: Embroker, Inc. and Embroker Insurance Services LLC as a U.S. digital insurance platform and producer; product-specific insurers include Everspan Indemnity Insurance Company and Everest National Insurance Company for named programs, not the entire catalogue.

  • ERGO NEXT Insurance

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    ERGO NEXT offers workers’ compensation insurance for small businesses.

    Broker5.0/ 10Carrier & MGA6.7/ 10
    Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.Assessed provider: ERGO NEXT Insurance. Scope: ERGO NEXT Insurance brand and the named carrier and agency entities in its current terms and license disclosures, including Next Insurance US Company, State National Insurance Company, National Specialty Insurance Company, Next Insurance, Inc. and Next First Insurance Agency, Inc.; Mississippi authority is limited to Next Insurance US Company, and AM Best ratings are recorded for Next Insurance US Company and State National Insurance Company only.

  • Founder Shield

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    Founder Shield lists workers’ compensation insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: Founder Shield. Scope: Foundershield LLC/Founder Shield brokerage activity and the separate The Baldwin Group Specialty Solutions, LLC entity named by the website terms. No insurer, carrier solvency or policy-specific issuer is assigned to the brokerage.

  • Foxquilt

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    Workers’ compensation page; state requirements vary.

    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Gallagher

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    Gallagher arranges workers’ compensation insurance for small businesses.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: Gallagher. Scope: Arthur J. Gallagher Risk Management Services, LLC and the Gallagher brokerage activity evidenced by the current US small-business and technology materials, excluding Gallagher's carrier, claims-administration and unrelated group entities unless a policy or service relationship is specifically named.

  • Harper

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    Harper arranges workers’ compensation insurance.

    Broker5.9/ 10Carrier & MGA
    Assessed entity: Harper Global Enterprises Inc.. Scope: Limited to the licensed agency Harper Global Enterprises Inc., doing business as Harper Global Insurance Agency, acting as a commercial insurance broker. Harper Group Corp., its parent, is described but not separately assessed. A December 2025 federal disclosure links the two.

  • Heffernan Insurance Brokers

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    Heffernan arranges workers’ compensation insurance.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Heffernan Insurance Brokers. Scope: Heffernan Insurance Brokers retail brokerage and Heffernan Network Insurance Brokers subsidiary/service activity. Neither is treated as a carrier or generic policy issuer; the contracting producer must be identified for a specific placement.

  • Hiscox

    Compare

    Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.

    Broker5.4/ 10Carrier & MGA6.7/ 10
    Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.Assessed provider: Hiscox. Scope: Hiscox US small-business activity at the named-entity level: Hiscox Inc. as online intermediary/general agent and Hiscox Insurance Company Inc. as the named admitted insurer for Hiscox NOW products; Hiscox Ltd. and Lloyd's capacity are group or product-specific context, not a universal issuer mapping.

  • HUB International

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    HUB International arranges workers’ compensation insurance.

    Broker5.5/ 10Carrier & MGA
    Assessed provider: HUB International. Scope: HUB International Limited and relevant U.S. subsidiaries as a commercial insurance broker and consulting group for U.S. technology and middle-market property-casualty placements; no specific HUB office, producer entity or policy issuer is assigned from group-level pages.

  • Insureon

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    Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.

    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Kinro

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    Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Kinro. Scope: Kinro Insurance Services LLC and the Kinro/Kinro AI technology-enabled distribution service for U.S. small-business commercial insurance. No carrier, MGA underwriting authority or risk-bearing status is assigned to Kinro itself.

  • Liberty Mutual

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    BrokerCarrier & MGAAssessment subject unavailable
    Assessment subject unavailable

  • Lockton

    Compare

    Lockton arranges workers’ compensation insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Lockton. Scope: Lockton's U.S. brokerage presentation, including Lockton Companies, LLC d/b/a Lockton Insurance Brokers, LLC and Lockton, Inc. as named in reviewed U.S. materials; scope is commercial placement and claims advocacy and does not identify a quote-specific risk-bearing insurer.

  • Markel Insurance

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    Markel Workers Compensation

    BrokerCarrier & MGA7.1/ 10
    Assessed entity: Markel Insurance Company. Scope: Markel Insurance Company (NAIC 38970, Illinois-domiciled) as an admitted U.S. commercial insurer, including its workers' compensation and liability lines. Other Markel insurers, Markel Group and the Lloyd's syndicates are context only, and it does not say which insurer will issue a given quote.

  • Marsh

    Compare

    Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.

    Broker5.6/ 10Carrier & MGA
    Assessed provider: Marsh. Scope: US Marsh brokerage legal entities evidenced in the current Marsh client compensation guide, together with the Marsh Risk business and its International Placement and Bermuda arm as Marsh presents them in its own facility announcements for US-based buyers. Marsh USA LLC's separate Amazon affinity-programme role and its dated producer disclosure are scoped only to that programme. Producer authority is independently verified for Marsh USA LLC in Georgia, Texas, Pennsylvania, Colorado, Nevada, Indiana and Minnesota only; every other jurisdiction remains company-reported. The assessed activity is insurance brokerage, client advisory, claims advocacy and the facility-level carrier and capacity arrangements Marsh publishes for US placements; Marsh McLennan Agency, Victor, insurers, reinsurers and non-US affiliates are excluded from scored scope, and the issuing insurer for an individual buyer's placement is not assessed.

  • Marsh McLennan Agency

    Compare
    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • Mylo

    Compare

    Mylo compares workers’ compensation options from insurers.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Mylo. Scope: Mylo, LLC and its disclosed trade names as an online insurance agency and broker; the insurer remains policy-specific.

  • Newfront

    Compare

    Newfront arranges workers’ compensation insurance through its casualty practice.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

  • Pie Insurance

    Compare

    Pie Insurance offers workers’ compensation insurance for small businesses.

    Broker5.3/ 10Carrier & MGA6.3/ 10
    Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.Assessed provider: Pie Insurance. Scope: Pie Insurance Services, Inc. as producer/administrator; The Pie Insurance Company and Pie Casualty Insurance Company as separately named P&C entities. This review does not assign Pie Casualty to a product without product-specific evidence and does not treat Pie Group Holdings, Inc. as an insurer.

  • Risklytics

    Compare

    Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.

    Broker5.4/ 10Carrier & MGA
    Assessed provider: Risklytics. Scope: Risklytics, Inc. dba Risklytics Insurance Services as a US insurance producer/broker serving technology and specialty risks through the licensed producer operation identified on its current official website; no carrier or underwriting role is included.

  • Simply Business

    Compare
    BrokerAssessment subject unavailableCarrier & MGA
    Assessment subject unavailable

  • StartupInsurance.ai

    Compare

    StartupInsurance.ai arranges workers’ compensation insurance for startups.

    Broker4.9/ 10Carrier & MGA
    Assessed provider: StartupInsurance.ai. Scope: StartupInsurance.ai brand and ContractorNerd Insurance Services LLC as the disclosed agency/intermediary for startup and technology-company commercial insurance; carrier names displayed in marketing are not treated as issuers without quote or policy evidence.

  • TechInsurance

    Compare

    TechInsurance arranges workers’ compensation insurance for small businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

  • The Baldwin Group

    Compare

    Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.

    BrokerNot RatedCarrier & MGA
    Assessed provider: The Baldwin Group. Scope: The Baldwin Insurance Group and its consolidated subsidiaries as described in its 2025 Form 10-K. This group-level record does not identify the licensed producer or insurer for a particular policy or placement.

  • The Hartford

    Compare

    The Hartford offers workers’ compensation insurance.

    BrokerCarrier & MGA7.3/ 10
    Assessed provider: The Hartford. Scope: The Hartford's US property-and-casualty carrier activity at named insurer level, centered on Hartford Fire Insurance Company and related writing companies disclosed in current legal notices and regulator records. The Hartford Insurance Group, Inc. is parent/holding-company context; life, benefits, Navigators and other entities are not merged into Hartford Fire's scored evidence.

  • THREE by Berkshire Hathaway

    Compare

    Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    BrokerCarrier & MGANot Rated
    Assessed entity: Berkshire Hathaway Direct Insurance Company. Scope: Berkshire Hathaway Direct Insurance Company (BHDIC), the insurer named on the displayed THREE sample policy. THREE is the commercial product/DBA label. This assessment uses BHDIC-specific evidence only; information about parent companies, affiliates, brokers and other Berkshire insurers is not transferred to BHDIC.

  • Travelers

    Compare

    Travelers offers workers’ compensation insurance.

    BrokerCarrier & MGA6.1/ 10
    Assessed provider: Travelers. Scope: The Travelers Indemnity Company and Travelers Casualty and Surety Company of America, with California insurer authority checked. Travelers group financial results and technology-insurance services provide context; the issuer and terms of a particular policy require confirmation.

  • USI Insurance Services

    Compare

    USI arranges workers’ compensation insurance.

    Broker5.3/ 10Carrier & MGA
    Assessed provider: USI Insurance Services. Scope: USI Insurance Services LLC and its U.S. brokerage and risk-consulting operation for property-casualty, technology, executive, employee-benefit and related commercial risks; the evidence covers placement and claims-support roles and does not identify USI as a risk-bearing insurer.

  • Vouch

    Compare

    Vouch lists workers’ compensation among core coverages for technology companies.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: Vouch. Scope: Vouch Specialty Insurance Services, LLC as the current Vouch brokerage; Vouch Group, Inc. as the marketing-name group. Corix Insurance Services, LLC and Vouch Insurance Company are separately recorded transaction entities and are not assumed to be the current broker or a buyer’s issuer.

  • WithCoverage

    Compare

    WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.

    Broker5.0/ 10Carrier & MGA
    Assessed provider: WithCoverage. Scope: With Coverage's US commercial-insurance brokerage and risk-advisory activity at the named-entity level, including With Coverage Inc. and With Coverage Insurance Services LLC where official terms, regulator filings or carrier directories identify them. No insurer, MGA or policy-risk-bearing role is included.

  • Zurich U.S.

    Compare

    Zurich markets workers’ compensation insurance.

    BrokerCarrier & MGANot Rated
    Assessed entity: Zurich American Insurance Company. Scope: Evidence record for Zurich U.S. brand and named insurer Zurich American Insurance Company (ZAIC); corporate ratings are specific to the named issuer where stated, while conduct and customer sources keep their own entity/jurisdiction/product scopes. No Spot Score or reliability rating is assigned.

Sources

  1. Small Business Insurance. Nationwide; Small business products and solutions, lines 185–214: BOP, workers’ compensation, commercial auto, umbrella, EPLI, cyber and surety; purchase guidance lines 235–247. Accessed 2026-09-29.
  2. Small Business Insurance Solutions for Agents. Nationwide; Specialized small commercial solutions: BOP, auto, workers’ compensation, cyber, EPLI, umbrella, inland marine and professional liability; page states appetite varies by state, lines 129–163, 191–193. Accessed 2026-09-29.
  3. Business Owners Policy (BOP Insurance). Nationwide; BOP audience/employee/sales criteria and coverages, lines 181–225; additional coverage options lines 244–277; policy/availability qualification line 326. Accessed 2026-09-29.

Updated 2026-09-29. Spot is a product of Tools for Enlightenment and participates in the commercial-insurance market. Provider descriptions cite public sources; shared coverage labels do not establish equivalent policy terms. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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